How Can I Make My Chillum, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Chillum, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Chillum, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,000 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $151,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $220,500 | $200,000 | $175,000-$200,000 |
| 4 Bedroom | $361,000 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $603,000 | $510,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Chillum, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $709 |
| Superior Protection Discount | -$86 | $778 |
| Fire & Security Discount | -$78 | $787 |
| Hail Resistant Roof Discount | -$26 | $839 |
| Newly Constructed Home Discount | -$251 | $614 |
Choose the Right Deductible for your Chillum, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $2,500 | $905 | $3,405 | $658 | $3,158 | $247 |
| Chillum, MD | $2,500 | $855 | $3,355 | $621 | $3,121 | $234 |
| Brentwood, MD | $100 | $902 | $1,002 | $656 | $756 | $247 |
| Colesville, MD | $700 | $994 | $1,694 | $722 | $1,422 | $272 |
| Glenn Dale, MD | $400 | $894 | $1,294 | $650 | $1,050 | $244 |
| Croom, MD | $200 | $1,410 | $1,610 | $1,025 | $1,225 | $385 |
| Newington Forest, VA | $1,500 | $947 | $2,447 | $688 | $2,188 | $259 |
| Lowes Island, VA | $400 | $977 | $1,377 | $710 | $1,110 | $267 |
| Edgewater, MD | $2,000 | $807 | $2,807 | $587 | $2,587 | $221 |
| Bowleys Quarters, MD | $400 | $754 | $1,154 | $548 | $948 | $206 |
Identify Top Home Insurance Agents near Chillum, MD | Back to Top
| Home Insurance Company Chillum, MD | Homeowners Insurance Agency Chillum, MD | Address | Popularity Score | Distance from Chillum (miles) |
|---|---|---|---|---|
| State Farm | Lee Greenhowe | 11100 Liberty Rd Ste E, Randallstown, MD, 21133-1054 | 30.2 | |
| Travelers | Wellspring Insurance Network Inc | 9710 Traville Gateway Dr Ste 352, Rockville, MD, 20850 | 14.9 | |
| Travelers | Federal Insurance Federation Inc | 5800 Hubbard Dr, Rockville, MD, 20852 | 9.7 | |
| Travelers | Carl Rutan Insurance Agency | 9912 Colesville Rd, Silver Spring, MD, 20901 | 4.1 | |
| State Farm | Jim Brown | 110 S Piney Rd Ste 108, Chester, MD, 21619-2883 | 38.2 | |
| State Farm | Norman Thomas | 10601 Baltimore Ave Ste 300, Beltsville, MD, 20705-2151 | 5.5 | |
| Allstate | Yulmi Sanchez | 2416 Blueridge Ave Ste 100, Wheaton, MD, 20902 | 6.6 | |
| Nationwide | David A Smith & Associates Inc | 922 Frederick Rd, Catonsville, MD, 21228 | 24.7 | |
| Allstate | Mary Amshey | 8640 Guilford Rd Ste 212, Columbia, MD, 21046 | 15.4 | |
| Travelers | Afam Insurance Group Llc | 1 Research Ct Ste 450, Rockville, MD, 20850 | 14.7 |
Compare Rates for Chillum, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Chillum, MD | $247,800 | $865 | $680 | $1,090 | $410 |
| Brentwood, MD | $253,600 | $913 | $720 | $1,150 | $430 |
| Colesville, MD | $440,700 | $1,006 | $790 | $1,270 | $480 |
| Glenn Dale, MD | $385,100 | $905 | $720 | $1,140 | $420 |
| Croom, MD | $423,600 | $1,427 | $1,130 | $1,800 | $670 |
| Newington Forest, VA | $441,700 | $958 | $690 | $1,370 | $680 |
| Lowes Island, VA | $580,100 | $989 | $700 | $1,360 | $660 |
| Edgewater, MD | $348,100 | $817 | $650 | $1,030 | $380 |
| Bowleys Quarters, MD | $251,300 | $763 | $600 | $960 | $360 |
Research Home Insurance Companies Reviews in Chillum, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: September 20, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
USAA is very good insurance. It is mainly concerned with members of the military service and their family members. They offer fast assistance as well.
Date: August 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium is so much lower than all other companies out there. The deductible seems high but is still not higher than other companies. The coverage is by far better.
Date: July 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Our family has been incredibly pleased with the attention and care provided by USAA, and they have proven themselves to us time and time again.
Date: April 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I would give USAA a 3 out of 5 regarding price because it is probably average best. I could find other companies that offer lower premiums. I just haven't made the switch yet.
Date: January 27, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The deductible is about the same on both policies but with my current policy I get so much more coverage.
State Farm Home Insurance Reviews
Date: December 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I HAVE HOME INSURANCE WITH STATE FARM AND I GIVE THEM A RATING OF 4 STARS . I GIVE THEM 4 STARS BECAUSE THEY HAVE VERY GOOD CUSTOMER SERVICE AND ARE QUICK IN REPLYING AND GETTING ANY CLAIM PROCESS DONE
Date: November 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I do not know what other companies would charge me, as I have always been with State Farm. From what I hear they are about average in there pricing, maybe a little higher,
Safeco Insurance Home Insurance Reviews
Date: October 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Safeco's charge for our policy was about half of what we were finding with other providers for similar coverage. Given that they are a national company with a solid reputation, I was comfortable choosing them to be our insurer. It's an incredible value for something you hope you never need to use.
Allstate Home Insurance Reviews
Date: January 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
When my house burned down the Allstate insurance that I dealt with promptly helped me during this devastating situation.They helped me rent another house so I did not have to live in a hotel and rebuilt the house that I was living in, in a record setting amount of time. They were professional and friendly and I would give them a five star rating.
Erie Insurance Home Insurance Reviews
Date: February 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
My experience has been very good. About a week after I closed and moved into my house the ground floor was flooded and the claims process was very easy.