Gavop shows you how to buy homeowners insurance in Rawlins, WY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $169,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $141,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $339,500 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $475,500 | $400,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $687 |
| Superior Protection Discount | -$74 | $745 |
| Fire & Security Discount | -$74 | $745 |
| Hail Resistant Roof Discount | -$25 | $794 |
| Newly Constructed Home Discount | -$164 | $655 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,051 |
| Home Insurance Company Rawlins, WY | Homeowners Insurance Agency Rawlins, WY | Address | Popularity Score | Distance from Rawlins (miles) |
|---|---|---|---|---|
| State Farm | Ben Whitfield | 205 W Cedar, Rawlins, WY, 82301-0639 | 8.8 | |
| Farmers | Randy Dabb | 316 E Cedar St, Rawlins, WY, 82301 | 9.0 | |
| Allstate | Burns Ins Agy Inc | 410 S 1st, Saratoga, WY, 82331 | 33.9 | |
| State Farm | Ben Whitfield | 205 W Cedar St, Rawlins, WY, 82301-5625 | 8.8 | |
| Allstate | Allen Insurance | 209 South First Street, Saratoga, WY, 82331 | 33.9 | |
| Allstate | Burns Ins Agy Inc | 1208 W Spruce St, Rawlins, WY, 82301 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $790 | $1,490 | $700 |
| Carbon County, WY | $158,600 | $827 | $550 | $1,140 | $590 |
| Rawlins, WY | $154,500 | $818 | $550 | $1,130 | $580 |
| Sinclair, WY | $137,500 | $923 | $660 | $1,310 | $650 |
| Carbon County, WY | $158,600 | $827 | $600 | $1,180 | $580 |
| Wamsutter, WY | $51,900 | $503 | $350 | $700 | $350 |
| Saratoga, WY | $208,600 | $1,091 | $770 | $1,540 | $770 |
| Encampment, WY | $198,600 | $1,073 | $780 | $1,510 | $730 |
| Riverside, WY | $191,700 | $1,060 | $770 | $1,470 | $700 |
| Dixon, WY | $64,000 | $583 | $430 | $800 | $370 |
| Baggs, WY | $145,800 | $949 | $650 | $1,340 | $690 |
| Elk Mountain, WY | $153,100 | $970 | $700 | $1,330 | $630 |