Gavop tells you how to get the best homeowners insurance in Olney, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $97,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $136,000 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $201,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $127,000 | $100,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $755 |
| Home and Two Car | -$131 | $690 |
| Home and Three Car | -$197 | $624 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Richland County | $1,000 | $811 | $1,811 | $590 | $1,590 | $222 |
| Olney, IL | $2,500 | $811 | $3,311 | $590 | $3,090 | $222 |
| Richland County, IL | $300 | $811 | $1,111 | $590 | $890 | $222 |
| Smallwood, IL | $700 | $699 | $1,399 | $508 | $1,208 | $191 |
| Albion No. 2, IL | $400 | $571 | $971 | $415 | $815 | $156 |
| Mount Carmel, IL | $1,500 | $818 | $2,318 | $595 | $2,095 | $224 |
| Wayne County, IL | $300 | $804 | $1,104 | $584 | $884 | $220 |
| Watson, IL | $2,000 | $687 | $2,687 | $499 | $2,499 | $188 |
| St. Francis, IL | $200 | $800 | $1,000 | $582 | $782 | $219 |
| Griffin, IN | $1,500 | $455 | $1,955 | $331 | $1,831 | $124 |
| Kinmundy, IL | $500 | $502 | $1,002 | $365 | $865 | $137 |
| Pendleton, IL | $1,000 | $575 | $1,575 | $418 | $1,418 | $157 |
| Home Insurance Company Olney, IL | Homeowners Insurance Agency Olney, IL | Address | Popularity Score | Distance from Olney (miles) |
|---|---|---|---|---|
| Erie | Farley Insurance Agency Inc | 124 W Washington Street, Newton, IL, 62448 | 19.7 | |
| Travelers | Kane Insurance Agency Inc | 1443 W Whitacker, Salem, IL, 62881 | 47.8 | |
| State Farm | James Cook | 1340 Il Highway 1 Ste C, Carmi, IL, 62821-4943 | 44.3 | |
| State Farm | Lauren Mcclain | 409 S Whittle Ave, Olney, IL, 62450-2262 | 1.2 | |
| State Farm | Lynn Braden | 301 S Jackson St, Mc Leansboro, IL, 62859-1431 | 49.1 | |
| State Farm | Tammy Wilson | 109 E Jourdan Street, Newton, IL, 62448-1501 | 19.8 | |
| Liberty Mutual Independent | Blanks Insurance Agency Llc | 515 S Whittle Avenue, Olney, IL, 62450 | 1.2 | |
| State Farm | Angie Borrelli | 171 N Sycamore St, Flora, IL, 62839-2033 | 21.6 | |
| Travelers | Staley Insurance Agency | P O Box 185, Casey, IL, 62420 | 40.9 | |
| State Farm | Kert Martin | 120 S Delmar Ave Ste B, Salem, IL, 62881-2000 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,220 | $630 |
| Richland County, IL | $83,200 | $821 | $550 | $1,130 | $580 |
| Olney, IL | $85,100 | $821 | $550 | $1,170 | $620 |
| Richland County, IL | $83,200 | $821 | $590 | $1,170 | $580 |
| Smallwood, IL | $118,400 | $707 | $480 | $970 | $490 |
| Albion No. 2, IL | $80,300 | $578 | $410 | $830 | $420 |
| Mount Carmel, IL | $78,900 | $828 | $550 | $1,180 | $630 |
| Wayne County, IL | $78,600 | $814 | $550 | $1,120 | $570 |
| Watson, IL | $114,400 | $695 | $480 | $970 | $490 |
| St. Francis, IL | $159,500 | $810 | $560 | $1,140 | $580 |
| Griffin, IN | $36,300 | $461 | $310 | $650 | $340 |
| Kinmundy, IL | $63,300 | $508 | $370 | $730 | $360 |
| Pendleton, IL | $81,100 | $582 | $420 | $800 | $380 |