Gavop shows you how to buy homeowners insurance in Jerome County, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $163,000 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $262,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $471,500 | $440,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $622 |
| Home and Two Car | -$108 | $568 |
| Home and Three Car | -$169 | $507 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jerome County | $1,500 | $668 | $2,168 | $486 | $1,986 | $183 |
| Jerome County, ID | $2,500 | $668 | $3,168 | $486 | $2,986 | $183 |
| Kimberly, ID | $500 | $674 | $1,174 | $490 | $990 | $184 |
| Murtaugh, ID | $700 | $634 | $1,334 | $461 | $1,161 | $173 |
| Filer, ID | $300 | $581 | $881 | $422 | $722 | $159 |
| Heyburn, ID | $2,000 | $540 | $2,540 | $393 | $2,393 | $148 |
| Gooding, ID | $400 | $674 | $1,074 | $490 | $890 | $184 |
| Twin Falls County, ID | $2,500 | $703 | $3,203 | $511 | $3,011 | $192 |
| Acequia, ID | $200 | $448 | $648 | $325 | $525 | $122 |
| Gooding County, ID | $1,500 | $668 | $2,168 | $486 | $1,986 | $183 |
| Oakley, ID | $100 | $577 | $677 | $419 | $519 | $158 |
| West Salmon Falls, ID | $700 | $1,311 | $2,011 | $953 | $1,653 | $358 |
| Home Insurance Company Jerome County, ID | Homeowners Insurance Agency Jerome County, ID | Address | Popularity Score | Distance from Jerome County (miles) |
|---|---|---|---|---|
| Farmers | Jennifer Jensen | 356 2nd Ave N, Twin Falls, ID, 83301 | 14.1 | |
| State Farm | Matt Stokes | 1821 Addison Ave E, Twin Falls, ID, 83301-5332 | 13.1 | |
| Liberty Mutual Independent | Haskin Insurance Services Inc. | 629 Fremont St, Rupert, ID, 83350 | 30.3 | |
| Allstate | Kasi Stevenson | 451 Eastland Dr Ste 1, Twin Falls, ID, 83301 | 13.2 | |
| State Farm | Adam Haynes | 1849 Overland Ave, Burley, ID, 83318-2437 | 26.4 | |
| Allstate | Mindy Payne | 1176 Blue Lakes Blvd N, Twin Falls, ID, 83301 | 12.6 | |
| State Farm | Doug Stokes | 760 Blue Lakes Blvd N Ste 1, Twin Falls, ID, 83301-4000 | 12.9 | |
| Farmers | Jon Searle | 1711 Overland Ave, Burley, ID, 83318 | 26.3 | |
| Allstate | Jodi Matthews | 605 Minidoka Ave, Burley, ID, 83318 | 25.7 | |
| Allstate | Clear Lakes Agency | 1114 Main St, Buhl, ID, 83316 | 26.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $890 | $460 |
| Jerome County, ID | $144,400 | $676 | $460 | $940 | $480 |
| Jerome County, ID | $144,400 | $676 | $480 | $950 | $470 |
| Kimberly, ID | $157,500 | $682 | $480 | $950 | $470 |
| Murtaugh, ID | $187,500 | $642 | $440 | $890 | $450 |
| Filer, ID | $180,100 | $588 | $420 | $840 | $420 |
| Heyburn, ID | $129,400 | $547 | $390 | $760 | $370 |
| Gooding, ID | $120,700 | $682 | $500 | $960 | $460 |
| Twin Falls County, ID | $154,200 | $712 | $490 | $980 | $490 |
| Acequia, ID | $92,000 | $453 | $320 | $630 | $310 |
| Gooding County, ID | $134,400 | $676 | $490 | $930 | $440 |
| Oakley, ID | $148,900 | $584 | $400 | $800 | $400 |
| West Salmon Falls, ID | $450,000 | $1,327 | $900 | $1,820 | $920 |