How Can I Make My Flower Mound, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Flower Mound, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Flower Mound, TX Home Insurance Coverage Levels | Back to Top
| Flower Mound, TX - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bluffview Ln, Heather Wood Dr, Mayhaw Dr, Dade Dr, Dorchester Ct, E Jeter Rd, Merritt Ranch Rd, Potomac Dr, Prescott Cir, Furlong Dr E | $597,500 | $510,000 | $600,000-$700,000 | $355,000 | $330,000 | $300,000-$350,000 |
| Topaz Ct, Walnut St, Valleydale Dr, Buckthorn Ct, Equestrian Ct, Monica Dr, Pine Bluff Dr, Cheyenne Rd, Edinburgh Ave, Plum Tree Ln | $251,000 | $230,000 | $200,000-$250,000 | $128,000 | $110,000 | $100,000-$125,000 |
| Sharondale Dr, Timber Valley Dr, Pack Saddle Way, FM 407 E, Hollow Oak Ct, Fordham Ct, Stone Bridge Dr, Meadow Green Dr, Arbor Creek Ln, Highland Village Rd | $294,000 | $240,000 | $250,000-$300,000 | $165,500 | $140,000 | $150,000-$175,000 |
| Castlewood Ct, Skillern Blvd, Shasta Ln, Havencreek Cove, Cilantro Dr, Inverness Ct, Highland Forest Dr, Blue Ridge Dr, Woodhill Dr, Elm Crest Ct | $394,000 | $370,000 | $350,000-$400,000 | $236,500 | $190,000 | $200,000-$250,000 |
| Chinn Chapel Rd, Sunflower Ln, Whitney Ln, Twin Oak Ct, Hillcrest Ct, Indale Way, Forest Park Dr, Overhill Dr, Glasgow Ct, Noble Champions Way | $530,000 | $480,000 | $500,000-$600,000 | $376,500 | $350,000 | $300,000-$350,000 |
| Peregrine Ct, Carrick Dr, Tulane St, Snow Trl, Kensington Ct, John Ct, Townsend Dr, Creekview Dr, Kings Rd, Timberline Ct | $294,500 | $250,000 | $300,000-$350,000 | $213,000 | $200,000 | $200,000-$250,000 |
| Sycamore Ln, Sunrise Trl, Paradise Ln, Lake Lucern Ct, Cindy Ln, Pendleton Ln, Shadywood Ln, Brush Creek Ln, Bayberry St, Arrow Wood Dr | $369,000 | $340,000 | $350,000-$400,000 | $502,000 | $450,000 | $500,000-$600,000 |
| Colt Ln, Meadowcrest Ln, Trail Ridge Ln, Dorothy, Troon Dr, Buckner Ct, Stone Ridge Dr, Azalia Bend, Haversham Dr, Kathryn Dr | $209,000 | $170,000 | $200,000-$250,000 | $158,000 | $140,000 | $175,000-$200,000 |
| Courtney Bay Ln, Meadow Vista Dr, Boss Range Rd, E 5th St, Biltmore Ct, E Harpole Rd, el Paso St, Foxmoor Ct, Fuqua Dr, Druid Way | $291,500 | $260,000 | $300,000-$350,000 | $183,500 | $160,000 | $175,000-$200,000 |
| Clarks Air Field, Nutmeg Ln, Saint Andrews Dr, Chaparral Ln, Chapel Hill Dr, Heather Ridge Dr, Woodstone Ct, Bramwell Dr, Solano Dr, Cactus Cir | $425,500 | $380,000 | $400,000-$500,000 | $377,500 | $320,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Flower Mound, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$272 | $1,158 |
| Superior Protection Discount | -$129 | $1,301 |
| Fire & Security Discount | -$129 | $1,301 |
| Hail Resistant Roof Discount | -$29 | $1,401 |
| Newly Constructed Home Discount | -$300 | $1,129 |
Choose the Right Deductible for your Flower Mound, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Denton County | $1,000 | $1,270 | $2,270 | $923 | $1,923 | $347 |
| Flower Mound, TX | $1,000 | $1,412 | $2,412 | $1,026 | $2,026 | $386 |
| Keller, TX | $300 | $1,468 | $1,768 | $1,067 | $1,367 | $401 |
