Gavop shows you how to buy homeowners insurance in Upper Merion, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $126,500 | $120,000 | $100,000-$125,000 |
| 2 Bedroom | $188,500 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $318,500 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $552,500 | $450,000 | $500,000-$600,000 |
| 5 Bedroom | $620,500 | $540,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $749 |
| Superior Protection Discount | -$89 | $803 |
| Fire & Security Discount | -$89 | $803 |
| Hail Resistant Roof Discount | -$18 | $874 |
| Newly Constructed Home Discount | -$232 | $660 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Upper Merion, PA | $2,000 | $881 | $2,881 | $641 | $2,641 | $241 |
| Willistown, PA | $500 | $952 | $1,452 | $692 | $1,192 | $260 |
| Village Shires, PA | $1,000 | $1,183 | $2,183 | $859 | $1,859 | $323 |
| Oldmans, NJ | $400 | $879 | $1,279 | $639 | $1,039 | $240 |
| Gloucester, NJ | $1,000 | $705 | $1,705 | $513 | $1,513 | $193 |
| Lower Saucon, PA | $100 | $808 | $908 | $587 | $687 | $221 |
| South Whitehall, PA | $2,500 | $712 | $3,212 | $517 | $3,017 | $195 |
| Olivet, NJ | $500 | $911 | $1,411 | $662 | $1,162 | $249 |
| Centre, PA | $1,500 | $828 | $2,328 | $602 | $2,102 | $226 |
| Eastlawn Gardens, PA | $300 | $888 | $1,188 | $645 | $945 | $243 |
| Home Insurance Company Upper Merion, PA | Homeowners Insurance Agency Upper Merion, PA | Address | Popularity Score | Distance from Upper Merion (miles) |
|---|---|---|---|---|
| Nationwide | Elsa Arbitman Agency | 200 S Bellevue Ave, Langhorne, PA, 19047 | 25.1 | |
| Nationwide | Joseph D Boyle Agency | 222 W Lancaster Ave, Ardmore, PA, 19003-1215 | 7.1 | |
| State Farm | Steve Melniczak | 873 Lancaster Ave, Devon, PA, 19333-1315 | 3.4 | |
| Travelers | Watlington & Cooper Inc | 6624 Germantown Ave, Philadelphia, PA, 19119 | 10.7 | |
| Travelers | Brosky Agency | 1540 E Race St, Allentown, PA, 18103 | 39.3 | |
| State Farm | Philip Yun | 7954 Bustleton Ave, Philadelphia, PA, 19152-3321 | 17.6 | |
| Travelers | Turley Insurance Agency Inc | 123 W Fourth St, Bridgeport, PA, 19405 | 2.2 | |
| Allstate | Ronald Williford | 38 N Waterloo Rd, Devon, PA, 19333 | 3.7 | |
| State Farm | Steven Breinlinger | 7904 Germantown Ave Ste Ss, Philadelphia, PA, 19118-3545 | 9.7 | |
| Travelers | Peterson Insurance Services Inc | 140 W Eagle Road, Havertown, PA, 19083 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,020 | $480 |
| Montgomery County, PA | $299,300 | $960 | $660 | $1,320 | $660 |
| Upper Merion, PA | $323,200 | $892 | $650 | $1,280 | $630 |
| Willistown, PA | $404,500 | $963 | $690 | $1,320 | $630 |
| Village Shires, PA | $365,400 | $1,197 | $800 | $1,700 | $900 |
| Oldmans, NJ | $217,800 | $890 | $600 | $1,270 | $670 |
| Gloucester, NJ | $196,800 | $714 | $510 | $990 | $480 |
| Lower Saucon, PA | $288,200 | $817 | $560 | $1,160 | $600 |
| South Whitehall, PA | $232,100 | $721 | $510 | $990 | $480 |
| Olivet, NJ | $235,600 | $922 | $640 | $1,270 | $630 |
| Centre, PA | $221,500 | $838 | $570 | $1,200 | $630 |
| Eastlawn Gardens, PA | $253,400 | $899 | $640 | $1,230 | $590 |