Gavop tells you how to get the best homeowners insurance in Erie County, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Erie County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Scott St, Co Rd 10, Franklin Dr, W Madison St, Winnebago Ave, Beatty Ave, Marlenkay Pl, Trinter Rd, N Huron St, Center Rd | $133,000 | $130,000 | $125,000-$150,000 | $136,000 | $130,000 | $100,000-$125,000 |
| Spruce Ave, Twp Hwy 83, Harvest Ridge Dr, Darrow Rd, Stanley Rd, Hancock St, Linwood Ave, Twp Hwy 61, Northwest Rd, Twp Hwy 90 | $129,500 | $110,000 | $125,000-$150,000 | $109,500 | $100,000 | $75,000-$100,000 |
| S Larchmont Dr, Broadway St, Portland Ave, Clyde Ave, Hull Rd, E Parish St, E Cayuga Trl, Bayshore Ct, Horseshoe Ave, Dixie Ave | $123,500 | $120,000 | $125,000-$150,000 | $101,000 | $80,000 | $75,000-$100,000 |
| Navy Rd, Highlands Dr, Sprucewood Dr, Providence Dr, Old Lake Rd, Chickasaw Trl, Ave B, Reiger Rd, W Woodridge Dr, Co Hwy 132 | $124,000 | $120,000 | $100,000-$125,000 | $163,500 | $140,000 | $150,000-$175,000 |
| Pennsylvania Ave, Sprowl Rd, W Adams St, W Park St, Lakeside Park, S Water, Fairoaks Dr, Twp Hwy 68, E Bayview Dr, Peru Center Rd N | $168,500 | $150,000 | $175,000-$200,000 | $113,000 | $90,000 | $75,000-$100,000 |
| 2nd St, Mills St, W Williams St, Salem Dr, Holiday Dr, Wilson St, Autumn Ridge Ln, Mason Rd E, Co Rd 8, Harrison Rd | $102,500 | $80,000 | $75,000-$100,000 | $83,500 | $70,000 | $75,000-$100,000 |
| W St James Pl, Twp Hwy 88, Garfield Ave, State Rte 113, Williams St, Chevy Dr, Bayberry Dr, Twp Hwy 83, Meigs St, Sanford St | $166,000 | $140,000 | $125,000-$150,000 | $154,500 | $130,000 | $175,000-$200,000 |
| Cement St, S Edison Dr, Bald Eagle Dr, Twp Hwy 116, Twp Hwy 29, Poplar St, Compass Rose, Twp Hwy 64, Scottley Dr, Mallard Cir | $168,000 | $150,000 | $200,000-$250,000 | $103,000 | $80,000 | $75,000-$100,000 |
| Galloway Rd, Stone St, South Ave, Chestnut Ln, Swanson St, Huber Rd, Wildwood Dr, Shawmill Rd, E Perkins Ave, Lima Sandusky Rd | $120,000 | $110,000 | $100,000-$125,000 | $96,000 | $80,000 | $75,000-$100,000 |
| Lake Forest Dr, Monaghan Rd, Memory Ln, Lakefield Dr, Parkview Blvd, McKelvey St, Walnut Glen, Twp Hwy 127, Clinton St, Erie Blvd | $394,500 | $350,000 | $350,000-$400,000 | $189,000 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $589 |
| Superior Protection Discount | -$68 | $616 |
| Fire & Security Discount | -$55 | $630 |
| Hail Resistant Roof Discount | -$14 | $671 |
| Newly Constructed Home Discount | -$171 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Erie County | $2,500 | $677 | $3,177 | $492 | $2,992 | $185 |
| Erie County, OH | $1,500 | $677 | $2,177 | $492 | $1,992 | $185 |
| Marblehead, OH | $100 | $854 | $954 | $620 | $720 | $233 |
| Elyria, OH | $2,500 | $778 | $3,278 | $565 | $3,065 | $213 |
| Oak Harbor, OH | $500 | $653 | $1,153 | $475 | $975 | $178 |
| New London, OH | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
| Jerusalem, OH | $300 | $709 | $1,009 | $516 | $816 | $194 |
| Brook Park, OH | $1,500 | $604 | $2,104 | $439 | $1,939 | $165 |
| Elmore, OH | $500 | $647 | $1,147 | $470 | $970 | $177 |
| Allen, OH | $1,000 | $736 | $1,736 | $535 | $1,535 | $201 |
| Hinckley, OH | $200 | $836 | $1,036 | $607 | $807 | $228 |
| Chatfield, OH | $700 | $571 | $1,271 | $415 | $1,115 | $156 |
| Home Insurance Company Erie County, OH | Homeowners Insurance Agency Erie County, OH | Address | Popularity Score | Distance from Erie County (miles) |
|---|---|---|---|---|
| Travelers | Alpha Property & Casualty Inc | 25000 Center Ridge Rd, Westlake, OH, 44145 | 33.3 | |
| Travelers | Janasko Insurance Agency Inc | 562 Broadway, Lorain, OH, 44052 | 19.2 | |
| State Farm | John Mcgee | 3323 Center Rd, Brunswick, OH, 44212-3830 | 43.3 | |
| State Farm | Kurt Hawley | 4505 W W Pleasant Valley Rd, Parma, OH, 44134-5851 | 44.0 | |
| Travelers | Agency One Insurance Llc | 805 East Washington St Ste 220, Medina, OH, 44256 | 45.5 | |
| State Farm | Marty Sofia | 928 Amchester Dr, Amherst, OH, 44001-1254 | 19.2 | |
| State Farm | Zach Myers | 13117 Prospect Rd, Strongsville, OH, 44149-3849 | 38.3 | |
| Allstate | Ryan Cole | 1324 Cooper Foster Park Rd W, Lorain, OH, 44053 | 19.9 | |
| State Farm | Trudy Ansel | 6155 Park Square Dr Ste 5, Lorain, OH, 44053-4145 | 17.8 | |
| State Farm | Joel Krocker | 7251 Engle Rd Ste 109, Cleveland, OH, 44130-3400 | 38.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $1,000 | $510 |
| Erie County, OH | $132,400 | $685 | $470 | $950 | $480 |
| Erie County, OH | $132,400 | $685 | $470 | $980 | $510 |
| Marblehead, OH | $219,600 | $864 | $590 | $1,230 | $640 |
| Elyria, OH | $96,200 | $787 | $570 | $1,110 | $540 |
| Oak Harbor, OH | $113,900 | $661 | $450 | $910 | $460 |
| New London, OH | $96,300 | $614 | $410 | $850 | $440 |
| Jerusalem, OH | $138,200 | $718 | $490 | $1,020 | $530 |
| Brook Park, OH | $112,300 | $611 | $430 | $870 | $440 |
| Elmore, OH | $111,400 | $655 | $440 | $930 | $490 |
| Allen, OH | $150,800 | $745 | $540 | $1,070 | $530 |
| Hinckley, OH | $307,300 | $846 | $620 | $1,160 | $540 |
| Chatfield, OH | $84,500 | $578 | $400 | $830 | $430 |