Gavop's guide to buying homeowners insurance in Echelon, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $107,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $205,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $294,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $222,000 | $190,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$57 | $659 |
| Home and Two Car | -$122 | $595 |
| Home and Three Car | -$172 | $545 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camden County | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Echelon, NJ | $1,500 | $708 | $2,208 | $514 | $2,014 | $193 |
| Upper Darby, PA | $400 | $674 | $1,074 | $490 | $890 | $184 |
| Bensalem, PA | $1,000 | $855 | $1,855 | $621 | $1,621 | $234 |
| Chester Heights, PA | $200 | $874 | $1,074 | $635 | $835 | $239 |
| Upper Deerfield, NJ | $1,500 | $693 | $2,193 | $504 | $2,004 | $189 |
| Woodside, PA | $400 | $1,800 | $2,200 | $1,308 | $1,708 | $492 |
| Laurel Lake, NJ | $2,000 | $597 | $2,597 | $434 | $2,434 | $163 |
| Silverdale, PA | $500 | $928 | $1,428 | $674 | $1,174 | $254 |
| Barnegat, NJ | $1,000 | $786 | $1,786 | $571 | $1,571 | $215 |
| Upper Uwchlan, PA | $400 | $1,026 | $1,426 | $745 | $1,145 | $280 |
| Home Insurance Company Echelon, NJ | Homeowners Insurance Agency Echelon, NJ | Address | Popularity Score | Distance from Echelon (miles) |
|---|---|---|---|---|
| Travelers | Hauswirth & Sons Insurance Consultants | 332 Rte 9, Forked River, NJ, 8731 | 42.5 | |
| Liberty Mutual Independent | Widerman & Company | 70 Tanner St, Haddonfield, NJ, 8033 | 4.1 | |
| Allstate | Michael J. Mcdyer | 1808 Springdale Rd, Cherry Hill, NJ, 8003 | 4.2 | |
| Travelers | Henry D Bean And Sons | 247 Kings Highway East, Haddonfield, NJ, 8033 | 3.9 | |
| Allstate | Mitchell Sands | 722 Mantua Pike, Woodbury Heights, NJ, 8097 | 8.9 | |
| Farmers | Sharon Ammann | 421 S Route 73 Ste 5, Berlin, NJ, 8009 | 5.6 | |
| State Farm | Ray Sayre Jr | 6 Route 31 S, Pennington, NJ, 08534-2504 | 34.6 | |
| State Farm | Lisa Patchell | 185 N Main Street, Manahawkin, NJ, 08050-2960 | 40.7 | |
| Travelers | New Jersey Agents Alliance | 5 Independence Way Ste 300, Princeton, NJ, 8540 | 41.4 | |
| Allstate | Benjamin Prybutok | 142 Route 70, Medford, NJ, 8055 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,520 | $770 |
| Camden County, NJ | $193,500 | $818 | $580 | $1,120 | $540 |
| Echelon, NJ | $198,400 | $717 | $520 | $1,020 | $500 |
| Upper Darby, PA | $148,600 | $682 | $470 | $950 | $480 |
| Bensalem, PA | $254,200 | $865 | $630 | $1,220 | $590 |
| Chester Heights, PA | $246,500 | $885 | $630 | $1,260 | $630 |
| Upper Deerfield, NJ | $189,500 | $701 | $470 | $990 | $520 |
| Woodside, PA | $485,100 | $1,822 | $1,310 | $2,500 | $1,190 |
| Laurel Lake, NJ | $103,200 | $604 | $420 | $860 | $440 |
| Silverdale, PA | $272,700 | $939 | $630 | $1,290 | $660 |
| Barnegat, NJ | $249,300 | $795 | $550 | $1,110 | $560 |
| Upper Uwchlan, PA | $426,100 | $1,038 | $700 | $1,440 | $740 |