Gavop shows you how to buy homeowners insurance in Clayton County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Clayton County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 1st Ln, E Spring St, E Van Buren St, Havens Dr, 125th St, 331st St, 3rd St, Partridge Rd, Co Hwy W67, S Hill St | $185,500 | $160,000 | $200,000-$250,000 | $87,500 | $70,000 | $75,000-$100,000 |
| A Ave, Herman St, Clayton St, Archer Rd, April Ave, 110th St, W 1st St, 280th St, 322nd St, Keystone Rd | $126,500 | $100,000 | $125,000-$150,000 | $116,500 | $100,000 | $100,000-$125,000 |
| N 4th St, Stoney Loop, Abbey Rd, Howard St, Cooley St, W Spring St, McGregor Hieghts Rd, Elk Ave, Valleyview Dr, Cedar St | $137,500 | $120,000 | $125,000-$150,000 | $118,500 | $110,000 | $125,000-$150,000 |
| Jolly Ridge Rd, Mississippi Rd, Lessing St, Laser Rd, 220th St, Estes Point Rd, Errthum Rd, S Benton St, Fortune Ave, Kittyhawk Ave | $175,500 | $140,000 | $125,000-$150,000 | $86,500 | $70,000 | $75,000-$100,000 |
| N 5th Dr, Co Hwy W62, N 6th St, Herder St, Lynix Ave, 182nd St, Butler St, Eagle Ave, Ironwood Rd, Garden Ave | $156,500 | $130,000 | $150,000-$175,000 | $147,000 | $120,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $582 |
| Home and Two Car | -$102 | $537 |
| Home and Three Car | -$160 | $479 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clayton County | $1,500 | $632 | $2,132 | $459 | $1,959 | $173 |
| Clayton County, IA | $1,500 | $632 | $2,132 | $459 | $1,959 | $173 |
| Strawberry Point, IA | $500 | $627 | $1,127 | $456 | $956 | $171 |
| Smithfield, IA | $1,000 | $887 | $1,887 | $645 | $1,645 | $242 |
| Stanley, IA | $400 | $454 | $854 | $330 | $730 | $124 |
| Eastman, WI | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Byron, IA | $200 | $668 | $868 | $485 | $685 | $183 |
| Westgate, IA | $2,500 | $524 | $3,024 | $381 | $2,881 | $143 |
| Marietta, WI | $400 | $622 | $1,022 | $452 | $852 | $170 |
| Banks, IA | $700 | $817 | $1,517 | $594 | $1,294 | $223 |
| Whitewater, IA | $300 | $872 | $1,172 | $634 | $934 | $238 |
| Dunleith, IL | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
| Home Insurance Company Clayton County, IA | Homeowners Insurance Agency Clayton County, IA | Address | Popularity Score | Distance from Clayton County (miles) |
|---|---|---|---|---|
| Allstate | Tim Dieter | 3343 Center Grove Dr Ste E, Dubuque, IA, 52003 | 39.3 | |
| State Farm | Paul Hudson | 712 E Broadway Street, Decorah, IA, 52101-1732 | 39.3 | |
| Travelers | Dubuque Insurance Services Inc | 205 Kaufmann Ave, Dubuque, IA, 52001 | 40.1 | |
| State Farm | Bill Bouska | 319 Highway 150 N, West Union, IA, 52175-1048 | 26.3 | |
| State Farm | Tim Reed | 1219 S Frederick Ave Ste B, Oelwein, IA, 50662-3037 | 32.5 | |
| Farmers | Gary Schuster | 3003 Asbury Rd, Dubuque, IA, 52001 | 38.7 | |
| State Farm | Scott Houg | 111 Rossville Rd, Waukon, IA, 52172-1935 | 30.4 | |
| Travelers | Kunkel & Associates Inc | 401 Data Ct, Dubuque, IA, 52003 | 43.0 | |
| Liberty Mutual Independent | Key City Ins Wallis Kunnert Price & Smith Key C | 4835 Asbury Rd, Dubuque, IA, 52002 | 37.1 | |
| Liberty Mutual Independent | Oconnor & English Insurance Agency | 1545 Associates Dr Ste 103, Dubuque, IA, 52002 | 38.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,170 | $580 |
| Clayton County, IA | $116,500 | $639 | $440 | $880 | $440 |
| Clayton County, IA | $116,500 | $639 | $460 | $880 | $420 |
| Strawberry Point, IA | $84,700 | $635 | $460 | $880 | $420 |
| Smithfield, IA | $162,500 | $898 | $610 | $1,280 | $670 |
| Stanley, IA | $50,000 | $460 | $330 | $640 | $310 |
| Eastman, WI | $166,900 | $681 | $460 | $930 | $470 |
| Byron, IA | $94,300 | $676 | $450 | $930 | $480 |
| Westgate, IA | $62,900 | $530 | $380 | $760 | $380 |
| Marietta, WI | $140,000 | $630 | $430 | $870 | $440 |
| Banks, IA | $136,800 | $827 | $570 | $1,130 | $560 |
| Whitewater, IA | $156,500 | $883 | $640 | $1,250 | $610 |
| Dunleith, IL | $136,600 | $756 | $540 | $1,080 | $540 |