How Can I Make My Clay City, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Clay City, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Clay City, KY Home Insurance Coverage Levels | Back to Top

Clay City, KY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
12th St, Black Oak Dr, 11th St, Ships Branch Rd, Whispering Hills, Cr-1362, Andy Fouch Cemetery Rd, Cr-1312, Redbird Dr, Hardwicks Creek Rd $111,000 $100,000 $75,000-$100,000 $58,000 $50,000 $50,000-$75,000
Kennon St, Eddie Ridge Rd, Millstone Rd, Tori Ann Ct, Little Hardwicks Creek Rd, Paradise Rd, Jewel Ln, Skinner Branch Rd, Oak Ridge Rd, Virden Springs Rd $90,000 $80,000 $50,000-$75,000 $61,500 $60,000 $50,000-$75,000
la Donna Dr, Watson Rd, Cr-1326, Skinner Rd, Heather Ln, Faulkner Branch, Coppers Creek Rd, Hog Creek Rd, 2nd St, Virden Springs Ct $106,500 $100,000 $75,000-$100,000 $101,500 $90,000 $75,000-$100,000
8th St, Barnes Rd, Katie Dr, Little Brush Creek Rd, Happy Top Rd, Ashley Dr, el Way, Virden Rd, State Hwy 15, Alexandria Dr $102,500 $100,000 $100,000-$125,000 $95,500 $90,000 $75,000-$100,000
8th Ave, Adams Ridge Rd, State Hwy 1028, Cr-1353, State Hwy 2481, Caudill Rd, 7th St, 1st St, Spout Springs Rd, Cody Ln $147,500 $120,000 $150,000-$175,000 $71,500 $60,000 $50,000-$75,000

Bundle your Clay City, KY Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$60 $604
Home and Two Car -$106 $558
Home and Three Car -$153 $511

Choose the Right Deductible for your Clay City, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Powell County $1,000 $640 $1,640 $465 $1,465 $175
Clay City, KY $1,500 $656 $2,156 $477 $1,977 $179
Winchester, KY $100 $757 $857 $550 $650 $207
Malaga, KY $2,000 $640 $2,640 $465 $2,465 $175
Wrigley, KY $400 $658 $1,058 $478 $878 $180
Morehead, KY $1,500 $659 $2,159 $479 $1,979 $180
Brodhead, KY $300 $664 $964 $482 $782 $181
West Magoffin, KY $2,000 $561 $2,561 $408 $2,408 $153
High Bridge, KY $300 $838 $1,138 $609 $909 $229
Cynthiana, KY $1,000 $759 $1,759 $551 $1,551 $207
Greenmount-Langnau, KY $500 $707 $1,207 $514 $1,014 $193
Woodford County, KY $1,500 $879 $2,379 $639 $2,139 $240

Identify Top Home Insurance Agents near Clay City, KY | Back to Top

Home Insurance Company Clay City, KY Homeowners Insurance Agency Clay City, KY Address Popularity Score Distance from Clay City (miles)
Liberty Mutual Independent Woodford Hill Thompson 500 Main St, Paris, KY, 40361
31.3
Liberty Mutual Independent Cambridge Insurance 2300 Regency Rd, Lexington, KY, 40503
34.8
Allstate Chuck Powers 210 Old Mount Tabor Rd Ste C, Lexington, KY, 40502
33.3
State Farm Debra Hensley 1513 Nicholasville Rd, Lexington, KY, 40503-1409
34.6
State Farm Steve Page 626 Edgewood Dr, Nicholasville, KY, 40356-2261
36.8
Travelers Greater Lexington Insurance Agency 1066 Wellington Way, Lexington, KY, 40513
37.2
Allstate Andrew Strother 4384 Clearwater Way Ste 130, Lexington, KY, 40515
32.5
Travelers Cole Insurance Agency Inc 312 Highland Park Drive, Richmond, KY, 40475
19.9
State Farm David Lovejoy 125 Towne Center Dr Ste 125, Lexington, KY, 40511-2027
36.7
State Farm Mike Brownell 503 Darby Creek Rd Ste 15, Lexington, KY, 40509-1603
30.1

Compare Rates for Clay City, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $650 $1,260 $610
Powell County, KY $79,800 $648 $440 $890 $450
Clay City, KY $83,500 $664 $460 $920 $460
Winchester, KY $134,700 $766 $520 $1,100 $580
Malaga, KY $69,600 $648 $470 $910 $440
Wrigley, KY $73,300 $666 $480 $950 $470
Morehead, KY $102,000 $667 $490 $940 $450
Brodhead, KY $74,600 $672 $490 $950 $460
West Magoffin, KY $54,600 $568 $410 $800 $390
High Bridge, KY $116,100 $848 $590 $1,180 $590
Cynthiana, KY $135,300 $768 $530 $1,080 $550
Greenmount-Langnau, KY $83,900 $716 $490 $1,020 $530
Woodford County, KY $188,200 $890 $600 $1,260 $660