Gavop's guide to buying homeowners insurance in Johnson County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Johnson County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Greeley St, 4th, 73350 Rd, N 2nd St, E Iowa St, 623 Ave, E Main St, Maple Grove Rd, 623 Ave, State Hwy Spur 49A | $102,000 | $90,000 | $100,000-$125,000 | $120,500 | $110,000 | $100,000-$125,000 |
| S 11th St, 617 Ave, S 2nd St, E Illinois St, Iowa St, Garfield St, N 9th St, S 6th St, 737 Rd, 619.50 Ave | $92,500 | $80,000 | $75,000-$100,000 | $72,000 | $60,000 | $75,000-$100,000 |
| Hwy 50, N 2nd St, S 3rd St, E Cherry St, Broadway St, 2nd St, Clay St, E Greenwood Ave, Howard St, 612.75 Ave | $73,500 | $60,000 | $75,000-$100,000 | $71,000 | $60,000 | $75,000-$100,000 |
| 609 Rd, 732 Rd, 724 Rd, 736 Rd, Division St, Atchison St, W Church St, 618 Ave, Penn St, Washington St | $115,500 | $100,000 | $100,000-$125,000 | $71,000 | $60,000 | $50,000-$75,000 |
| State Hwy 41, 726.50 Rd, Jackson St, 625 Ave, Shawnee Blvd, 620 1/2 Ave, Lincoln St, N 10th St, S 10th St, 4th St | $76,500 | $70,000 | $75,000-$100,000 | $85,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $634 |
| Superior Protection Discount | -$66 | $670 |
| Fire & Security Discount | -$66 | $670 |
| Hail Resistant Roof Discount | -$15 | $722 |
| Newly Constructed Home Discount | -$177 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $1,000 | $728 | $1,728 | $529 | $1,529 | $199 |
| Johnson County, NE | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Virginia, NE | $500 | $655 | $1,155 | $476 | $976 | $179 |
| Gage County, NE | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Porter, NE | $300 | $1,316 | $1,616 | $956 | $1,256 | $360 |
| Avoca, NE | $1,500 | $1,302 | $2,802 | $946 | $2,446 | $356 |
| Centerville, NE | $100 | $1,854 | $1,954 | $1,348 | $1,448 | $507 |
| Beattie, KS | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Big Blue, NE | $300 | $1,549 | $1,849 | $1,126 | $1,426 | $423 |
| Fremont County, IA | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Western, NE | $300 | $605 | $905 | $439 | $739 | $165 |
| Pacific Junction, IA | $1,000 | $602 | $1,602 | $437 | $1,437 | $164 |
| Home Insurance Company Johnson County, NE | Homeowners Insurance Agency Johnson County, NE | Address | Popularity Score | Distance from Johnson County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Miller-Monroe Company Inc | 1608 Stone St, Falls City, NE, 68355 | 42.1 | |
| Travelers | All American Insurance | 6120 Havelock Avenue, Lincoln, NE, 68507 | 37.3 | |
| Liberty Mutual Independent | Watts Insurance Group | 5550 S 59th St Ste 25, Lincoln, NE, 68516 | 31.7 | |
| Allstate | Tyler Irons | 2142 N Cotner Blvd, Lincoln, NE, 68505 | 35.7 | |
| Travelers | All Nebraska Insurance | 4727 N 26th St Ste B, Lincoln, NE, 68521 | 38.7 | |
| Travelers | Complete Insurance | 700 R St Ste 311, Lincoln, NE, 68501 | 37.2 | |
| Travelers | Advantage Insurance | 505 N 27th St 505 N 27th St, Lincoln, NE, 68503 | 36.4 | |
| State Farm | Michelle Boden | 5740 Old Cheney Road, Lincoln, NE, 68516-3586 | 31.6 | |
| State Farm | Vinnie Krikac | 935 Plum St, Lincoln, NE, 68502-2168 | 35.8 | |
| State Farm | Mike Castle | 2002 Stone St, Falls City, NE, 68355-2031 | 41.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,730 | $910 |
| Johnson County, NE | $82,200 | $737 | $510 | $1,020 | $510 |
| Johnson County, NE | $82,200 | $737 | $490 | $1,040 | $550 |
| Virginia, NE | $50,000 | $663 | $480 | $950 | $470 |
| Gage County, NE | $108,800 | $870 | $580 | $1,190 | $610 |
| Porter, NE | $165,400 | $1,332 | $890 | $1,820 | $930 |
| Avoca, NE | $162,500 | $1,318 | $900 | $1,820 | $920 |
| Centerville, NE | $310,700 | $1,877 | $1,350 | $2,670 | $1,320 |
| Beattie, KS | $55,400 | $848 | $660 | $1,140 | $480 |
| Big Blue, NE | $220,200 | $1,568 | $1,080 | $2,150 | $1,070 |
| Fremont County, IA | $100,200 | $651 | $450 | $900 | $450 |
| Western, NE | $42,800 | $612 | $420 | $840 | $420 |
| Pacific Junction, IA | $79,000 | $609 | $410 | $840 | $430 |