How Can I Make My Lodi, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lodi, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Lodi, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $219,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $238,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $280,000 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $390,500 | $320,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Lodi, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $642 |
| Superior Protection Discount | -$68 | $688 |
| Fire & Security Discount | -$60 | $695 |
| Hail Resistant Roof Discount | -$15 | $741 |
| Newly Constructed Home Discount | -$196 | $559 |
Choose your Lodi, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,344 |
| Hail Damage | $4,759 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Lodi, CA | Back to Top
| Home Insurance Company Lodi, CA | Homeowners Insurance Agency Lodi, CA | Address | Popularity Score | Distance from Lodi (miles) |
|---|---|---|---|---|
| State Farm | Manuel Morillo | 1240 Anderson Dr Ste 102, Suisun City, CA, 94585-3766 | 39.9 | |
| State Farm | Julio Martinez | 2120 Railroad Ave Ste 102, Pittsburg, CA, 94565-4880 | 33.6 | |
| Allstate | Richard Perry | 7895 N Pershing Ave, Stockton, CA, 95207 | 8.8 | |
| State Farm | Kwon Lee | 1251 Monument Blvd Ste 200, Concord, CA, 94520-4450 | 43.2 | |
| State Farm | Leslie Wolf | 6654 Koll Center Pkwy Ste 420, Pleasanton, CA, 94566-3125 | 47.0 | |
| Farmers | Celine Vien | 7743 West Ln Ste C4, Stockton, CA, 95210 | 8.6 | |
| Allstate | Gregory Edwards | 1311 Pine St Ste H, Martinez, CA, 94553 | 46.3 | |
| Allstate | David Sikes | 3469 Tennessee St Ste 201, Vallejo, CA, 94591 | 49.5 | |
| State Farm | Don Guzman | 3422 W Hammer Ln Ste G, Stockton, CA, 95219-5493 | 9.2 | |
| State Farm | Lara Mahlik | 455 Moraga Road Suite A, Moraga, CA, 94556-2912 | 49.3 |
Compare Rates for Lodi, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Joaquin County, CA | $281,100 | $746 | $550 | $1,010 | $460 |
| Lodi, CA | $286,500 | $756 | $560 | $1,030 | $470 |
| Taft Mosswood, CA | $161,200 | $600 | $440 | $820 | $380 |
| Knightsen, CA | $644,000 | $1,841 | $1,360 | $2,500 | $1,140 |
| Jackson, CA | $274,500 | $705 | $520 | $960 | $440 |
| Parklawn, CA | $130,400 | $556 | $410 | $760 | $350 |
| Patterson, CA | $272,500 | $701 | $520 | $950 | $430 |
| Reliez Valley, CA | $911,800 | $2,390 | $1,770 | $3,250 | $1,480 |
| Vallecito, CA | $308,200 | $821 | $610 | $1,120 | $510 |
| Lafayette, CA | $1,214,200 | $941 | $700 | $1,280 | $580 |
| Avery, CA | $230,900 | $692 | $510 | $940 | $430 |
Research Home Insurance Companies Reviews in Lodi, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
We have had major power outages in my area over the past few years and they advertised we could go to the local office and file a claim to be reimbursed for ruined groceries.
Farmer's Insurance Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
We have had excellent service with our insurance and their customer service. Our agent has agreed to meet outside of typical business hours to help with our policy, and calling to get additional information is always easy.
MetLife Home Insurance Reviews
Date: December 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
its a good company it takes over all the risks and problems which will be created and it gives insurance to home if the home destroys or some disaster happens and this company is trustable
GEICO Home Insurance Reviews
Date: January 09, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have been very satisfied with the customer service from my property insurance company. I have only had to file a claim one time, but it was easy and the adjuster handled the matter professionally and effeciently.