Gavop tells you how to get the best homeowners insurance in Lexington, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $103,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $178,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $191,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $379,000 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $557 |
| Superior Protection Discount | -$59 | $597 |
| Fire & Security Discount | -$46 | $610 |
| Hail Resistant Roof Discount | -$13 | $643 |
| Newly Constructed Home Discount | -$151 | $505 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,464 |
| Hail Damage | $4,948 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
| Home Insurance Company Lexington, OH | Homeowners Insurance Agency Lexington, OH | Address | Popularity Score | Distance from Lexington (miles) |
|---|---|---|---|---|
| Travelers | Hamilton Insurance Services Inc | 1346 Lexington Ave, Mansfield, OH, 44907 | 3.3 | |
| Travelers | Burrey Insurance Agency Inc | 9787 Fairway Blvd, Powell, OH, 43065 | 45.4 | |
| State Farm | Chad Kingery | 799 Ashland Rd, Mansfield, OH, 44905-2075 | 7.9 | |
| State Farm | Scott Sharrock | 10 Plymouth St, Lexington, OH, 44904-1122 | 0.4 | |
| Allstate | R. Joe Cline | 1329 Lexington Ave, Mansfield, OH, 44907 | 3.4 | |
| Farmers | Cynthia Stiely | 4030 N Hampton Dr, Powell, OH, 43065 | 45.9 | |
| State Farm | Marc Lamoreaux | 1216 Lexington Ave, Mansfield, OH, 44907-2615 | 3.6 | |
| Erie | The Graham Insurance Agency | 1194 Lexington Avenue, Mansfield, OH, 44907 | 3.7 | |
| Allstate | Bob Erlanger | 1000 High St Ste E, Worthington, OH, 43085 | 46.7 | |
| Allstate | Ryan K Parnell | 129 Lafayette St, Medina, OH, 44256 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $980 | $460 |
| Richland County, OH | $103,700 | $615 | $440 | $850 | $410 |
| Lexington, OH | $132,000 | $656 | $440 | $930 | $490 |
| Ontario, OH | $126,800 | $644 | $440 | $890 | $450 |
| Ashland County, OH | $122,000 | $661 | $480 | $940 | $460 |
| College, OH | $228,300 | $877 | $620 | $1,240 | $620 |
| Cinnamon Lake, OH | $99,600 | $623 | $420 | $870 | $450 |
| Apple Creek, OH | $112,800 | $658 | $480 | $900 | $420 |
| Smithville, OH | $129,700 | $699 | $510 | $990 | $480 |
| Jersey, OH | $248,800 | $909 | $660 | $1,250 | $590 |
| Milton, OH | $144,700 | $681 | $480 | $970 | $490 |
| Green Creek, OH | $112,600 | $658 | $450 | $940 | $490 |