How Can I Make My Deptford, NJ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Deptford, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Deptford, NJ Home Insurance Coverage Levels | Back to Top
| Deptford, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Urian Ave, Cranford Ct, Woodbury Lake Rd, Craig Dr, Saint Albans Ave, Sage Hill Dr, Ethel Ave, Mirror Ln, Rygate Ave, Treeline Dr | $248,000 | $230,000 | $250,000-$300,000 | $135,500 | $110,000 | $150,000-$175,000 |
| Westminister Rd, Hudson Ave, Honeysuckle Dr, Larkins St, Grace Ave, Monmouth Rd, Carly Ct, Tiger Lily Ct, Cypress Ct, S Delsea Dr | $285,500 | $230,000 | $250,000-$300,000 | $239,500 | $220,000 | $200,000-$250,000 |
| Fourth Ave, Alexander Pl, Co Rd 646, Fifth Ave, Hunterdon Rd, Alliance Ave, Clarence Ave, First Ave, Longwood Ave, Orchid Ct | $318,000 | $290,000 | $350,000-$400,000 | $186,000 | $170,000 | $150,000-$175,000 |
| Carver Dr, College Blvd, Derbyshire Pl, Asbury Ave, Houston Ave, Burlington Ave, Elgin St, Griscom Dr, Malen Ave, S Highland Ave | $324,500 | $260,000 | $300,000-$350,000 | $160,000 | $130,000 | $125,000-$150,000 |
| Cattell Rd, Wenonah Way, Woodbury Glassboro Rd, Cornell Ave, Ivanhoe Ave, Parkside Ave, Linden St, Lansing Ave, Ann Ave, Burke Ave | $194,500 | $180,000 | $200,000-$250,000 | $197,500 | $180,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Deptford, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $679 |
| Superior Protection Discount | -$80 | $718 |
| Fire & Security Discount | -$64 | $734 |
| Hail Resistant Roof Discount | -$24 | $774 |
| Newly Constructed Home Discount | -$232 | $567 |
Choose the Right Deductible for your Deptford, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gloucester County | $2,500 | $846 | $3,346 | $615 | $3,115 | $231 |
| Deptford, NJ | $1,500 | $789 | $2,289 | $573 | $2,073 | $216 |
| Brooklawn, NJ | $500 | $702 | $1,202 | $510 | $1,010 | $192 |
| South Harrison, NJ | $700 | $1,141 | $1,841 | $829 | $1,529 | $312 |
| Penn Wynne, PA | $100 | $846 | $946 | $615 | $715 | $231 |
| Edgemoor, DE | $2,500 | $620 | $3,120 | $451 | $2,951 | $169 |
| Shamong, NJ | $100 | $861 | $961 | $625 | $725 | $235 |
| Feasterville, PA | $1,000 | $949 | $1,949 | $690 | $1,690 | $259 |
| Country Lake Estates, NJ | $100 | $809 | $909 | $588 | $688 | $221 |
| East Marlborough, PA | $1,000 | $1,049 | $2,049 | $762 | $1,762 | $287 |
| East Amwell, NJ | $400 | $1,253 | $1,653 | $910 | $1,310 | $342 |
| Plainsboro, NJ | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
Identify Top Home Insurance Agents near Deptford, NJ | Back to Top
| Home Insurance Company Deptford, NJ | Homeowners Insurance Agency Deptford, NJ | Address | Popularity Score | Distance from Deptford (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Rue Insurance | 3812 Quakerbridge Rd, Hamilton, NJ, 8619 | 39.0 | |
| Travelers | Brouwer Hansen & Izdebski Associates | 240 Main St, Toms River, NJ, 8753 | 49.9 | |
| Travelers | Henry D Bean And Sons | 247 Kings Highway East, Haddonfield, NJ, 8033 | 7.6 | |
| State Farm | Ellen Nita | 33 State Rd Ste A1, Princeton, NJ, 08540-1304 | 45.0 | |
| Travelers | Direct Insurance Agency Llc | 140a Farnsworth Ave, Bordentown, NJ, 8505 | 31.5 | |
| Liberty Mutual Independent | Matlack & Company | 903 Black Horse Pike, Glendora, NJ, 8029 | 3.2 | |
| State Farm | Ray Sayre Jr | 6 Route 31 S, Pennington, NJ, 08534-2504 | 39.1 | |
| Travelers | The Barclay Group | 601 S White Horse Pike, Audubon, NJ, 8106 | 6.0 | |
| State Farm | Cary Brown | 151 Fries Mill Road, Turnersville, NJ, 08012-2016 | 6.3 | |
| State Farm | Cathy Riccardi | 72 Haddonfield Berlin Rd, Cherry Hill, NJ, 08034-3502 | 7.5 |
Compare Rates for Deptford, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,550 | $770 |
| Gloucester County, NJ | $213,800 | $857 | $630 | $1,210 | $580 |
| Deptford, NJ | $184,100 | $798 | $580 | $1,130 | $550 |
| Brooklawn, NJ | $137,800 | $711 | $480 | $1,010 | $530 |
| South Harrison, NJ | $353,500 | $1,155 | $800 | $1,650 | $850 |
| Penn Wynne, PA | $367,400 | $856 | $580 | $1,180 | $600 |
| Edgemoor, DE | $196,600 | $628 | $500 | $830 | $330 |
| Shamong, NJ | $299,000 | $871 | $620 | $1,200 | $580 |
| Feasterville, PA | $282,800 | $961 | $700 | $1,330 | $630 |
| Country Lake Estates, NJ | $182,000 | $819 | $590 | $1,170 | $580 |
| East Marlborough, PA | $438,400 | $1,061 | $770 | $1,480 | $710 |
| East Amwell, NJ | $392,800 | $1,268 | $930 | $1,740 | $810 |
| Plainsboro, NJ | $468,700 | $992 | $710 | $1,410 | $700 |
Research Home Insurance Companies Reviews in Deptford, NJ Before Buying | Back to Top
Share a review on your home insurance company
New Jersey Manufacturers Insurance Company Home Insurance Reviews
Date: September 22, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
I'm getting the same coverage as before with significant savings. The company has a very high rating and I believe they offer superior coverage.
MetLife Home Insurance Reviews
Date: May 30, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Premium
The premium is lower than what I had with the previous home insurance company and the deductible is currently the same.
Progressive Home Insurance Reviews
Date: October 19, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I like the Progressive customer service because I work with one agent from start to finish. I have his direct number and if he is unavailable he calls me back at his earliest convenience.
Allstate Home Insurance Reviews
Date: September 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible is a little high for my insurance but its just like the saying "you get what you pay for" because they offer the best insurance so I don't mind paying more.
State Farm Home Insurance Reviews
Date: July 24, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
Overall I would rate state farm a 3. Only because I have not had to use the insurance for anything and I feel as if its a waste of finances.