Gavop shows you how to buy homeowners insurance in Bethalto, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bethalto, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dalewood Dr, Burroughs Dr, W Macarthur Dr, Bellview St, Flamingo Dr, Pirate Cove, County Line Rd, Shady Ln, E Bethalto Dr, W Liberty Prairie Ln | $279,500 | $230,000 | $250,000-$300,000 | $133,500 | $120,000 | $150,000-$175,000 |
| Alma St, Shawnee, Fox Ct, Witt Ln, Garfield St, Indian Dr, Sparrowk Ln, Orchard Hill Dr, Tara Ct, Drea Ct | $160,000 | $150,000 | $150,000-$175,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Lakin Blvd, Birch Ave, Klein Dr, Hickory Dr, N Bellwood Dr, Lanterman Dr, Albers Pl, Ridge Ln, Stutz Ln, Brooks Dr | $158,000 | $150,000 | $150,000-$175,000 | $119,000 | $110,000 | $100,000-$125,000 |
| W Airline Ct, Key Largo Ter, W Bethalto Blvd, Sycamore Dr, Grove Rd, Sunny Ln, Valley Vw, Linton St, Heartland Dr, Lilac Ln | $257,500 | $210,000 | $250,000-$300,000 | $133,500 | $110,000 | $125,000-$150,000 |
| Poppins Pl, Snake Rd, Hilltop Ln, Silver St, Hawk Island Ct, Dubloon Ct, Nelson Dr, West Dr, Bert Ave, Dugger St | $93,000 | $80,000 | $75,000-$100,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $558 |
| Superior Protection Discount | -$69 | $620 |
| Fire & Security Discount | -$55 | $634 |
| Hail Resistant Roof Discount | -$21 | $668 |
| Newly Constructed Home Discount | -$186 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $2,000 | $709 | $2,709 | $515 | $2,515 | $194 |
| Bethalto, IL | $700 | $681 | $1,381 | $495 | $1,195 | $186 |
| Fort Russell, IL | $300 | $700 | $1,000 | $508 | $808 | $191 |
| Dorchester, IL | $700 | $606 | $1,306 | $440 | $1,140 | $166 |
| Vinita Park, MO | $700 | $840 | $1,540 | $610 | $1,310 | $230 |
| Olivette, MO | $300 | $1,005 | $1,305 | $730 | $1,030 | $275 |
| Shrewsbury, MO | $2,500 | $794 | $3,294 | $577 | $3,077 | $217 |
| East Carondelet, IL | $400 | $425 | $825 | $309 | $709 | $116 |
| Imperial, MO | $2,000 | $801 | $2,801 | $582 | $2,582 | $219 |
| Patterson, IL | $300 | $507 | $807 | $368 | $668 | $139 |
| Home Insurance Company Bethalto, IL | Homeowners Insurance Agency Bethalto, IL | Address | Popularity Score | Distance from Bethalto (miles) |
|---|---|---|---|---|
| Travelers | Squier Insurance Agency Inc | 809 W Main St, Hardin, IL, 62047 | 35.4 | |
| State Farm | John Williams | 520 N Main St, Carrollton, IL, 62016-1027 | 33.5 | |
| Travelers | Aw Insurance | 435 S Buchanan Street Suite A, Edwardsville, IL, 62025 | 8.6 | |
| Travelers | Macias Insurance Agency | 1101 W Delmar Avenue, Godfrey, IL, 62035 | 8.2 | |
| Travelers | Squier Insurance Agency Inc | 801 W Main St, Hardin, IL, 62047 | 35.2 | |
| State Farm | Chris Kane | 3055 Godfrey Rd, Godfrey, IL, 62035-1808 | 7.7 | |
| Travelers | Assurance Brokers Ltd | 95 N Research Dr Ste 100, Edwardsville, IL, 62025 | 8.5 | |
| Travelers | Assurance Brokers Ltd | 95 N Research Dr # 100, Edwardsville, IL, 62025 | 8.4 | |
| Travelers | Sailor Insurance Agency | 225 N Main St, Edwardsville, IL, 62025 | 8.0 | |
| Travelers | Sailor Insurance Agency | 225 N Main St, Edwardsville, IL, 62025 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,210 | $630 |
| Madison County, IL | $130,200 | $718 | $480 | $1,030 | $550 |
| Bethalto, IL | $130,600 | $689 | $480 | $970 | $490 |
| Fort Russell, IL | $175,900 | $708 | $500 | $1,010 | $510 |
| Dorchester, IL | $89,400 | $613 | $450 | $850 | $400 |
| Vinita Park, MO | $74,500 | $850 | $590 | $1,220 | $630 |
| Olivette, MO | $293,700 | $1,017 | $700 | $1,430 | $730 |
| Shrewsbury, MO | $163,400 | $803 | $590 | $1,120 | $530 |
| East Carondelet, IL | $46,700 | $430 | $310 | $610 | $300 |
| Imperial, MO | $168,000 | $811 | $580 | $1,110 | $530 |
| Patterson, IL | $64,400 | $513 | $360 | $700 | $340 |