Gavop shows you how to buy homeowners insurance in West Concord, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $112,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $268,500 | $240,000 | $300,000-$350,000 |
| 3 Bedroom | $451,500 | $400,000 | $500,000-$600,000 |
| 4 Bedroom | $418,000 | $370,000 | $350,000-$400,000 |
| 5 Bedroom | $753,000 | $610,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $879 |
| Superior Protection Discount | -$102 | $919 |
| Fire & Security Discount | -$72 | $950 |
| Hail Resistant Roof Discount | -$31 | $991 |
| Newly Constructed Home Discount | -$266 | $756 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,000 | $1,295 | $2,295 | $941 | $1,941 | $354 |
| West Concord, MA | $700 | $1,009 | $1,709 | $733 | $1,433 | $276 |
| Littleton, MA | $100 | $923 | $1,023 | $671 | $771 | $252 |
| Clinton, MA | $2,000 | $886 | $2,886 | $644 | $2,644 | $242 |
| South Lancaster, MA | $400 | $1,127 | $1,527 | $819 | $1,219 | $308 |
| Andover, MA | $2,500 | $1,285 | $3,785 | $934 | $3,434 | $351 |
| Whitinsville, MA | $400 | $794 | $1,194 | $577 | $977 | $217 |
| Mansfield, MA | $2,000 | $967 | $2,967 | $703 | $2,703 | $264 |
| Thompson, CT | $500 | $883 | $1,383 | $642 | $1,142 | $241 |
| Raynham Center, MA | $700 | $1,339 | $2,039 | $973 | $1,673 | $366 |
| Home Insurance Company West Concord, MA | Homeowners Insurance Agency West Concord, MA | Address | Popularity Score | Distance from West Concord (miles) |
|---|---|---|---|---|
| Travelers | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave., Cambridge, MA, 2140 | 15.1 | |
| Travelers | Stanton Insurance Agency Inc | 230 2nd Ave Suite 105 , Waltham, MA, 2451 | 8.3 | |
| Travelers | Haut Insurance Agency Inc | 80 Chestnut St, Andover, MA, 1810 | 19.8 | |
| Travelers | New Worcester Insurance Agency | 687 Main St, Worcester, MA, 1610 | 24.6 | |
| Travelers | Messinger Ins Agency Inc | 475 Broadway, Everett, MA, 2149 | 18.1 | |
| Travelers | Lennon Insurance Agency Inc | 629 Main Street, Woburn, MA, 1801 | 13.1 | |
| Travelers | Habig & Magoon | 95 Belmont St, South Easton, MA, 2375 | 32.2 | |
| Liberty Mutual Independent | Eastern States Ins Agency Inc | 50 Prospect Street , Waltham, MA, 2453 | 9.6 | |
| Travelers | Bernard M Sullivan Insurance Agency Inc | 12 Market Street, Ipswich, MA, 1938 | 32.9 | |
| Travelers | Sartori Ins Agency Inc | 76 Bedford St Ste 37, Lexington, MA, 2420 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $1,930 | $910 |
| Middlesex County, MA | $453,300 | $1,311 | $890 | $1,810 | $920 |
| West Concord, MA | $607,500 | $1,022 | $680 | $1,460 | $780 |
| Littleton, MA | $401,500 | $934 | $640 | $1,300 | $660 |
| Clinton, MA | $248,100 | $896 | $610 | $1,230 | $620 |
| South Lancaster, MA | $275,000 | $1,141 | $820 | $1,590 | $770 |
| Andover, MA | $603,700 | $1,301 | $950 | $1,810 | $860 |
| Whitinsville, MA | $271,600 | $804 | $590 | $1,140 | $550 |
| Mansfield, MA | $386,800 | $979 | $700 | $1,380 | $680 |
| Thompson, CT | $204,000 | $894 | $650 | $1,270 | $620 |
| Raynham Center, MA | $338,800 | $1,355 | $960 | $1,870 | $910 |