How Can I Make My Union, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Union, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Union, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $96,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $114,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $181,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $286,500 | $240,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Union, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $614 |
| Superior Protection Discount | -$66 | $666 |
| Fire & Security Discount | -$51 | $680 |
| Hail Resistant Roof Discount | -$22 | $709 |
| Newly Constructed Home Discount | -$168 | $563 |
Choose the Right Deductible for your Union, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clermont County | $1,000 | $732 | $1,732 | $532 | $1,532 | $200 |
| Union, OH | $1,500 | $723 | $2,223 | $525 | $2,025 | $197 |
| Southgate, KY | $400 | $843 | $1,243 | $612 | $1,012 | $230 |
| Woodlawn, OH | $1,500 | $583 | $2,083 | $424 | $1,924 | $159 |
| Mentor, KY | $200 | $969 | $1,169 | $704 | $904 | $265 |
| Pleasant Hills, OH | $1,500 | $603 | $2,103 | $438 | $1,938 | $165 |
| South Lebanon, OH | $300 | $853 | $1,153 | $620 | $920 | $233 |
| Liberty, OH | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| Dent, OH | $300 | $666 | $966 | $484 | $784 | $182 |
| Piner-Visalia, KY | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| Dodson, OH | $100 | $594 | $694 | $432 | $532 | $162 |
| Sparta, KY | $2,500 | $671 | $3,171 | $488 | $2,988 | $183 |
Identify Top Home Insurance Agents near Union, OH | Back to Top
| Home Insurance Company Union, OH | Homeowners Insurance Agency Union, OH | Address | Popularity Score | Distance from Union (miles) |
|---|---|---|---|---|
| State Farm | Alison Taylor | 540 Old State Rt 74, Cincinnati, OH, 45244-2125 | 1.9 | |
| State Farm | Matt Meinberg | 217 Main St, Milford, OH, 45150-1123 | 4.6 | |
| Travelers | Portman Insurance | 7220 Beechmont Ave, Cincinnati, OH, 45230 | 5.7 | |
| Allstate | Bryan Anslinger | 6808 Miami Ave, Madeira, OH, 45243 | 7.4 | |
| State Farm | Randy Wagner | 7243 Beechmont Ave, Cincinnati, OH, 45230-4125 | 5.6 | |
| State Farm | Lonny Key | 1030 Main St, Milford, OH, 45150-1768 | 4.8 | |
| Nationwide | Larry R Garrison | 3951 Red Bank Rd, Cincinnati, OH, 45227-3407 | 7.9 | |
| Travelers | The Wheeler Insurance Group Llc | 5583 Ridge Ave, Cincinnati, OH, 45213 | 9.7 | |
| State Farm | George Meinberg | 9400 Main St Unit 1, Cincinnati, OH, 45242-7650 | 9.3 | |
| Travelers | Hauser Group | 8260 Northcreek Dr Ste 200, Cincinnati, OH, 45236 | 8.7 |
Compare Rates for Union, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $1,010 | $520 |
| Clermont County, OH | $160,600 | $741 | $500 | $1,060 | $560 |
| Union, OH | $155,200 | $731 | $500 | $1,010 | $510 |
| Southgate, KY | $117,600 | $853 | $610 | $1,200 | $590 |
| Woodlawn, OH | $88,400 | $590 | $400 | $810 | $410 |
| Mentor, KY | $157,800 | $981 | $670 | $1,400 | $730 |
| Pleasant Hills, OH | $95,000 | $610 | $430 | $870 | $440 |
| South Lebanon, OH | $219,200 | $863 | $600 | $1,190 | $590 |
| Liberty, OH | $238,200 | $749 | $550 | $1,030 | $480 |
| Dent, OH | $181,500 | $674 | $490 | $960 | $470 |
| Piner-Visalia, KY | $168,400 | $848 | $590 | $1,170 | $580 |
| Dodson, OH | $92,100 | $601 | $430 | $850 | $420 |
| Sparta, KY | $76,000 | $679 | $450 | $940 | $490 |
Research Home Insurance Companies Reviews in Union, OH Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 13, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
They have better rates overall. I can customize my plan to fit my needs and not over pa for things I dont need.
Date: September 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Our home insurance is a great deal for us because the quality of service and the deals they gave us was in the right place and it is balance to pay for it because we can afford it.
Date: March 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have always had a good experience with Allstate as my insurance carrier. I have been with Allstate for over 20 years now and they provide me with the ideal insurance needs that I need.
Erie Insurance Home Insurance Reviews
Date: December 23, 2019 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
They have been my first and only insurance company and their policies are very much okay for me
Date: September 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I haven't had to contact customer service at Erie for home insurance specifically. I had to add home insurance through them after picking up car insurance through the company.
State Farm Home Insurance Reviews
Date: January 01, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
They are a local company mainly providing coverage in the Carolinas so they provide really good coverage for hurricanes without as many loopholes as other companies that we looked into.
Date: July 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
This insurance company offers anything that you could hope for at a reasonable price. All my needs are met and I couldn't imagine needing some type of insurance that they don't offer.
Wayne Insurance Group Home Insurance Reviews
Date: November 26, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
Insurance premiums are always too high. They were the lowest, when deductibles and coverage are compared apples to apples. I'm never happy to pay for insurance, it's like betting against myself.
AAA Home Insurance Reviews
Date: October 16, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
In our homeowners policy we have fire and other natural disasters covered, like fooding.
Liberty Mutual Home Insurance Reviews
Date: November 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think our premium is fair considering the age of our home and the value. We also get a discount because I work in law enforcement and my agency gets discounts with Liberty Mutual, which is why we chose them in the first place.
GEICO Home Insurance Reviews
Date: January 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I choose geico because it provided the best rate of easily available needed coverage relative to the monthly cost