Gavop's guide to buying homeowners insurance in Clearfield County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Clearfield County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Jasmine Ln, Tower Ln, McClure Rd, Blue Jay Dr, Valley Ln, Mitchell Ave, T107, Pea Vine Rd, Spiker Rd, Stanley Bottom Rd | $127,000 | $110,000 | $125,000-$150,000 | $86,000 | $70,000 | $75,000-$100,000 |
| T665, W Sherman Ave, Hall St, Gillen Ln, Rougeux Rd, Comanche Ln, N 6th St, Highview Rd, Chickadee Ln, Sr2017 | $155,000 | $140,000 | $150,000-$175,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Sunny Crst, Farmall Dr, Spruce Hill Rd, Martin St, Thorp Rd, S 3rd St, Camel Rd, Hopkins St, Larch Aly, Morgan Rd | $112,500 | $90,000 | $125,000-$150,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Rumbarger Ave, Hale St, T423, Steele Rd, McGees Mills Rd, New St, T341, Bear Ridge Rd, Poplar St, T712 | $133,000 | $120,000 | $100,000-$125,000 | $74,500 | $70,000 | $75,000-$100,000 |
| Bloomington Ave, T858, W Park Ave, T678, Old Bliss Run Rd, Ansonville Rd, T979, T350, T426, T401 | $101,000 | $90,000 | $75,000-$100,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Punkin Ridge Rd, Shaffer Aly, S Second St, Turkey Hill Rd, State Rte 4005, T667, T801, Keller Rd, Oakhurst Ln, Healey Ave | $97,000 | $80,000 | $75,000-$100,000 | $92,500 | $80,000 | $50,000-$75,000 |
| Hudson Rd, State Rte 1012, T326, Plubell Ln, T873, T305, Black Elk Rd, 5th St Exd, Witherow Rd, Water Plant Rd | $114,000 | $100,000 | $125,000-$150,000 | $91,500 | $80,000 | $100,000-$125,000 |
| Rolley Rd, T459, Frenchville Rd, T343, German Cemetery Rd, Pleasant Valley Rd, Station Rd, Salem Trlr Ct, Old 255 Rd, T402 | $114,000 | $90,000 | $125,000-$150,000 | $57,500 | $50,000 | $50,000-$75,000 |
| Shamokin Trl, Anderson St, Adams Rd, Juniata Ave, Drane Hwy, T715, Oak Dr, McFadden Rd, Virgin Aly, W Second Ave | $148,500 | $140,000 | $125,000-$150,000 | $116,500 | $100,000 | $100,000-$125,000 |
| Paul Hoffman Rd, T R 345, Sr1005, Carrs Hill, Kings Hwy, Meadow Rd, McNaul St, T998, N Jared St, Pitch Pine Ln | $95,500 | $90,000 | $100,000-$125,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $700 |
| Superior Protection Discount | -$74 | $750 |
| Fire & Security Discount | -$82 | $741 |
| Hail Resistant Roof Discount | -$25 | $799 |
| Newly Constructed Home Discount | -$189 | $634 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clearfield County | $1,500 | $814 | $2,314 | $592 | $2,092 | $222 |
| Clearfield County, PA | $700 | $814 | $1,514 | $592 | $1,292 | $222 |
| Osceola Mills, PA | $500 | $524 | $1,024 | $381 | $881 | $143 |
| Chester Hill, PA | $700 | $554 | $1,254 | $403 | $1,103 | $151 |
| Byrnedale, PA | $400 | $485 | $885 | $353 | $753 | $133 |
| Antis, PA | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| Cameron County, PA | $300 | $717 | $1,017 | $521 | $821 | $196 |
| Monument, PA | $700 | $460 | $1,160 | $335 | $1,035 | $126 |
| Marienville, PA | $500 | $551 | $1,051 | $401 | $901 | $151 |
| James City, PA | $1,500 | $487 | $1,987 | $354 | $1,854 | $133 |
| Homer City, PA | $400 | $568 | $968 | $413 | $813 | $155 |
| Claysburg, PA | $1,000 | $607 | $1,607 | $441 | $1,441 | $166 |
| Home Insurance Company Clearfield County, PA | Homeowners Insurance Agency Clearfield County, PA | Address | Popularity Score | Distance from Clearfield County (miles) |
|---|---|---|---|---|
| Travelers | Foradora Insurance | 80 N Park Place, Du Bois, PA, 15801 | 17.0 | |
| State Farm | Jen Hoffman | 4586 Route 119 Hwy S, Homer City, PA, 15748-7221 | 48.9 | |
| State Farm | Jake Davis | 1009 Phila St, Indiana, PA, 15701-1677 | 43.8 | |
| State Farm | John Walizer | 118 Elmwood Street, State College, PA, 16801-6850 | 36.2 | |
| State Farm | Liz Dudek | 1464 Martin St, State College, PA, 16803-3065 | 33.4 | |
| State Farm | Dean Blythe | 1506 W College Ave, State College, PA, 16801-2784 | 34.7 | |
| State Farm | Sharon Pusey | 710 Brisbin St, Houtzdale, PA, 16651-1301 | 13.7 | |
| Travelers | Martin G Kyper Insurance | 402 Penn St, Huntingdon, PA, 16652 | 43.1 | |
| Allstate | Sarvey Insurance | 1203 E Dubois Ave # S1, Du Bois, PA, 15801 | 15.9 | |
| Allstate | Cullen Sheehan | 413 S Logan Blvd Ste 2, Altoona, PA, 16602 | 36.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| Clearfield County, PA | $90,300 | $824 | $560 | $1,140 | $580 |
| Clearfield County, PA | $90,300 | $824 | $600 | $1,180 | $580 |
| Osceola Mills, PA | $76,000 | $530 | $360 | $750 | $390 |
| Chester Hill, PA | $87,100 | $561 | $410 | $780 | $370 |
| Byrnedale, PA | $62,800 | $491 | $340 | $670 | $330 |
| Antis, PA | $160,500 | $675 | $470 | $940 | $470 |
| Cameron County, PA | $73,800 | $726 | $500 | $1,040 | $540 |
| Monument, PA | $55,000 | $466 | $320 | $640 | $320 |
| Marienville, PA | $85,900 | $558 | $380 | $790 | $410 |
| James City, PA | $63,300 | $493 | $360 | $680 | $320 |
| Homer City, PA | $92,500 | $575 | $390 | $820 | $430 |
| Claysburg, PA | $108,100 | $614 | $420 | $840 | $420 |