Gavop's guide to buying homeowners insurance in Litchfield Park, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $156,000 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $348,000 | $290,000 | $250,000-$300,000 |
| 4 Bedroom | $462,000 | $410,000 | $400,000-$500,000 |
| 5 Bedroom | $802,000 | $650,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $563 |
| Superior Protection Discount | -$63 | $633 |
| Fire & Security Discount | -$63 | $633 |
| Hail Resistant Roof Discount | -$14 | $682 |
| Newly Constructed Home Discount | -$202 | $494 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,488 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $15,884 |
| Home Insurance Company Litchfield Park, AZ | Homeowners Insurance Agency Litchfield Park, AZ | Address | Popularity Score | Distance from Litchfield Park (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Integra Insurance Group | 13350 N 94th Dr Ste B, Peoria, AZ, 85381 | 9.1 | |
| State Farm | Guillermo Morales | 5110 N 67th Ave, Glendale, AZ, 85301-6541 | 9.1 | |
| Allstate | Rob Witherell | 3515 W Union Hills Dr Ste 103, Glendale, AZ, 85308 | 16.7 | |
| Farmers | Thomas Pierog | 15609 W Bell Rd Ste 103, Surprise, AZ, 85374 | 9.7 | |
| State Farm | Jeremy Dudleston | 111 E Monroe Ave Ste 101, Buckeye, AZ, 85326-2709 | 16.1 | |
| State Farm | John Dietz | 15404 N 99th Ave, Sun City, AZ, 85351-1972 | 9.9 | |
| State Farm | Barry Swartz | 9299 W Olive Ave Ste 212, Peoria, AZ, 85345-8382 | 7.3 | |
| Farmers | Ricardo Otero | 501 E Plaza Cir Dr Ste 14, Litchfield Park, AZ, 85340 | 1.1 | |
| State Farm | Courtney Garner | 9240 W Northern Ave Ste 102, Glendale, AZ, 85305-1126 | 6.8 | |
| State Farm | Beth Chaffee | 20325 N 51st Ave Ste 6-144, Glendale, AZ, 85308-5674 | 16.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $530 | $1,060 | $530 |
| Maricopa County, AZ | $225,000 | $757 | $520 | $1,040 | $520 |
| Litchfield Park, AZ | $267,200 | $696 | $500 | $990 | $490 |
| Youngtown, AZ | $132,600 | $598 | $410 | $840 | $430 |
| Tolleson, AZ | $161,500 | $648 | $450 | $910 | $460 |
| Peoria, AZ | $230,400 | $762 | $550 | $1,080 | $530 |
| Anthem, AZ | $324,300 | $765 | $560 | $1,050 | $490 |
| Carefree, AZ | $687,800 | $1,977 | $1,400 | $2,750 | $1,350 |
| Maricopa, AZ | $170,300 | $690 | $500 | $950 | $450 |
| Apache Junction, AZ | $90,600 | $822 | $590 | $1,130 | $540 |