Gavop's guide to buying homeowners insurance in East Manchester, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $114,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $217,000 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $303,500 | $260,000 | $350,000-$400,000 |
| 5 Bedroom | $403,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $602 |
| Superior Protection Discount | -$63 | $637 |
| Fire & Security Discount | -$70 | $630 |
| Hail Resistant Roof Discount | -$14 | $686 |
| Newly Constructed Home Discount | -$175 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $1,500 | $714 | $2,214 | $519 | $2,019 | $195 |
| East Manchester, PA | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Columbia, PA | $300 | $711 | $1,011 | $517 | $817 | $194 |
| Derry, PA | $2,000 | $727 | $2,727 | $528 | $2,528 | $199 |
| Lawnton, PA | $500 | $712 | $1,212 | $518 | $1,018 | $195 |
| New Oxford, PA | $1,500 | $709 | $2,209 | $516 | $2,016 | $194 |
| Huntington, PA | $500 | $811 | $1,311 | $589 | $1,089 | $222 |
| Fivepointville, PA | $1,000 | $768 | $1,768 | $558 | $1,558 | $210 |
| New Schaefferstown, PA | $400 | $723 | $1,123 | $526 | $926 | $198 |
| Bern, PA | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Pikesville, MD | $100 | $984 | $1,084 | $715 | $815 | $269 |
| Reilly, PA | $1,000 | $554 | $1,554 | $403 | $1,403 | $151 |
| Home Insurance Company East Manchester, PA | Homeowners Insurance Agency East Manchester, PA | Address | Popularity Score | Distance from East Manchester (miles) |
|---|---|---|---|---|
| State Farm | Steve Horning | 910 S George St, York, PA, 17403-3708 | 6.6 | |
| Travelers | The Glatfelter Agency | 221 W Philadelphia St 4th Fl, York, PA, 17401 | 5.9 | |
| Erie | Duffy Insurance | 1203 S Queen Street, York, PA, 17403 | 6.6 | |
| Travelers | Jack M Panas Insurance Inc | 725 N Us Highway 15, Dillsburg, PA, 17019 | 17.8 | |
| State Farm | Damon Garon | 2139 Industrial Hwy, York, PA, 17402-2214 | 4.8 | |
| Travelers | Spring Ridge Insurance Services Llc | 1290 Broadcasting Rd, Wyomissing, PA, 19610 | 43.7 | |
| Erie | Mc Gowan Insurance Agency | 13 S Lime Street, Quarryville, PA, 17566 | 30.9 | |
| Travelers | Jeffers Insurance Agency | 1010 Windsor Rd, Red Lion, PA, 17356 | 8.6 | |
| State Farm | Bob Perritt | 815 Edgewood Rd, York, PA, 17402-4325 | 6.3 | |
| State Farm | Lee Kennedy | 1921 Lincoln Hwy E, Lancaster, PA, 17602-5900 | 24.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| York County, PA | $170,300 | $723 | $510 | $1,030 | $520 |
| East Manchester, PA | $174,700 | $700 | $500 | $970 | $470 |
| Columbia, PA | $101,100 | $720 | $530 | $1,030 | $500 |
| Derry, PA | $241,600 | $736 | $530 | $1,020 | $490 |
| Lawnton, PA | $158,100 | $721 | $500 | $1,020 | $520 |
| New Oxford, PA | $156,200 | $718 | $520 | $1,000 | $480 |
| Huntington, PA | $211,800 | $821 | $580 | $1,120 | $540 |
| Fivepointville, PA | $188,000 | $777 | $550 | $1,060 | $510 |
| New Schaefferstown, PA | $163,500 | $732 | $490 | $1,020 | $530 |
| Bern, PA | $215,100 | $695 | $490 | $990 | $500 |
| Pikesville, MD | $308,200 | $996 | $790 | $1,250 | $460 |
| Reilly, PA | $87,100 | $561 | $400 | $790 | $390 |