Gavop's guide to buying homeowners insurance in Vinton, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Vinton, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Landfair Dr, W Jackson Ave, Cook Creek Rd, State Rte 9008, Lindenwood Dr, Cedarmeade Dr, Farmhouse Ln, 10th St, Hardy Rd, N Blair St | $242,000 | $220,000 | $200,000-$250,000 | $200,500 | $180,000 | $175,000-$200,000 |
| Hammond Dr, State Rte 761, W Ruritan Rd, State Rte 1225, McGeorge Dr, Britaney Rd NE, Yellow Mountain Rd, Everlin Rd, Alexandra Ct, State Rte 606 | $273,500 | $250,000 | $200,000-$250,000 | $176,500 | $160,000 | $175,000-$200,000 |
| Terry Dr, Finney Dr, Orchard Hill Dr, Co Rd 1027, Glade Creek Rd, Chestnut St, Walnut Ave, W Lee Ave, Co Rd 948, Sourwood St NE | $257,000 | $240,000 | $200,000-$250,000 | $231,000 | $180,000 | $250,000-$300,000 |
| Harvest Ridge Rd, Bandy Rd, Rte 991, Brookridge Rd, State Rte 660, Co Rd 946, Stayman Dr, Cortland Rd, Craig Ave, Tamworth Ln | $135,500 | $130,000 | $100,000-$125,000 | $114,500 | $110,000 | $100,000-$125,000 |
| Cloverdale Rd, Virginia Ave, Kingsmen Rd, Co Rd 1026, Devonshire Dr, Laurel Ridge Dr, Spradlin Dr, Charleswood Rd, Ruddell Rd, Spruce St | $296,500 | $240,000 | $300,000-$350,000 | $209,000 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $572 |
| Superior Protection Discount | -$67 | $599 |
| Fire & Security Discount | -$67 | $599 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$153 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Roanoke County | $1,500 | $819 | $2,319 | $595 | $2,095 | $224 |
| Vinton, VA | $1,500 | $657 | $2,157 | $478 | $1,978 | $180 |
| Cloverdale, VA | $300 | $953 | $1,253 | $693 | $993 | $261 |
| North Shore, VA | $1,000 | $1,642 | $2,642 | $1,193 | $2,193 | $449 |
| Union Hall, VA | $100 | $710 | $810 | $516 | $616 | $194 |
| Penhook, VA | $700 | $1,646 | $2,346 | $1,196 | $1,896 | $450 |
| Craig City, VA | $200 | $709 | $909 | $516 | $716 | $194 |
| Montgomery County, VA | $1,000 | $856 | $1,856 | $622 | $1,622 | $234 |
| Reed Creek, VA | $400 | $909 | $1,309 | $660 | $1,060 | $248 |
| Clifton Forge East, VA | $700 | $639 | $1,339 | $465 | $1,165 | $175 |
| Snowville, VA | $200 | $1,754 | $1,954 | $1,274 | $1,474 | $479 |
| Rustburg, VA | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Home Insurance Company Vinton, VA | Homeowners Insurance Agency Vinton, VA | Address | Popularity Score | Distance from Vinton (miles) |
|---|---|---|---|---|
| Travelers | Aaron And Associates | 1115 Franklin Tpke Ste 6, Danville, VA, 24540 | 49.9 | |
| Liberty Mutual Independent | Marsh & Mclennan Agency Llc | 1 S Jefferson St, Roanoke, VA, 24011 | 3.6 | |
| Allstate | Donald M. Wechsler | 2414 Memorial Ave, Lynchburg, VA, 24501 | 41.0 | |
| Erie | Castle-Rock Insurance Agency | 128 Oaktree Blvd, Christiansburg, VA, 24073 | 30.1 | |
| Erie | Commonwealth Insurance Advisors | 1215 Stafford Drive, Christiansburg, VA, 24073 | 31.0 | |
| Allstate | Jason Hamby | 221 Electric Rd, Salem, VA, 24153 | 8.6 | |
| Erie | Marks-Tiller Insurance Agency | 7726 Williamson Road Suite 103, Roanoke, VA, 24019 | 7.9 | |
| Liberty Mutual Independent | Trustpoint Insurance | 120 Roanoke Blvd, Salem, VA, 24153 | 9.9 | |
| State Farm | Ryan Wheeling | 25184 Virgil H Goode Hwy, Boones Mill, VA, 24065-4346 | 9.8 | |
| Allstate | Robbie Aveson | 5501 Fort Ave, Lynchburg, VA, 24502 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Roanoke County, VA | $192,100 | $829 | $570 | $1,180 | $610 |
| Vinton, VA | $164,900 | $665 | $480 | $920 | $440 |
| Cloverdale, VA | $267,400 | $965 | $660 | $1,370 | $710 |
| North Shore, VA | $496,900 | $1,662 | $1,200 | $2,280 | $1,080 |
| Union Hall, VA | $192,400 | $719 | $490 | $1,010 | $520 |
| Penhook, VA | $514,900 | $1,666 | $1,200 | $2,300 | $1,100 |
| Craig City, VA | $140,100 | $718 | $520 | $1,010 | $490 |
| Montgomery County, VA | $213,300 | $866 | $590 | $1,220 | $630 |
| Reed Creek, VA | $99,900 | $920 | $620 | $1,300 | $680 |
| Clifton Forge East, VA | $121,000 | $647 | $430 | $890 | $460 |
| Snowville, VA | $562,500 | $1,775 | $1,260 | $2,500 | $1,240 |
| Rustburg, VA | $161,600 | $658 | $480 | $910 | $430 |