Gavop shows you how to buy homeowners insurance in Scott, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $118,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $149,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $290,000 | $260,000 | $200,000-$250,000 |
| 5 Bedroom | $364,500 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $744 |
| Superior Protection Discount | -$82 | $826 |
| Fire & Security Discount | -$73 | $835 |
| Hail Resistant Roof Discount | -$18 | $889 |
| Newly Constructed Home Discount | -$218 | $689 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Taney County | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Scott, MO | $2,500 | $896 | $3,396 | $651 | $3,151 | $245 |
| Northview, MO | $700 | $817 | $1,517 | $594 | $1,294 | $223 |
| Union Chapel, MO | $400 | $815 | $1,215 | $592 | $992 | $223 |
| Clever, MO | $700 | $953 | $1,653 | $693 | $1,393 | $261 |
| East Polk, MO | $500 | $1,064 | $1,564 | $773 | $1,273 | $291 |
| Billings, MO | $1,500 | $902 | $2,402 | $656 | $2,156 | $247 |
| North Campbell No. 1, MO | $400 | $1,378 | $1,778 | $1,002 | $1,402 | $377 |
| Home Insurance Company Scott, MO | Homeowners Insurance Agency Scott, MO | Address | Popularity Score | Distance from Scott (miles) |
|---|---|---|---|---|
| State Farm | Sarah Rader | 1680 Us Highway 60 E, Republic, MO, 65738-9483 | 42.1 | |
| State Farm | Jordan Heinz | 103 S Ridgecrest Ave Ste 5, Nixa, MO, 65714-7807 | 33.0 | |
| State Farm | Mike Breeding | 1855 S National Ave Ste B, Springfield, MO, 65804-2217 | 42.2 | |
| Travelers | Akers & Arney | 201 Buccaneer Blvd, Branson, MO, 65616 | 7.3 | |
| State Farm | Linda Andrews | 16208 State Highway 13 Ste 100, Branson West, MO, 65737-8933 | 15.3 | |
| Travelers | Onesource Insurance Group | 204 S Main, Nixa, MO, 65714 | 33.1 | |
| Travelers | Secure Insurance Group Llc | 1245 E Montclair, Springfield, MO, 65804 | 40.7 | |
| Travelers | Wolford Insurance Llc | 1736 E Sunshine Ste 303, Springfield, MO, 65804 | 42.2 | |
| Allstate | David Torgeson | 1636 S Glenstone Ave Ste 12, Springfield, MO, 65804 | 42.4 | |
| State Farm | Chuck Fugate | 5349 N 22nd Street, Ozark, MO, 65721-6695 | 34.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,540 | $770 |
| Taney County, MO | $124,400 | $984 | $710 | $1,370 | $660 |
| Scott, MO | $143,700 | $907 | $660 | $1,260 | $600 |
| Northview, MO | $177,000 | $827 | $550 | $1,170 | $620 |
| Union Chapel, MO | $175,900 | $825 | $590 | $1,170 | $580 |
| Clever, MO | $105,600 | $965 | $690 | $1,330 | $640 |
| East Polk, MO | $142,600 | $1,077 | $720 | $1,500 | $780 |
| Billings, MO | $90,900 | $913 | $630 | $1,260 | $630 |
| North Campbell No. 1, MO | $280,000 | $1,395 | $950 | $1,980 | $1,030 |