Gavop shows you how to buy homeowners insurance in Ionia, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $28,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $50,500 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $96,000 | $80,000 | $100,000-$125,000 |
| 5 Bedroom | $138,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $540 |
| Superior Protection Discount | -$65 | $585 |
| Fire & Security Discount | -$59 | $592 |
| Hail Resistant Roof Discount | -$20 | $631 |
| Newly Constructed Home Discount | -$143 | $507 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ionia County | $2,500 | $716 | $3,216 | $520 | $3,020 | $196 |
| Ionia, MI | $1,500 | $642 | $2,142 | $467 | $1,967 | $176 |
| Portland, MI | $200 | $737 | $937 | $536 | $736 | $201 |
| Courtland, MI | $2,500 | $772 | $3,272 | $561 | $3,061 | $211 |
| Rockford, MI | $300 | $676 | $976 | $491 | $791 | $185 |
| Byron Center, MI | $2,500 | $740 | $3,240 | $538 | $3,038 | $202 |
| Emerson, MI | $200 | $731 | $931 | $531 | $731 | $200 |
| Pine River, MI | $700 | $704 | $1,404 | $512 | $1,212 | $193 |
| Sciota, MI | $100 | $801 | $901 | $582 | $682 | $219 |
| Williamstown, MI | $700 | $894 | $1,594 | $650 | $1,350 | $244 |
| Shepherd, MI | $200 | $711 | $911 | $517 | $717 | $194 |
| Clarence, MI | $2,000 | $759 | $2,759 | $551 | $2,551 | $207 |
| Home Insurance Company Ionia, MI | Homeowners Insurance Agency Ionia, MI | Address | Popularity Score | Distance from Ionia (miles) |
|---|---|---|---|---|
| Farmers | Justin Lamb | 3450 Alaiedon Pkwy Ste 105, Okemos, MI, 48864 | 38.7 | |
| Allstate | Chris Tyler | 180 Kent St, Portland, MI, 48875 | 11.4 | |
| State Farm | Dan Demartin | 2515 E Jolly Rd, Lansing, MI, 48910-8544 | 34.9 | |
| Farmers | Scott Bates | 3140 Division Ave Sw, Grandville, MI, 49418 | 35.5 | |
| Farmers | Susan Baker | 168 N 20th St, Battle Creek, MI, 49015 | 46.6 | |
| State Farm | Lisa Sands | 103 Greenfield Blvd, Marshall, MI, 49068-1067 | 48.9 | |
| State Farm | Dave Hallada | 308 E Main Street Po Box 669, Stanton, MI, 48888 | 21.8 | |
| State Farm | Tom Devries | 2090 Jolly Rd Ste 110, Okemos, MI, 48864-6041 | 38.7 | |
| State Farm | Mike Gage | 5735 S Cedar St Ste C, Lansing, MI, 48911-5154 | 34.0 | |
| State Farm | Ken Visser | 9505 Cherry Vly Ave Se, Caledonia, MI, 49316-9524 | 25.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,100 | $540 |
| Ionia County, MI | $117,000 | $725 | $490 | $1,010 | $520 |
| Ionia, MI | $87,100 | $650 | $470 | $900 | $430 |
| Portland, MI | $116,200 | $746 | $510 | $1,060 | $550 |
| Courtland, MI | $247,100 | $781 | $570 | $1,120 | $550 |
| Rockford, MI | $165,600 | $684 | $460 | $940 | $480 |
| Byron Center, MI | $222,800 | $749 | $500 | $1,060 | $560 |
| Emerson, MI | $112,000 | $740 | $510 | $1,030 | $520 |
| Pine River, MI | $95,600 | $713 | $520 | $990 | $470 |
| Sciota, MI | $163,000 | $811 | $580 | $1,130 | $550 |
| Williamstown, MI | $231,700 | $905 | $620 | $1,260 | $640 |
| Shepherd, MI | $99,700 | $720 | $510 | $1,020 | $510 |
| Clarence, MI | $131,300 | $768 | $510 | $1,090 | $580 |