How Can I Make My Central Contra Costa, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Central Contra Costa, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Central Contra Costa, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $159,000 $130,000 $175,000-$200,000
2 Bedroom $460,500 $410,000 $400,000-$500,000
3 Bedroom $515,000 $470,000 $500,000-$600,000
4 Bedroom $496,000 $430,000 $500,000-$600,000
5 Bedroom $411,000 $390,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Central Contra Costa, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$150 $924
Superior Protection Discount -$107 $967
Fire & Security Discount -$118 $956
Hail Resistant Roof Discount -$32 $1,042
Newly Constructed Home Discount -$226 $849

Choose the Right Deductible for your Central Contra Costa, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Contra Costa County $700 $1,385 $2,085 $1,007 $1,707 $379
Central Contra Costa, CA $1,500 $1,061 $2,561 $771 $2,271 $290
Blackhawk, CA $200 $925 $1,125 $672 $872 $253
Sunol, CA $1,500 $2,608 $4,108 $1,896 $3,396 $713
Fremont, CA $1,500 $1,331 $2,831 $967 $2,467 $364
Corte Madera, CA $100 $933 $1,033 $678 $778 $255
Santa Venetia, CA $1,500 $1,955 $3,455 $1,421 $2,921 $534
Napa, CA $500 $1,421 $1,921 $1,033 $1,533 $388
La Honda, CA $700 $1,804 $2,504 $1,311 $2,011 $493
Hood, CA $500 $924 $1,424 $671 $1,171 $252
St. Helena, CA $2,000 $929 $2,929 $675 $2,675 $254

Identify Top Home Insurance Agents near Central Contra Costa, CA | Back to Top

Home Insurance Company Central Contra Costa, CA Homeowners Insurance Agency Central Contra Costa, CA Address Popularity Score Distance from Central Contra Costa (miles)
State Farm Andrew Kolasa 1104 Buchanan Rd Ste A1, Antioch, CA, 94509-4214
13.5
Travelers Truex Insurance Agency 2291 W March Ln 100 A, Stockton, CA, 95207
38.9
State Farm Ben Samrick 1511 Treat Blvd Ste 300, Walnut Creek, CA, 94598-1030
1.9
State Farm Cathy Pasut 1643 First Street, Livermore, CA, 94550-4370
20.9
Farmers Jennifer Lam 385 9th St Ste 200, Oakland, CA, 94607
14.6
Liberty Mutual Independent Argo Insurance Brokers 2300 Contra Costa Blvd Ste 375 , Pleasant Hill, CA, 94523
3.3
Travelers Brady-Harbord-Payne 3608 Grand Ave Ste 2, Oakland, CA, 94610
12.8
State Farm Mike Wilson 3685 Mt. Diablo Blvd, Lafayette, CA, 94549-3763
5.1
State Farm Sallie Severns 2064 Treat Blvd Ste A, Walnut Creek, CA, 94598-1537
2.1
State Farm Rick Carter 23 Altarinda Rd Ste 103, Orinda, CA, 94563-2600
8.0

Compare Rates for Central Contra Costa, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Contra Costa County, CA $522,300 $1,402 $1,040 $1,910 $870
Central Contra Costa, CA $703,100 $1,074 $790 $1,460 $670
Blackhawk, CA $1,165,700 $936 $690 $1,270 $580
Sunol, CA $1,055,200 $2,640 $1,950 $3,590 $1,640
Fremont, CA $714,900 $1,347 $1,000 $1,830 $830
Corte Madera, CA $1,144,800 $944 $700 $1,280 $580
Santa Venetia, CA $706,800 $1,979 $1,460 $2,690 $1,230
Napa, CA $538,800 $1,438 $1,060 $1,960 $900
La Honda, CA $637,600 $1,826 $1,350 $2,480 $1,130
Hood, CA $354,200 $935 $690 $1,270 $580
St. Helena, CA $926,900 $940 $700 $1,280 $580

Research Home Insurance Companies Reviews in Central Contra Costa, CA Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: October 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It covers my home, the other structures on my property such as my garage and shed, my personal property, and also liability.


Date: September 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The insurance company employees have normally been very quick to answer my questions, they are all very friendly and knowledgeable.

Date: July 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I am pretty satisfied with my premium, although I do believe I can get it at a lower cost with a different company. The company might be less reputable though.

Date: June 17, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
This is my first house. I haven't checked the premium with other companies but when I asked about it seems to be pretty competitive.

Date: June 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The insurance company I use has a great app to use. It is very easy to use and understand. Not many steps to do and everything is very clear in it.

Date: May 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
Every single time I have tried to contact the company I have received an answer in a timely manner. They are knowledgeable and very helpful each time we communicate.

Date: May 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Whenever I email the company about a question they always respond quickly and answer my questions.

Date: December 22, 2017    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
I like: the ease of the app Car insurance cards available on the lock screen Roadside assistance and claim links and the drives have changed my driving

State Farm Home Insurance Reviews

Date: April 08, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
They are very flexible and very helpful anytime you need any extra assistance they are there to help and very kind. Statefarm is a great company and are great to their customers.

Date: December 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
They provide me with a lot of coverage in case there are damages to my belongings. It makes me feel comfortable that my things will be given back when damaged.

Date: September 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like state farm's mobile app but it could be more up to date and updated more often as well.

Date: July 31, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My policy covers thing like natural disasters, water damage, fire damage, foundation damage, and theft.


Date: December 28, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
State Farm's customer service is actually very helpful and fast. There are many people to deal with different issues or questions and it's easy to get to the department you want.

Date: November 19, 2017    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Communication
State Farm keeps personal relationships with their clients which makes it feel more natural and less awkward talking about money and homeowner stuff to someone you don't know.

Date: November 18, 2017    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
I think I got my price at a pretty good deal, I've only ever seen sketchy companies that I wouldn't feel safe switching to having the same deals.

Progressive Home Insurance Reviews

Date: February 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I felt like there were just as much options with my company as there were with others. This was the first time we had taken out insurance on a home but based on research and asking our parents, and they seemed similar.


Date: January 01, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
the offerings are pretty general; they're mostly the same as any other home insurance company offerings.


USAA Home Insurance Reviews

Date: November 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My insurance coverage includes, flood, fire, and vandalism as well as a general liability coverage for accidents. They also protect any vehicles on my property.


Liberty Mutual Home Insurance Reviews

Date: November 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I really like the rates offered by my insurance company. They give me a discount because I am in law enforcement and although it's not a huge discount, it does make a difference. I like that they recognize I'm a public servant by saving me money. We don't get much recognition or thanks, so something as simple a little discount really makes me feel valued. I also think our deductible is very fair, especially when I compare it to what my friends with similar homes pay.

Travelers Home Insurance Reviews

Date: December 28, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Travelers has very low rates consistently. Im paying half of what other people are paying. The deductible is low