Gavop tells you how to get the best homeowners insurance in La Plata, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| La Plata, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Hawthorne Dr, Alder Ct, Prince Charles Dr, Dorchester Ave, Goose Creek Dr, Mallard Ln, Lumber Pl, Martin Ct, Tonys Pl, Bath Dr | $329,000 | $290,000 | $300,000-$350,000 | $534,000 | $450,000 | $500,000-$600,000 |
| Fescue Cir, Centennial St, Oak Ave, Kalmia Ct, Queen Victoria St, Llano Dr, Burning Bush Pl, Grape Pl, Edelen Station Pl, Lodge St | $397,000 | $360,000 | $350,000-$400,000 | $427,000 | $370,000 | $350,000-$400,000 |
| Box Elder Rd, Valley Rd, Wales Dr, Bran Dr, Old Stagecoach Rd, Junction Ct, Marys Ln, Docs Pl, Conquest Pl, Chaff Way | $218,500 | $200,000 | $175,000-$200,000 | $360,500 | $290,000 | $400,000-$500,000 |
| Redwood Cir, River Birch Dr, Laplata New Market Rd, Mathir Dr, Whispering Ln, S Wiltshire Ct, Pomonkey Way, Joseph Rosier Pl, Piney Branch Way, Jaybee Ln | $339,500 | $290,000 | $300,000-$350,000 | $293,500 | $260,000 | $300,000-$350,000 |
| Wood Duck Cir, Severn Dr, Woodhaven Dr, Myrtleleaf Cir, Reaping Ct, Thomas Jefferson St, Glendale Pl, Leeds Way, Leicester Dr, Don Sinsel Ct | $276,500 | $250,000 | $200,000-$250,000 | $598,000 | $570,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $642 |
| Superior Protection Discount | -$71 | $721 |
| Fire & Security Discount | -$87 | $706 |
| Hail Resistant Roof Discount | -$16 | $777 |
| Newly Constructed Home Discount | -$174 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Charles County | $2,500 | $950 | $3,450 | $691 | $3,191 | $260 |
| La Plata, MD | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Marlton, MD | $400 | $786 | $1,186 | $571 | $971 | $215 |
| Walker Mill, MD | $2,000 | $719 | $2,719 | $522 | $2,522 | $196 |
| Friendship, MD | $100 | $1,162 | $1,262 | $844 | $944 | $318 |
| Independent Hill, VA | $2,000 | $1,038 | $3,038 | $754 | $2,754 | $284 |
| Linton Hall, VA | $100 | $894 | $994 | $649 | $749 | $244 |
| University Center, VA | $1,000 | $1,003 | $2,003 | $729 | $1,729 | $274 |
| Opal, VA | $300 | $1,014 | $1,314 | $737 | $1,037 | $277 |
| Stevensburg, VA | $2,000 | $803 | $2,803 | $583 | $2,583 | $219 |
| Cambridge, MD | $100 | $671 | $771 | $487 | $587 | $183 |
| Home Insurance Company La Plata, MD | Homeowners Insurance Agency La Plata, MD | Address | Popularity Score | Distance from La Plata (miles) |
|---|---|---|---|---|
| Erie | Kent Mittrick & Associates | 408 Crain Hwy S Suite 2, Glen Burnie, MD, 21061 | 46.3 | |
| State Farm | Nick Rogers | 7627 Leonardtown Rd Ste 104a, Hughesville, MD, 20637-3017 | 9.1 | |
| Erie | Insurance & Investments Inc. | 2401 Research Blvd # 100, Rockville, MD, 20850 | 40.5 | |
| Travelers | A F Szabo Insurance Agency Inc | 11705 Berry Road Suite 101, Waldorf, MD, 20603 | 6.6 | |
| Travelers | Charles R Grant Agency | 620 Hungerford Dr Ste 33, Rockville, MD, 20850 | 39.2 | |
| Nationwide | John L Sprague | 6529 Crain Highway, La Plata, MD, 20646-0003 | 1.0 | |
| Farmers | Joshua Fitzpatrick | 312 Main St Ste 50, Gaithersburg, MD, 20878 | 42.5 | |
| Travelers | Grady Wright & Associates Inc | 7310 Ritchie Hwy Ste 213, Glen Burnie, MD, 21061 | 47.2 | |
| State Farm | Kirk Lynn | 2431 Crofton Ln Ste 13, Crofton, MD, 21114-1327 | 35.7 | |
| State Farm | Will Wingo | 12116 Darnestown Road Suite L2, Gaithersburg, MD, 20878-2227 | 42.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Charles County, MD | $294,000 | $962 | $760 | $1,210 | $450 |
| La Plata, MD | $336,700 | $793 | $630 | $1,000 | $370 |
| Marlton, MD | $270,000 | $795 | $630 | $1,000 | $370 |
| Walker Mill, MD | $230,000 | $727 | $570 | $920 | $350 |
| Friendship, MD | $356,700 | $1,176 | $930 | $1,480 | $550 |
| Independent Hill, VA | $467,700 | $1,051 | $710 | $1,440 | $730 |
| Linton Hall, VA | $423,200 | $904 | $610 | $1,280 | $670 |
| University Center, VA | $309,000 | $1,015 | $740 | $1,440 | $700 |
| Opal, VA | $318,000 | $1,026 | $750 | $1,430 | $680 |
| Stevensburg, VA | $268,900 | $812 | $590 | $1,150 | $560 |
| Cambridge, MD | $153,900 | $679 | $540 | $860 | $320 |