Gavop shows you how to buy homeowners insurance in Columbia, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $159,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $194,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $283,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $428,500 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $604 |
| Superior Protection Discount | -$70 | $632 |
| Fire & Security Discount | -$77 | $625 |
| Hail Resistant Roof Discount | -$14 | $688 |
| Newly Constructed Home Discount | -$147 | $555 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lorain County | $1,000 | $693 | $1,693 | $504 | $1,504 | $189 |
| Columbia, OH | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Brook Park, OH | $500 | $604 | $1,104 | $439 | $939 | $165 |
| Pepper Pike, OH | $2,000 | $920 | $2,920 | $669 | $2,669 | $251 |
| Highland Heights, OH | $200 | $793 | $993 | $576 | $776 | $217 |
| Tallmadge, OH | $1,500 | $636 | $2,136 | $462 | $1,962 | $174 |
| Milan, OH | $500 | $752 | $1,252 | $546 | $1,046 | $205 |
| Munson, OH | $1,500 | $769 | $2,269 | $559 | $2,059 | $210 |
| Marlboro, OH | $400 | $770 | $1,170 | $559 | $959 | $210 |
| Margaretta, OH | $1,000 | $670 | $1,670 | $487 | $1,487 | $183 |
| East Canton, OH | $500 | $629 | $1,129 | $457 | $957 | $172 |
| Beach City, OH | $2,500 | $560 | $3,060 | $407 | $2,907 | $153 |
| Home Insurance Company Columbia, OH | Homeowners Insurance Agency Columbia, OH | Address | Popularity Score | Distance from Columbia (miles) |
|---|---|---|---|---|
| State Farm | Joe Billetz | 15567 Snow Rd, Brook Park, OH, 44142-2348 | 7.9 | |
| Travelers | Financial Savings Network | 7530 Lucerne Dr 110, Middleburg Heights, OH, 44130 | 5.7 | |
| State Farm | John Mcgee | 3323 Center Rd, Brunswick, OH, 44212-3830 | 8.3 | |
| Allstate | Ryan Cole | 14 Seminary St, Berea, OH, 44017 | 4.4 | |
| Travelers | Alpha Property & Casualty Inc | 25000 Center Ridge Road Suite 8, Westlake, OH, 44145 | 9.1 | |
| Farmers | Jeremy Schlueter | 12235 York Rd Ste G, North Royalton, OH, 44133 | 8.3 | |
| State Farm | Tu Scaparotti | 30650 Pinetree Rd Ste 8, Pepper Pike, OH, 44124-5920 | 25.5 | |
| Allstate | Bill Farmakidis | 7 S Cleveland Ave, Mogadore, OH, 44260 | 33.3 | |
| State Farm | Bob North | 5264 Warrnsvle Ctr Rd, Maple Heights, OH, 44137-1913 | 19.5 | |
| State Farm | Chuck Moog | 28871 Center Ridge Road, Westlake, OH, 44145-5271 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,010 | $530 |
| Lorain County, OH | $140,300 | $701 | $480 | $970 | $490 |
| Columbia, OH | $202,000 | $702 | $500 | $970 | $470 |
| Brook Park, OH | $112,300 | $611 | $440 | $860 | $420 |
| Pepper Pike, OH | $418,300 | $931 | $670 | $1,310 | $640 |
| Highland Heights, OH | $277,900 | $802 | $590 | $1,130 | $540 |
| Tallmadge, OH | $161,300 | $643 | $460 | $890 | $430 |
| Milan, OH | $158,700 | $761 | $550 | $1,090 | $540 |
| Munson, OH | $260,500 | $779 | $520 | $1,070 | $550 |
| Marlboro, OH | $168,500 | $779 | $570 | $1,110 | $540 |
| Margaretta, OH | $142,900 | $678 | $480 | $940 | $460 |
| East Canton, OH | $104,600 | $637 | $440 | $900 | $460 |
| Beach City, OH | $80,800 | $567 | $400 | $780 | $380 |