Gavop shows you how to buy homeowners insurance in Monmouth County, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Monmouth County, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Munch Rd, Whittier Dr, W Francis Ave, Boston Blvd, Kelly Ln, Wyckham Rd, Fairway W, Edgeware Close, Van Cleaf Ln, Prodeline Way | $980,000 | $890,000 | More than 10,000,000 | $1,258,500 | $1,170,000 | More than 10,000,000 |
| Jfc Way, Webb St, Woodhull St, Taft St, Kemp Ave, Elizabeth Dr, Fennec Ct, Wendy Ln, Penn Elmer Dr, Squankum Rd | $328,000 | $290,000 | $350,000-$400,000 | $739,000 | $690,000 | $800,000-$900,000 |
| Winding Creek Dr, Overlook Dr, Warren Point Ct, Riva Ridge Ct, Borden Rd, Locksley Ln, Continental Ct, Blueberry Ln, Lincolnshire Dr, Silverside Ave | $478,500 | $390,000 | $500,000-$600,000 | $550,000 | $480,000 | $600,000-$700,000 |
| Curtis Ave, Andover Ln, Millbrook Dr, Beach St, Eliot Ct, Monica St, Pacific Ave, Mercury St, Sussex Pl, Conover Rd | $396,500 | $350,000 | $400,000-$500,000 | $513,000 | $420,000 | $500,000-$600,000 |
| Vanderbilt Ave, Hudson St, Luiz Ln, Upton Ave, Robinson Rd, Manchester Ave, Dittmar Rd, Coral Way, Timmons Hill Dr, Princeton Dr | $348,000 | $310,000 | $300,000-$350,000 | $453,500 | $430,000 | $400,000-$500,000 |
| Willowbrook Dr, Kings Hwy E, Tyson Dr, Shadynook St, Muhlenbrink Rd, Rogers St, Meetinghouse Rd, Co Rd 539, Jerome Ave, Statesboro Rd | $684,500 | $650,000 | $600,000-$700,000 | $1,032,000 | $940,000 | More than 10,000,000 |
| Breakwater Ln, S Lincoln Ave, Elmwood Ct, Marie Elaine Ct, 14th Ave, Eli Cir, Northland Ln, Classic Way, Whitemarsh Dr, Sunnyside Rd | $226,500 | $210,000 | $175,000-$200,000 | $345,000 | $300,000 | $350,000-$400,000 |
| Butternut Rd, Sidney Ter, Dey Grove Rd, Silo Ct, Fay St, Millbrook Ln, Pacer Ct, Dansbury Ct, Evergreen Ln, Sweetmans Ln | $510,500 | $430,000 | $600,000-$700,000 | $738,500 | $590,000 | $800,000-$900,000 |
| Paynters Rd, Oakes Ave, 16th Ave, Oceanview Ave, Slocum Ave, Spruce Ln, Springhouse Cir, Columbia Dr, Brasch Blvd, Starlight Rd | $265,500 | $230,000 | $200,000-$250,000 | $375,500 | $330,000 | $400,000-$500,000 |
| Oakmont Ct, Eliot Rd, E Ocean Ave, Inskip Ave, Allen St, Cypress Neck Rd, Marie Pl, Rockwell Ave, Pond Rd, Richard Ln | $308,500 | $290,000 | $300,000-$350,000 | $594,000 | $540,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $1,023 |
| Superior Protection Discount | -$107 | $1,082 |
| Fire & Security Discount | -$107 | $1,082 |
| Hail Resistant Roof Discount | -$36 | $1,154 |
| Newly Constructed Home Discount | -$321 | $868 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $1,000 | $1,175 | $2,175 | $854 | $1,854 | $321 |
| Monmouth County, NJ | $1,500 | $1,175 | $2,675 | $854 | $2,354 | $321 |
| Lincroft, NJ | $300 | $981 | $1,281 | $713 | $1,013 | $268 |
| Scotch Plains, NJ | $1,000 | $933 | $1,933 | $678 | $1,678 | $255 |
| East Atlantic Beach, NY | $100 | $2,721 | $2,821 | $1,977 | $2,077 | $744 |
| South Orange Village, NJ | $1,000 | $985 | $1,985 | $716 | $1,716 | $269 |
| Belleville, NJ | $500 | $946 | $1,446 | $687 | $1,187 | $258 |
| Lynbrook, NY | $2,000 | $1,078 | $3,078 | $783 | $2,783 | $295 |
| Oceanside, NY | $300 | $1,416 | $1,716 | $1,029 | $1,329 | $387 |
| West Caldwell, NJ | $2,000 | $1,005 | $3,005 | $730 | $2,730 | $275 |
| White House Station, NJ | $500 | $1,152 | $1,652 | $837 | $1,337 | $315 |
| Garden City, NY | $2,000 | $833 | $2,833 | $605 | $2,605 | $228 |
| Home Insurance Company Monmouth County, NJ | Homeowners Insurance Agency Monmouth County, NJ | Address | Popularity Score | Distance from Monmouth County (miles) |
|---|---|---|---|---|
| Travelers | E & K Agency Inc | 613 Hope Road, Eatontown, NJ, 7724 | 3.9 | |
| Liberty Mutual Independent | Boynton & Boynton | 21 Cedar Ave Fair Haven, Fair Haven, NJ, 7704 | 7.8 | |
| Travelers | Fraser Brothers Group Llc | 811 Amboy Ave, Edison, NJ, 8837 | 19.2 | |
| Allstate | Brian Fisher | 1016 Rte 34 Ste 5, Matawan, NJ, 7747 | 9.1 | |
| State Farm | Tony Pante | 1474 Route 23 Ste 4, Wayne, NJ, 07470-7521 | 45.1 | |
| Travelers | Birtwhistle & Livingston Inc | 71 East Palisade Ave, Englewood, NJ, 7631 | 42.8 | |
| Travelers | Holmes & Mcdowell Inc | 34 W Main St, Holmdel, NJ, 7733 | 4.4 | |
| State Farm | Anna Kim | 304 Harrington Ave Ste 2a, Closter, NJ, 07624-1902 | 48.4 | |
| Allstate | John J Leonard Jr | 665 Hwy 35, Middletown, NJ, 7748 | 7.4 | |
| Travelers | Dynasty Agency | 83 Kearny Avenue, Kearny, NJ, 7032 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,550 | $770 |
| Monmouth County, NJ | $396,200 | $1,189 | $840 | $1,650 | $810 |
| Monmouth County, NJ | $396,200 | $1,189 | $860 | $1,680 | $820 |
| Lincroft, NJ | $495,800 | $993 | $710 | $1,400 | $690 |
| Scotch Plains, NJ | $481,500 | $944 | $670 | $1,290 | $620 |
| East Atlantic Beach, NY | $615,700 | $2,754 | $2,010 | $3,830 | $1,820 |
| South Orange Village, NJ | $553,100 | $997 | $690 | $1,370 | $680 |
| Belleville, NJ | $277,700 | $957 | $640 | $1,310 | $670 |
| Lynbrook, NY | $426,800 | $1,091 | $730 | $1,560 | $830 |
| Oceanside, NY | $443,900 | $1,434 | $1,050 | $1,990 | $940 |
| West Caldwell, NJ | $476,100 | $1,017 | $680 | $1,440 | $760 |
| White House Station, NJ | $357,800 | $1,166 | $790 | $1,610 | $820 |
| Garden City, NY | $811,800 | $843 | $580 | $1,160 | $580 |