How Can I Make My Saginaw, MI Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Saginaw, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Saginaw, MI Home Insurance Coverage Levels | Back to Top
| Saginaw, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Binscarth St, Barnet St, S Bond St, Manistee St, Hammond Rd, Garden Ln, McCoskry St, Beech St, W Holland St, S 17th St | $90,000 | $80,000 | $75,000-$100,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Graebner Ln, E Remington St Exd, Simoneau St, Northmoor Rd, Lee St, Walcott St, Farwell St, Delaware St, Graceridge Pl, Fordney St | $60,000 | $50,000 | $50,000-$75,000 | $75,500 | $70,000 | $50,000-$75,000 |
| Schaefer St, Cresswell St, Mershon St, N Hamilton St, Martz Pl, Ingelhart St, Florence St, Clover Ln, Berkley Ct, Miller St | $76,500 | $70,000 | $50,000-$75,000 | $96,000 | $90,000 | $75,000-$100,000 |
| S Woodbridge St, Fenton St, Holmes St, S Jefferson Ave, S 19th St, Glenwood Ave, Casimir St, Maplewood Ave, Vernon St, Barnard St | $115,500 | $100,000 | $100,000-$125,000 | $51,000 | $40,000 | $50,000-$75,000 |
| Houghton St, Carlisle St, Berger Rd, Alpine Dr, Malden Pl, Roethke Ct, Congress Court D, South Carolina St, S Webster St, Capehart Dr | $97,500 | $90,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Saginaw, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $709 |
| Superior Protection Discount | -$78 | $787 |
| Fire & Security Discount | -$86 | $778 |
| Hail Resistant Roof Discount | -$17 | $847 |
| Newly Constructed Home Discount | -$199 | $666 |
Choose your Saginaw, MI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Saginaw, MI | Back to Top
| Home Insurance Company Saginaw, MI | Homeowners Insurance Agency Saginaw, MI | Address | Popularity Score | Distance from Saginaw (miles) |
|---|---|---|---|---|
| State Farm | Mark Carney | 15100 N Holly Rd, Holly, MI, 48442-1139 | 45.0 | |
| State Farm | Stan Ring | 113 E Grnd Blanc Rd Ste B, Grand Blanc, MI, 48439-3319 | 37.6 | |
| State Farm | Paul Donnelly | 6353 S Saginaw Rd, Grand Blanc, MI, 48439-8140 | 36.7 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 2065 N Alloy 2065 N Alloy, Fenton, MI, 48430 | 44.3 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 265 N Alloy Dr Ste 100, Fenton, MI, 48430 | 44.2 | |
| Allstate | Brian K Hickman | 2454 S Center Rd, Burton, MI, 48519 | 33.6 | |
| Liberty Mutual Independent | Brown & Brown Of Michigan | 1190 Torrey Rd, Fenton, MI, 48430 | 43.2 | |
| State Farm | Rick Jackson | 11225 S Saginaw St Ste 5, Grand Blanc, MI, 48439-1285 | 37.4 | |
| State Farm | Keith Jones | 2425 Owen Rd, Fenton, MI, 48430-1790 | 44.9 | |
| State Farm | Lori Harrison | 101 E Cedar Ave, Gladwin, MI, 48624-2205 | 47.1 |
Compare Rates for Saginaw, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,070 | $540 |
| Saginaw County, MI | $94,900 | $691 | $470 | $950 | $480 |
| Saginaw, MI | $38,600 | $865 | $620 | $1,220 | $600 |
| Buena Vista, MI | $43,000 | $762 | $530 | $1,090 | $560 |
| Frankenmuth, MI | $170,700 | $821 | $570 | $1,140 | $570 |
| Kawkawlin, MI | $132,400 | $770 | $520 | $1,100 | $580 |
| Clayton charter, MI | $132,500 | $647 | $430 | $920 | $490 |
| Ellington, MI | $108,200 | $734 | $520 | $1,040 | $520 |
| Alma, MI | $84,000 | $644 | $460 | $900 | $440 |
| Argentine, MI | $189,900 | $711 | $510 | $970 | $460 |
| Bingham, MI | $164,900 | $813 | $590 | $1,110 | $520 |
| Oliver, MI | $85,200 | $695 | $490 | $990 | $500 |
| Sims, MI | $117,900 | $749 | $520 | $1,060 | $540 |
Research Home Insurance Companies Reviews in Saginaw, MI Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I am sure we could find a cheaper premium, but I like that it is a reputable company that has treated me right in the past. I still think our rate is not all that high in comparison to other vendors when comparing our rates with friends.
Date: August 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
they give all information about insurance policy .i like this because this is very informative and interesting detailed provide in every time when any difficulties.Also this is very helpful for this services.
Auto Owners Insurance Home Insurance Reviews
Date: July 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Auto Owner's has been an extremely flexible company. There was an instance where I requested to push a payment forward due to a shortage of money.I was extremely grateful.