Gavop shows you how to buy homeowners insurance in Flagler Beach, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $104,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $266,500 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $341,000 | $310,000 | $350,000-$400,000 |
| 4 Bedroom | $319,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $691,500 | $650,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $1,061 |
| Home and Two Car | -$196 | $957 |
| Home and Three Car | -$265 | $888 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Flagler County | $700 | $1,484 | $2,184 | $1,079 | $1,779 | $406 |
| Flagler Beach, FL | $2,500 | $1,139 | $3,639 | $828 | $3,328 | $311 |
| Beverly Beach, FL | $500 | $1,265 | $1,765 | $919 | $1,419 | $346 |
| St. Augustine South, FL | $1,000 | $1,584 | $2,584 | $1,151 | $2,151 | $433 |
| De Leon Springs, FL | $200 | $1,182 | $1,382 | $859 | $1,059 | $323 |
| South Peninsula, FL | $2,500 | $1,119 | $3,619 | $813 | $3,313 | $306 |
| Astor, FL | $100 | $1,111 | $1,211 | $807 | $907 | $303 |
| West DeLand, FL | $2,000 | $1,182 | $3,182 | $859 | $2,859 | $323 |
| Glencoe, FL | $400 | $1,959 | $2,359 | $1,424 | $1,824 | $535 |
| Lake Mack-Forest Hills, FL | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Palm Valley, FL | $200 | $924 | $1,124 | $672 | $872 | $253 |
| Home Insurance Company Flagler Beach, FL | Homeowners Insurance Agency Flagler Beach, FL | Address | Popularity Score | Distance from Flagler Beach (miles) |
|---|---|---|---|---|
| Travelers | St Johns Insurance Agency | 115 Solana Rd Suite B , Ponte Vedra Beach, FL, 32082 | 49.5 | |
| Allstate | Deb Eveson | 12525 Philips Hwy Ste 206, Jacksonville, FL, 32256 | 47.1 | |
| Allstate | Ken Moscone | 213 S 2nd St Unit 9, Flagler Beach, FL, 32136 | 4.4 | |
| Allstate | Robert Conser | 17 Old Kings Rd N Ste R, Palm Coast, FL, 32137 | 4.0 | |
| Travelers | Koch Insurance Agency Inc | 50 Leanni Way, Suite B1 Palm Coast, Palm Coast, FL, 32137 | 5.0 | |
| Allstate | Steven Brown | 160 Cypress Pt Pkwy Ste A112, Palm Coast, FL, 32164 | 4.4 | |
| Allstate | Jade Albrecht | 1790-1 State Rd 13, Jacksonville, FL, 32259 | 47.4 | |
| State Farm | Angel Hall | 800 Belle Terre Pkwy Ste 114, Palm Coast, FL, 32164-2315 | 5.3 | |
| Travelers | Beachside Insurance | 309 Moody Blvd Suite 102, Flagler Beach, FL, 32136 | 4.3 | |
| Travelers | Conser Insurance Inc | 21 Old Kings Rd N Ste B102, Palm Coast, FL, 32137 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Flagler County, FL | $188,400 | $1,502 | $1,170 | $2,010 | $840 |
| Flagler Beach, FL | $257,800 | $1,153 | $900 | $1,550 | $650 |
| Beverly Beach, FL | $130,100 | $1,280 | $1,000 | $1,720 | $720 |
| St. Augustine South, FL | $178,400 | $1,603 | $1,250 | $2,150 | $900 |
| De Leon Springs, FL | $117,700 | $1,196 | $930 | $1,600 | $670 |
| South Peninsula, FL | $272,400 | $1,133 | $880 | $1,520 | $640 |
| Astor, FL | $107,000 | $1,124 | $880 | $1,510 | $630 |
| West DeLand, FL | $117,700 | $1,196 | $930 | $1,600 | $670 |
| Glencoe, FL | $236,800 | $1,983 | $1,550 | $2,660 | $1,110 |
| Lake Mack-Forest Hills, FL | $66,300 | $847 | $660 | $1,130 | $470 |
| Palm Valley, FL | $430,400 | $936 | $730 | $1,250 | $520 |