Gavop's guide to buying homeowners insurance in York charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $239,500 | $200,000 | $250,000-$300,000 |
| 3 Bedroom | $192,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $475,000 | $430,000 | $400,000-$500,000 |
| 5 Bedroom | $490,500 | $450,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $793 |
| Home and Two Car | -$147 | $715 |
| Home and Three Car | -$215 | $646 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washtenaw County | $1,000 | $858 | $1,858 | $624 | $1,624 | $235 |
| York charter, MI | $2,500 | $851 | $3,351 | $619 | $3,119 | $233 |
| Barton Hills, MI | $300 | $2,873 | $3,173 | $2,088 | $2,388 | $785 |
| Monroe, MI | $1,500 | $678 | $2,178 | $493 | $1,993 | $185 |
| Unadilla, MI | $500 | $820 | $1,320 | $596 | $1,096 | $224 |
| Milford, MI | $700 | $731 | $1,431 | $531 | $1,231 | $200 |
| Vandercook Lake, MI | $100 | $683 | $783 | $496 | $596 | $187 |
| Bunker Hill, MI | $2,000 | $758 | $2,758 | $551 | $2,551 | $207 |
| Walbridge, OH | $300 | $566 | $866 | $411 | $711 | $155 |
| Oakland County, MI | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Benton, OH | $200 | $675 | $875 | $490 | $690 | $184 |
| Roseville, MI | $1,500 | $642 | $2,142 | $467 | $1,967 | $175 |
| Home Insurance Company York charter, MI | Homeowners Insurance Agency York charter, MI | Address | Popularity Score | Distance from York charter (miles) |
|---|---|---|---|---|
| State Farm | Steve Hale | 25810 Plymouth Rd, Redford, MI, 48239-2102 | 27.6 | |
| State Farm | John Avery | 709 W Ellsworth Rd Ste 112, Ann Arbor, MI, 48108-3392 | 7.1 | |
| State Farm | Scott Orr | 41005 E Huron River Dr, Belleville, MI, 48111-2843 | 15.6 | |
| Liberty Mutual Independent | Mason-Mcbride Inc | 3290 West Big Beaver Rd Suite 503, Troy, MI, 48084 | 40.5 | |
| Allstate | Bill Jones | 32667 Ford Rd, Garden City, MI, 48135 | 22.9 | |
| Liberty Mutual Independent | Mason-Mcbride Inc | 3290 West Big Beaver Ste 503, Troy, MI, 48084 | 40.4 | |
| State Farm | Nick Morang | 7726 Auburn Rd, Utica, MI, 48317-5221 | 49.3 | |
| Liberty Mutual Independent | Meadowbrook Insurance Group | 26255 American Dr, Southfield, MI, 48034 | 33.1 | |
| State Farm | Dan Krause | 1274 W Auburn Road, Rochester Hills, MI, 48309-3632 | 45.5 | |
| Allstate | Brian Hickman | 2092 S Main St, Ann Arbor, MI, 48103 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,100 | $530 |
| Washtenaw County, MI | $231,500 | $869 | $600 | $1,230 | $630 |
| York charter, MI | $295,300 | $862 | $630 | $1,190 | $560 |
| Barton Hills, MI | $881,300 | $2,908 | $2,060 | $4,040 | $1,980 |
| Monroe, MI | $110,900 | $686 | $490 | $970 | $480 |
| Unadilla, MI | $177,500 | $830 | $560 | $1,150 | $590 |
| Milford, MI | $215,300 | $740 | $510 | $1,020 | $510 |
| Vandercook Lake, MI | $83,000 | $691 | $470 | $980 | $510 |
| Bunker Hill, MI | $130,500 | $767 | $550 | $1,080 | $530 |
| Walbridge, OH | $82,800 | $573 | $400 | $790 | $390 |
| Oakland County, MI | $209,800 | $847 | $580 | $1,180 | $600 |
| Benton, OH | $122,800 | $683 | $460 | $980 | $520 |
| Roseville, MI | $71,600 | $650 | $470 | $920 | $450 |