Gavop tells you how to get the best homeowners insurance in St. Albans, VT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $116,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $179,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $223,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $371,000 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $529 |
| Superior Protection Discount | -$59 | $594 |
| Fire & Security Discount | -$59 | $594 |
| Hail Resistant Roof Discount | -$13 | $640 |
| Newly Constructed Home Discount | -$144 | $509 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,000 | $734 | $1,734 | $533 | $1,533 | $201 |
| St. Albans, VT | $1,000 | $645 | $1,645 | $469 | $1,469 | $176 |
| Westford, VT | $500 | $865 | $1,365 | $628 | $1,128 | $236 |
| Colchester, VT | $1,500 | $701 | $2,201 | $510 | $2,010 | $192 |
| Underhill, VT | $300 | $932 | $1,232 | $677 | $977 | $255 |
| Richmond, VT | $1,000 | $923 | $1,923 | $671 | $1,671 | $252 |
| Huntington, VT | $500 | $820 | $1,320 | $596 | $1,096 | $224 |
| Charlotte, VT | $1,500 | $1,636 | $3,136 | $1,189 | $2,689 | $447 |
| Monkton, VT | $100 | $814 | $914 | $592 | $692 | $222 |
| Orleans County, VT | $2,500 | $624 | $3,124 | $453 | $2,953 | $170 |
| Glover, VT | $400 | $694 | $1,094 | $504 | $904 | $190 |
| Waltham, VT | $700 | $790 | $1,490 | $574 | $1,274 | $216 |
| Home Insurance Company St. Albans, VT | Homeowners Insurance Agency St. Albans, VT | Address | Popularity Score | Distance from St. Albans (miles) |
|---|---|---|---|---|
| State Farm | Kent Booraem | 85 Prim Rd Ste 201, Colchester, VT, 05446-1389 | 19.5 | |
| Allstate | David Raleigh | 2 Champlain Commons Ste 5, Saint Albans, VT, 5478 | 2.4 | |
| State Farm | Julie Collins | 84 Fairfield Street, St Albans, VT, 05478-1728 | 0.4 | |
| Travelers | Barsalow Insurance Agency | 546 Route 7 South , Milton, VT, 5468 | 10.2 | |
| Travelers | Barsalow Insurance Agency | 546 Rte 7 S, Milton, VT, 5468 | 13.2 | |
| State Farm | Julie Collins | 84 Fairfield St, Saint Albans, VT, 05478-1728 | 0.4 | |
| Travelers | Bessette Insurance Service, Inc. | 11 Pearl St, Essex Junction, VT, 5452 | 22.2 | |
| State Farm | Jack Lindley Iii | 431 Pine St Ste 102, Burlington, VT, 05401-4726 | 24.6 | |
| Allstate | Kinney Ins Agy | 302 Route 2 Po Box 187, South Hero, VT, 5486 | 15.9 | |
| Allstate | Kinney Insurance Agency | 4 Merrill Lane Suite 101 , Milton, VT, 5468 | 13.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $520 | $1,070 | $550 |
| Franklin County, VT | $209,100 | $743 | $510 | $1,050 | $540 |
| St. Albans, VT | $172,400 | $653 | $470 | $930 | $460 |
| Westford, VT | $284,500 | $875 | $640 | $1,200 | $560 |
| Colchester, VT | $264,200 | $710 | $510 | $980 | $470 |
| Underhill, VT | $323,800 | $943 | $670 | $1,350 | $680 |
| Richmond, VT | $319,300 | $934 | $670 | $1,300 | $630 |
| Huntington, VT | $253,300 | $830 | $590 | $1,150 | $560 |
| Charlotte, VT | $496,300 | $1,656 | $1,210 | $2,290 | $1,080 |
| Monkton, VT | $249,400 | $824 | $560 | $1,150 | $590 |
| Orleans County, VT | $161,100 | $631 | $440 | $890 | $450 |
| Glover, VT | $172,300 | $702 | $480 | $1,000 | $520 |
| Waltham, VT | $232,400 | $800 | $540 | $1,110 | $570 |