Gavop tells you how to get the best homeowners insurance in Audrain County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $106,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $140,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $178,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $299,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $657 |
| Superior Protection Discount | -$70 | $712 |
| Fire & Security Discount | -$78 | $704 |
| Hail Resistant Roof Discount | -$23 | $759 |
| Newly Constructed Home Discount | -$188 | $594 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Audrain County | $1,000 | $773 | $1,773 | $562 | $1,562 | $211 |
| Audrain County, MO | $2,000 | $773 | $2,773 | $562 | $2,562 | $211 |
| Curryville, MO | $500 | $657 | $1,157 | $477 | $977 | $180 |
| Chamois, MO | $200 | $662 | $862 | $481 | $681 | $181 |
| Rock Bridge, MO | $700 | $990 | $1,690 | $720 | $1,420 | $271 |
| McKittrick, MO | $100 | $852 | $952 | $619 | $719 | $233 |
| Wooldridge, MO | $700 | $810 | $1,510 | $589 | $1,289 | $221 |
| Shelbyville, MO | $100 | $793 | $893 | $577 | $677 | $217 |
| Narrows, MO | $1,000 | $817 | $1,817 | $594 | $1,594 | $223 |
| Tiger Fork, MO | $500 | $784 | $1,284 | $570 | $1,070 | $214 |
| Lincoln County, MO | $1,000 | $1,017 | $2,017 | $739 | $1,739 | $278 |
| Home Insurance Company Audrain County, MO | Homeowners Insurance Agency Audrain County, MO | Address | Popularity Score | Distance from Audrain County (miles) |
|---|---|---|---|---|
| Travelers | Gallaher Insurance Group | 110 N Coal, Mexico, MO, 65265 | 3.5 | |
| Travelers | Scott Agency Inc | 408 N Sturgeon St , Montgomery City, MO, 63361 | 46.6 | |
| State Farm | Suzanne Baker | 909 W Monroe St, Mexico, MO, 65265-1973 | 3.7 | |
| Farmers | Matthew Dunbar | 3434 Georgia St, Louisiana, MO, 63353 | 43.8 | |
| Travelers | Macon Insurance Llc | 506-B N Missouri St, Macon, MO, 63552 | 49.3 | |
| State Farm | Ron Mills | 850 E Cherry St Ste C, Troy, MO, 63379-1474 | 49.6 | |
| Liberty Mutual Independent | Clayton Duff | 430 Main St, Troy, MO, 63379 | 49.1 | |
| State Farm | Ramsey Dickerman | 501 W Us Highway 54, Vandalia, MO, 63382-1320 | 19.9 | |
| Farmers | Christopher Kamper | 723 E Booneslick Rd, Warrenton, MO, 63380 | 47.0 | |
| Travelers | Scott Agency Inc | 604 E Veterans Memorial Pkwy, Warrenton, MO, 63383 | 46.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,530 | $760 |
| Audrain County, MO | $95,800 | $782 | $560 | $1,120 | $560 |
| Audrain County, MO | $95,800 | $782 | $560 | $1,090 | $530 |
| Curryville, MO | $35,000 | $665 | $480 | $910 | $430 |
| Chamois, MO | $36,000 | $670 | $490 | $920 | $430 |
| Rock Bridge, MO | $285,800 | $1,002 | $670 | $1,420 | $750 |
| McKittrick, MO | $77,500 | $862 | $620 | $1,230 | $610 |
| Wooldridge, MO | $67,500 | $820 | $600 | $1,120 | $520 |
| Shelbyville, MO | $63,600 | $803 | $590 | $1,130 | $540 |
| Narrows, MO | $69,100 | $827 | $600 | $1,150 | $550 |
| Tiger Fork, MO | $61,500 | $794 | $540 | $1,130 | $590 |
| Lincoln County, MO | $154,100 | $1,030 | $710 | $1,420 | $710 |