Gavop's guide to buying homeowners insurance in Boundary County, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Boundary County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Krause Rd, Truman St, Co Rd 30B, Co Rd 2a, Co Rd 30C, Ocean Front Pl, Co Rd 21-6, Co Rd 73, Depot Rd, Emerson Ln | $237,500 | $210,000 | $250,000-$300,000 | $186,500 | $180,000 | $175,000-$200,000 |
| Settlers Ln, Forest Dr, Bench Rd, Co Rd 61, Co Rd 13, C R 7, Giles Connection Rd, Co Rd 51B, Lost Mile Rd, Zimmerman | $168,500 | $140,000 | $175,000-$200,000 | $135,000 | $110,000 | $150,000-$175,000 |
| Co Rd 36A, Shiloh Loop, Selkirk St, Nez Perce, Syringa Dr, Lookout View Rd, Co Rd 72C, Plantation Rd, Perkins Lake Rd, Co Rd 80 | $275,000 | $220,000 | $250,000-$300,000 | $209,500 | $170,000 | $200,000-$250,000 |
| Ponderosa Way, Co Rd 60, Champs Rd, 1st St, Ford, Crossport Rd, Co Rd 51 E, Natl Forest Develop Road 2594 Rd, Pleasant Valley Rd, US Hwy 95 | $179,000 | $150,000 | $175,000-$200,000 | $113,500 | $100,000 | $100,000-$125,000 |
| Riverside St, Corvus Dr, Co Rd 74B, Marx Ct, Co Rd 60 B, Bunny Ln, Skyline Rd, Co Rd 37, Clara St, Herman Lake Rd | $187,000 | $160,000 | $150,000-$175,000 | $113,000 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $536 |
| Home and Two Car | -$100 | $489 |
| Home and Three Car | -$141 | $447 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boundary County | $2,000 | $582 | $2,582 | $423 | $2,423 | $159 |
| Boundary County, ID | $700 | $582 | $1,282 | $423 | $1,123 | $159 |
| Moyie Springs, ID | $100 | $627 | $727 | $456 | $556 | $171 |
| Kootenai, ID | $1,000 | $605 | $1,605 | $439 | $1,439 | $165 |
| Bonner County, ID | $200 | $656 | $856 | $476 | $676 | $179 |
| Troy, MT | $1,500 | $1,022 | $2,522 | $742 | $2,242 | $279 |
| Pend Oreille County, WA | $400 | $625 | $1,025 | $454 | $854 | $171 |
| East Hope, ID | $2,000 | $707 | $2,707 | $514 | $2,514 | $193 |
| Clark Fork, ID | $300 | $655 | $955 | $476 | $776 | $179 |
| Cusick, WA | $2,500 | $366 | $2,866 | $266 | $2,766 | $100 |
| Oldtown, ID | $200 | $477 | $677 | $347 | $547 | $130 |
| Newport, WA | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
| Home Insurance Company Boundary County, ID | Homeowners Insurance Agency Boundary County, ID | Address | Popularity Score | Distance from Boundary County (miles) |
|---|---|---|---|---|
| Allstate | Pacific Far West Agency | 1009 Highway 2 Ste D, Sandpoint, ID, 83864 | 34.8 | |
| Travelers | Isu-Pacific Far West Agency | 1009 Highway 2 West Ste D, Sandpoint, ID, 83864 | 34.8 | |
| Travelers | Isu-Pacific Far West Agency | 1009 Highway 2 W Ste D, Sandpoint, ID, 83864 | 34.9 | |
| Travelers | Summit Insurance Resource Group | 301 Cedar St Ste 203, Sandpoint, ID, 83864 | 34.4 | |
| Travelers | Summit Insurance Resource Group | 1323 Highway 2 Suite 300, Sandpoint, ID, 83864 | 34.0 | |
| Travelers | Advocate Insurance Service Inc | 506 Alder St, Sandpoint, ID, 83864 | 34.3 | |
| Travelers | The Insurance Shop Usa | 1218 N Division Ste 101, Sandpoint, ID, 83864 | 33.8 | |
| State Farm | Dale Reed | 302 Main St, Sandpoint, ID, 83864-1434 | 34.4 | |
| Farmers | Sally Hendricks-Bauer | 6803 Main St, Bonners Ferry, ID, 83805 | 11.2 | |
| Liberty Mutual Independent | Smith Insurance Services Inc | 1218 N Division Ave Ste 101, Sandpoint, ID, 83864 | 33.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $420 | $870 | $450 |
| Boundary County, ID | $181,300 | $589 | $420 | $830 | $410 |
| Boundary County, ID | $181,300 | $589 | $390 | $830 | $440 |
| Moyie Springs, ID | $182,700 | $635 | $460 | $870 | $410 |
| Kootenai, ID | $166,500 | $612 | $420 | $840 | $420 |
| Bonner County, ID | $222,700 | $663 | $480 | $920 | $440 |
| Troy, MT | $187,000 | $1,034 | $790 | $1,350 | $560 |
| Pend Oreille County, WA | $186,000 | $632 | $450 | $870 | $420 |
| East Hope, ID | $250,000 | $716 | $490 | $1,020 | $530 |
| Clark Fork, ID | $204,800 | $663 | $480 | $940 | $460 |
| Cusick, WA | $52,500 | $370 | $250 | $510 | $260 |
| Oldtown, ID | $102,800 | $483 | $330 | $680 | $350 |
| Newport, WA | $191,900 | $641 | $450 | $880 | $430 |