How Can I Make My Cold Spring, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Cold Spring, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Estimate Appropriate Cold Spring, KY Home Insurance Coverage Levels | Back to Top

Cold Spring, KY - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Raintree Dr, Jude Pt, Davjo Ln, Lincoln Ave, Country Dr, Cobblers Dr, Martha Ln, Moreland Rd, Perkins Dr, Paulena Dr $87,500 $70,000 $75,000-$100,000 $113,500 $100,000 $125,000-$150,000
Buning Ln, W 2nd St, Valleyside Dr, Malibu Dr, Hope Ln, 5th Ave, Autumn Ln, Edgewater Way, Trapp Rd, Meadow Trail Dr $116,000 $110,000 $75,000-$100,000 $139,500 $130,000 $125,000-$150,000
Alysheba Dr, Lickert Rd, Darlington Rd, Wigeon Dr, Harmony Ln, Louis Cir, Visalia Rd, Charlin Dr, Man O War Cir, State Hwy 2345 $130,000 $110,000 $125,000-$150,000 $206,000 $190,000 $200,000-$250,000
Lois Ln, State Hwy 536, Sheridan Dr, Winters Ln, Windsor Dr, Jerome Ct, Boulder Vw, Maple Rd, Windsmere Way, Circle Dr $140,000 $110,000 $150,000-$175,000 $106,000 $100,000 $125,000-$150,000
Royal Ave, Saint Marys Church Dr, W 3rd St, Thornbush Ct, Beacon Dr, Chateaugay Ln, Woodcrest Ct, Owl Creek Rd, Rocky View Dr, Osage Ave $189,500 $150,000 $175,000-$200,000 $217,000 $190,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Cold Spring, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$135 $764
Superior Protection Discount -$81 $818
Fire & Security Discount -$99 $800
Hail Resistant Roof Discount -$18 $881
Newly Constructed Home Discount -$234 $665

Choose the Right Deductible for your Cold Spring, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Campbell County $1,000 $938 $1,938 $682 $1,682 $256
Cold Spring, KY $2,000 $888 $2,888 $645 $2,645 $243
Turpin Hills, OH $300 $1,005 $1,305 $730 $1,030 $275
Ludlow, KY $1,000 $795 $1,795 $578 $1,578 $217
Withamsville, OH $100 $667 $767 $485 $585 $182
Sycamore, OH $1,500 $647 $2,147 $470 $1,970 $177
Finneytown, OH $200 $635 $835 $461 $661 $174
Dry Ridge, OH $700 $824 $1,524 $599 $1,299 $225
Felicity, OH $400 $590 $990 $429 $829 $161
Falmouth, KY $1,500 $690 $2,190 $501 $2,001 $188
Augusta, KY $300 $820 $1,120 $596 $896 $224
Sprigg, OH $1,500 $610 $2,110 $443 $1,943 $167

Identify Top Home Insurance Agents near Cold Spring, KY | Back to Top

Home Insurance Company Cold Spring, KY Homeowners Insurance Agency Cold Spring, KY Address Popularity Score Distance from Cold Spring (miles)
State Farm Brian Payne 537 Moody Dr, Maysville, KY, 41056-9328
43.5
State Farm Mike Martin 7724 Us 42 Ste A4, Florence, KY, 41042-1949
11.0
Allstate Dennis Grothaus 970 Dudley Pike Ste A, Edgewood, KY, 41017
5.6
State Farm Garrick Straub 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801
0.6
Travelers Burkhart Insurance Agency 803 Scott Street Ste 2, Covington, KY, 41011
6.3
Liberty Mutual Independent Gross Insurance Agency 26 North Avenue Fort Thomas, Fort Thomas, KY, 41075
4.7
State Farm Mark Smith 1206 Highland Ave, Carrollton, KY, 41008-9601
45.7
State Farm Ed Schadler 998 Dudley Pike, Edgewood, KY, 41017-8174
5.5
State Farm Joe Dalbey 20 North Grand Avenue, Fort Thomas, KY, 41075-1755
4.7
State Farm Larry Snowden 3126 Dixie Hwy Ste 1, Erlanger, KY, 41018-1866
8.5

Compare Rates for Cold Spring, KY Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $650 $1,280 $630
Campbell County, KY $160,700 $949 $640 $1,310 $670
Cold Spring, KY $193,000 $899 $600 $1,290 $690
Turpin Hills, OH $312,800 $1,017 $700 $1,410 $710
Ludlow, KY $104,900 $805 $540 $1,100 $560
Withamsville, OH $141,600 $675 $490 $930 $440
Sycamore, OH $169,300 $655 $450 $910 $460
Finneytown, OH $125,900 $643 $470 $910 $440
Dry Ridge, OH $200,900 $834 $560 $1,150 $590
Felicity, OH $90,600 $597 $400 $820 $420
Falmouth, KY $79,900 $698 $480 $970 $490
Augusta, KY $111,200 $830 $570 $1,180 $610
Sprigg, OH $97,400 $617 $440 $860 $420