Gavop shows you how to buy homeowners insurance in Central Contra Costa, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $159,000 | $130,000 | $175,000-$200,000 |
2 Bedroom | $460,500 | $410,000 | $400,000-$500,000 |
3 Bedroom | $515,000 | $470,000 | $500,000-$600,000 |
4 Bedroom | $496,000 | $430,000 | $500,000-$600,000 |
5 Bedroom | $411,000 | $390,000 | $350,000-$400,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$150 | $924 |
Superior Protection Discount | -$107 | $967 |
Fire & Security Discount | -$118 | $956 |
Hail Resistant Roof Discount | -$32 | $1,042 |
Newly Constructed Home Discount | -$226 | $849 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Contra Costa County | $700 | $1,385 | $2,085 | $1,007 | $1,707 | $379 |
Central Contra Costa, CA | $1,500 | $1,061 | $2,561 | $771 | $2,271 | $290 |
Blackhawk, CA | $200 | $925 | $1,125 | $672 | $872 | $253 |
Sunol, CA | $1,500 | $2,608 | $4,108 | $1,896 | $3,396 | $713 |
Fremont, CA | $1,500 | $1,331 | $2,831 | $967 | $2,467 | $364 |
Corte Madera, CA | $100 | $933 | $1,033 | $678 | $778 | $255 |
Santa Venetia, CA | $1,500 | $1,955 | $3,455 | $1,421 | $2,921 | $534 |
Napa, CA | $500 | $1,421 | $1,921 | $1,033 | $1,533 | $388 |
La Honda, CA | $700 | $1,804 | $2,504 | $1,311 | $2,011 | $493 |
Hood, CA | $500 | $924 | $1,424 | $671 | $1,171 | $252 |
St. Helena, CA | $2,000 | $929 | $2,929 | $675 | $2,675 | $254 |
Home Insurance Company Central Contra Costa, CA | Homeowners Insurance Agency Central Contra Costa, CA | Address | Popularity Score | Distance from Central Contra Costa (miles) |
---|---|---|---|---|
State Farm | Andrew Kolasa | 1104 Buchanan Rd Ste A1, Antioch, CA, 94509-4214 | 13.5 | |
Travelers | Truex Insurance Agency | 2291 W March Ln 100 A, Stockton, CA, 95207 | 38.9 | |
State Farm | Ben Samrick | 1511 Treat Blvd Ste 300, Walnut Creek, CA, 94598-1030 | 1.9 | |
State Farm | Cathy Pasut | 1643 First Street, Livermore, CA, 94550-4370 | 20.9 | |
Farmers | Jennifer Lam | 385 9th St Ste 200, Oakland, CA, 94607 | 14.6 | |
Liberty Mutual Independent | Argo Insurance Brokers | 2300 Contra Costa Blvd Ste 375 , Pleasant Hill, CA, 94523 | 3.3 | |
Travelers | Brady-Harbord-Payne | 3608 Grand Ave Ste 2, Oakland, CA, 94610 | 12.8 | |
State Farm | Mike Wilson | 3685 Mt. Diablo Blvd, Lafayette, CA, 94549-3763 | 5.1 | |
State Farm | Sallie Severns | 2064 Treat Blvd Ste A, Walnut Creek, CA, 94598-1537 | 2.1 | |
State Farm | Rick Carter | 23 Altarinda Rd Ste 103, Orinda, CA, 94563-2600 | 8.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
California | $443,400 | $1,291 | $960 | $1,760 | $800 |
Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
Central Contra Costa, CA | $703,100 | $1,074 | $790 | $1,460 | $670 |
Blackhawk, CA | $1,165,700 | $936 | $690 | $1,270 | $580 |
Sunol, CA | $1,055,200 | $2,640 | $1,950 | $3,590 | $1,640 |
Fremont, CA | $714,900 | $1,347 | $1,000 | $1,830 | $830 |
Corte Madera, CA | $1,144,800 | $944 | $700 | $1,280 | $580 |
Santa Venetia, CA | $706,800 | $1,979 | $1,460 | $2,690 | $1,230 |
Napa, CA | $538,800 | $1,438 | $1,060 | $1,960 | $900 |
La Honda, CA | $637,600 | $1,826 | $1,350 | $2,480 | $1,130 |
Hood, CA | $354,200 | $935 | $690 | $1,270 | $580 |
St. Helena, CA | $926,900 | $940 | $700 | $1,280 | $580 |
Date: October 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: June 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: December 22, 2017 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: April 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 28, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: February 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: January 01, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Married