Gavop's guide to buying homeowners insurance in Pickens, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $101,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $130,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $220,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $234,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $552 |
| Superior Protection Discount | -$65 | $584 |
| Fire & Security Discount | -$52 | $597 |
| Hail Resistant Roof Discount | -$19 | $630 |
| Newly Constructed Home Discount | -$175 | $474 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pickens County | $2,000 | $860 | $2,860 | $625 | $2,625 | $235 |
| Pickens, SC | $700 | $642 | $1,342 | $466 | $1,166 | $175 |
| Greenville County, SC | $400 | $990 | $1,390 | $719 | $1,119 | $270 |
| Transylvania County, NC | $2,500 | $981 | $3,481 | $713 | $3,213 | $268 |
| Piedmont, SC | $200 | $718 | $918 | $522 | $722 | $196 |
| Pelzer, SC | $1,500 | $390 | $1,890 | $284 | $1,784 | $107 |
| Five Forks, SC | $2,000 | $1,053 | $3,053 | $765 | $2,765 | $288 |
| Centerville, SC | $100 | $774 | $874 | $563 | $663 | $212 |
| Saluda, NC | $700 | $1,146 | $1,846 | $833 | $1,533 | $313 |
| Martin-Avalon, GA | $500 | $778 | $1,278 | $565 | $1,065 | $212 |
| Sulphur Springs, NC | $700 | $580 | $1,280 | $421 | $1,121 | $158 |
| Home Insurance Company Pickens, SC | Homeowners Insurance Agency Pickens, SC | Address | Popularity Score | Distance from Pickens (miles) |
|---|---|---|---|---|
| State Farm | Seth Crow | 26 N Commerce St, Liberty, SC, 29657-1108 | 10.3 | |
| State Farm | Sheldon Porter | 307 Mills Ave, Greenville, SC, 29605-4021 | 16.4 | |
| Allstate | Shane Smith | 1376 Tiger Blvd Ste 200, Clemson, SC, 29631 | 19.2 | |
| Allstate | Jamie Long | 3113 Highway 153, Piedmont, SC, 29673 | 15.5 | |
| Nationwide | The Rushton Agency Llc | 106 Bradley Ave, Easley, SC, 29640-3033 | 8.2 | |
| State Farm | James Owens | 2503 Wade Hamp Blvd, Greenville, SC, 29615-1147 | 18.5 | |
| Allstate | Chad Kish | 123 Ne Main St, Easley, SC, 29640 | 8.1 | |
| Liberty Mutual Independent | Newton Insurance Solutions Llc | 620 Howell Rd Ste 9, Greenville, SC, 29615 | 19.6 | |
| Nationwide | Sherry W Grant | 6732 Calhoun Memorial Hwy, Easley, SC, 29640-3672 | 9.0 | |
| State Farm | Breck Taylor | 8005 Augusta Rd, Piedmont, SC, 29673-9369 | 22.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,390 | $690 |
| Pickens County, SC | $132,300 | $870 | $630 | $1,230 | $600 |
| Pickens, SC | $112,300 | $649 | $450 | $920 | $470 |
| Greenville County, SC | $165,600 | $1,002 | $730 | $1,390 | $660 |
| Transylvania County, NC | $202,100 | $993 | $670 | $1,380 | $710 |
| Piedmont, SC | $127,000 | $727 | $520 | $1,040 | $520 |
| Pelzer, SC | $61,200 | $395 | $260 | $550 | $290 |
| Five Forks, SC | $282,400 | $1,066 | $780 | $1,460 | $680 |
| Centerville, SC | $138,600 | $784 | $530 | $1,120 | $590 |
| Saluda, NC | $244,600 | $1,160 | $840 | $1,600 | $760 |
| Martin-Avalon, GA | $107,400 | $787 | $540 | $1,130 | $590 |
| Sulphur Springs, NC | $101,500 | $587 | $430 | $840 | $410 |