| Providence Village, TX | $2,000 | $958 | $2,958 | $696 | $2,696 | $262 |
| Fort Worth, TX | $500 | $1,452 | $1,952 | $1,055 | $1,555 | $397 |
| Westworth Village, TX | $1,000 | $1,523 | $2,523 | $1,107 | $2,107 | $416 |
| Pilot Point, TX | $400 | $1,564 | $1,964 | $1,137 | $1,537 | $427 |
| Springtown, TX | $1,500 | $1,617 | $3,117 | $1,175 | $2,675 | $442 |
| Wise County, TX | $500 | $1,493 | $1,993 | $1,085 | $1,585 | $408 |
| South Rockwall, TX | $1,500 | $1,386 | $2,886 | $1,007 | $2,507 | $379 |
| Blue Ridge, TX | $100 | $974 | $1,074 | $708 | $808 | $266 |
| Cresson, TX | $2,000 | $1,523 | $3,523 | $1,106 | $3,106 | $416 |
Identify Top Home Insurance Agents near Flower Mound, TX | Back to Top
| Home Insurance Company Flower Mound, TX | Homeowners Insurance Agency Flower Mound, TX | Address | Popularity Score | Distance from Flower Mound (miles) |
|---|---|---|---|---|
| Travelers | Mike Leonard Insurance Agency | 1930 Rosemeade Ste 215, Carrollton, TX, 75007 | 13.3 | |
| Liberty Mutual Independent | Box Insurance Agency | 1200 S Main St Ste 1600, Grapevine, TX, 76051 | 7.8 | |
| State Farm | Jeremy Rougeau | 598 S Denton Tap Road, Coppell, TX, 75019-4004 | 8.9 | |
| Farmers | Jan Zwerver | 3419 Cross Timbers Rd Ste 102, Flower Mound, TX, 75028 | 1.8 | |
| Liberty Mutual Independent | Twfg Insurance Services | 5501 Lyndon B Johnson Fwy Ste 200, Dallas, TX, 75240 | 18.9 | |
| Liberty Mutual Independent | Gant Insurance Agency Inc | 2411 Virginia Pkwy Ste 5, Mckinney, TX, 75071 | 29.4 | |
| Liberty Mutual Independent | Twfg Insurance Services | 5501 Lbj Freeway Ste 200, Dallas, TX, 75240 | 18.9 | |
| State Farm | Tj Villarreal | 851 Ne Green Oaks Blvd, Arlington, TX, 76006-2203 | 17.5 | |
| Farmers | Maria Fernandez | 1634 W Irving Blvd Ste A, Irving, TX, 75061 | 17.2 | |
| Travelers | Ken Allen Insurance | 310 E Interstate 30 Ste M105, Garland, TX, 75043 | 33.9 |
Compare Rates for Flower Mound, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Denton County, TX | $232,000 | $1,286 | $850 | $1,980 | $1,130 |
| Flower Mound, TX | $312,000 | $1,430 | $940 | $2,200 | $1,260 |
| Keller, TX | $334,000 | $1,486 | $980 | $2,290 | $1,310 |
| Providence Village, TX | $176,800 | $970 | $640 | $1,490 | $850 |
| Fort Worth, TX | $128,200 | $1,470 | $970 | $2,260 | $1,290 |
| Westworth Village, TX | $105,100 | $1,542 | $1,020 | $2,370 | $1,350 |
| Pilot Point, TX | $114,900 | $1,583 | $1,040 | $2,440 | $1,400 |
| Springtown, TX | $129,400 | $1,637 | $1,080 | $2,520 | $1,440 |
| Wise County, TX | $141,700 | $1,511 | $1,000 | $2,330 | $1,330 |
| South Rockwall, TX | $274,000 | $1,403 | $930 | $2,160 | $1,230 |
| Blue Ridge, TX | $157,900 | $986 | $650 | $1,520 | $870 |
| Cresson, TX | $104,900 | $1,541 | $1,020 | $2,370 | $1,350 |
Research Home Insurance Companies Reviews in Flower Mound, TX Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: January 10, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The policy in this company is very strong. In fact, I am relax and I don't have any concern about it. I know it will do its task very well.
