How Can I Make My Freestone County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Freestone County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Freestone County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $29,000 $20,000 $25,000-$50,000
2 Bedroom $95,000 $80,000 $75,000-$100,000
3 Bedroom $106,000 $90,000 $100,000-$125,000
4 Bedroom $163,500 $140,000 $125,000-$150,000
5 Bedroom $149,500 $120,000 $125,000-$150,000

Choose the Best Freestone County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score <$25,000 No Pets, Smoker $720
Retired 500-549 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $690
Full Time Job 750-799 Credit Score $50 to $75,000 3 Pets, Smoker $1,310

Choose the Right Deductible for your Freestone County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $200 $610 $810 $540 $740 $70
Freestone County, TX $2,000 $430 $930 $360 $2,360 $-1,430
Freestone County, TX $2,500 $390 $890 $330 $2,830 $-1,940
Streetman, TX $300 $250 $550 $220 $520 $30
Personville, TX $700 $480 $980 $410 $1,110 $-130
Goodlow, TX $500 $110 $610 $100 $600 $10
Coolidge, TX $1,500 $330 $830 $270 $1,770 $-940
Oak Valley, TX $100 $340 $440 $300 $400 $40
Henderson County, TX $1,500 $420 $920 $350 $1,850 $-930
Barry, TX $300 $220 $520 $180 $480 $40
Malone, TX $2,500 $250 $750 $210 $2,710 $-1,960
Perry, TX $400 $400 $800 $340 $740 $60
Riesel, TX $2,000 $430 $930 $360 $2,360 $-1,430

Identify Top Home Insurance Agents near Freestone County, TX | Back to Top

Home Insurance Company Freestone County, TX Homeowners Insurance Agency Freestone County, TX Address Popularity Score Distance from Freestone County (miles)
State Farm Lona Mauk 710 E Crscn St, Athens, TX, 75751-2627
30.1
Farmers Stephanie Burns 942s Highway 84 W, Teague, TX, 75860
9.3
Travelers Huffman Insurance Agency 1105 North 8th Ave, Teague, TX, 75860
9.0
Farmers Bryan Robinson 732 W Commerce St, Buffalo, TX, 75831
17.3
Farmers Ed Caldwell 718 W Main St, Gun Barrel City, TX, 75156
43.4
Travelers Huffman Insurance Agency 1105 N 8th Ave, Teague, TX, 75860
9.1
Allstate Wallace Daily 800 E Loop 304, Crockett, TX, 75835
48.8
State Farm Lynda Housley 1000 W 2nd Ave, Corsicana, TX, 75110-3702
33.3
State Farm Will Hallmark 427 E Commerce St, Fairfield, TX, 75840-1645
1.8
Travelers Mims-Spikes Agency 916 Commerce St, Buffalo, TX, 75831
17.3

Compare Rates for Freestone County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $720 $480 $1,110 $630
Freestone County, TX $81,800 $460 $300 $710 $410
Freestone County, TX $81,800 $370 $240 $570 $330
Streetman, TX $63,600 $270 $180 $420 $240
Personville, TX $105,800 $540 $360 $830 $470
Goodlow, TX $21,700 $110 $70 $170 $100
Coolidge, TX $83,900 $350 $230 $540 $310
Oak Valley, TX $90,000 $460 $300 $710 $410
Henderson County, TX $87,700 $450 $300 $690 $390
Barry, TX $45,000 $190 $130 $290 $160
Malone, TX $43,500 $230 $150 $350 $200
Perry, TX $102,400 $460 $300 $710 $410
Riesel, TX $80,900 $460 $300 $710 $410