Date: October 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I have looked into this and geico prices are really similar to any other competeing company. I also looked into american family and farmers.
Date: August 19, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
better customer service than my previous one. I had bad experience with my previous one because of bad customer service.
Date: July 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
This policy has many offerings, and the policies are pretty clear and straightforward. I feel like they are competitive with all other companies in the marketplace as far as their offerings are concerned.
Progressive Home Insurance Reviews
Date: March 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I think the company is pretty good, their customer service is great and in addition I never have to wait a long time to get on the phone with someone.
Date: December 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium was the best one that I could find. It was hundreds of dollars cheaper than any of the competitors. I can't say enough about the price.
Date: October 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
i dont like the customer service because they take too long to respond to a claim. I also dont like them because they always ask dumb questions.
Liberty Mutual Home Insurance Reviews
Date: June 10, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Customer Service
I have not filed a homeowners claim with this carrier in my over 20 years with them so I cannot truly comment on their customer service.
Date: April 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I'm not too sure if they vary much with offerings, I do know that when we had a huge claim in our area our neighbors were constantly complaing about other insurance companies.
Date: April 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I don't really need much insurance, so my $50,000 policy was just perfect. I really was able to find a lot of coverage for all the things I needed, plus more.
Allstate Home Insurance Reviews
Date: April 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
they better policy offers for us while comparing with the other companies.
Date: March 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I am very pleased with Allstate. Especially with the new policy of not reporting specific dog breeds. My pit gets a bad rap and we end up paying just because we love her.
Date: February 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I have been lucky not to have had much interaction with the customer service department, however the few times that I have called my call was answered with a minimum wait time and the customer service representative was bale to answer my questions.
State Farm Home Insurance Reviews
Date: December 21, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I have never had any problems with customer service. the workers have always been very friendly and helpful. the always ask how I am and what they can do for me.
Date: April 25, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
To compare other insurance company in this insurance company good to help with home insurance. In This insurance company give low premium and good customer care.
Date: March 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
My experience has been fine. When I first got a quote, an agent called me multiple times while I was at work, which was annoying because I was not yet ready to buy insurance.
Farmer's Insurance Home Insurance Reviews
Date: April 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
In all honesty, I've never really compared policies. This one seemed like the best choice at the time, and I've seen no reason to look at other options.
Date: April 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I am very much satisfied with the services provided by my home insurance company. If we go with any queries they fulfill it very soon.
Farm Bureau Home Insurance Reviews
Date: November 01, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I have never done any price comparisons. What was offered to us with the first company we approached, seemed reasonable. We also know the people that work at that company dealing with our policy.
AAA Home Insurance Reviews
Date: April 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
AAA policy offering is top notch.. I dont have any set backs with their policies
Blue Cross Blue Shield Home Insurance Reviews
Date: March 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
Compared to the other home insurance policies for the same coverage, my deductible seems very fair. Especially considering the amount of coverage I get with the plan.
Westfield Insurance Home Insurance Reviews
Date: March 27, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
Westfield premium was explained to me without any issues. Multiple deductible options were quoted to me for my choosing. It was very easy to understand compared to other companies offers.
Alfa Insurance Home Insurance Reviews
Date: September 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I haven't check my home insurance policy against others in many, many years. I should probably do this in the near future. When we originally took the policy out, they were reasonable.
Amica Mutual Insurance Home Insurance Reviews
Date: October 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible is the biggest thing that drew me to Amica in the first place. They offer very fair value compared to a lot of other companies. I give them a 4.