How Can I Make My Silver City, NM Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Silver City, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Silver City, NM Home Insurance Coverage Levels | Back to Top
| Silver City, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Acorn Dr, E 22nd St, Antelope Run, Dickson Rd, Beck Ln, N Lyon St, Lassen St, Round Mountain, W Howell St, W Richard St | $143,500 | $120,000 | $125,000-$150,000 | $96,000 | $80,000 | $75,000-$100,000 |
| Railroad Loop, Trapper, W 10th St, Willow Flat Rd, Pinon St, Gatlin Dr, Bob White Dr, Faith Rd, Ranch Rd, Sotol St | $222,000 | $180,000 | $175,000-$200,000 | $157,500 | $140,000 | $150,000-$175,000 |
| Fotis Rd, N Bullard St, S Bennett St, Palo Verde Dr, Kelly St, Reynolds St, California Ave, Christian Flury Rd, N Newsham St, S Elias Ave | $107,000 | $90,000 | $100,000-$125,000 | $73,500 | $60,000 | $50,000-$75,000 |
| N Arrowhead Rd, Mahogany Dr, W 10th St, N Walnut Dr, Kachina Cir, Bighorn Trl, Slag Rd, Oakwood Ave, Road Runner Ln, Talissa Ln | $176,000 | $150,000 | $150,000-$175,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Bonney Trl, N Bonney Trl, 25th St, Wrangler Way, High-Lonesome Rd, Trapper Rd, Saavedra Rd, W Forence St, E 6th St, Mesquite Dr | $175,500 | $150,000 | $150,000-$175,000 | $184,000 | $160,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Silver City, NM | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $580 |
| Superior Protection Discount | -$64 | $651 |
| Fire & Security Discount | -$64 | $651 |
| Hail Resistant Roof Discount | -$21 | $694 |
| Newly Constructed Home Discount | -$157 | $558 |
Choose the Right Deductible for your Silver City, NM Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grant County | $1,000 | $658 | $1,658 | $478 | $1,478 | $180 |
| Silver City, NM | $2,000 | $707 | $2,707 | $514 | $2,514 | $193 |
| Grant County, NM | $100 | $658 | $758 | $478 | $578 | $180 |
| Bayard-Santa Rita, NM | $700 | $693 | $1,393 | $503 | $1,203 | $189 |
| Cliff, NM | $200 | $896 | $1,096 | $651 | $851 | $245 |
| Virden, NM | $200 | $732 | $932 | $532 | $732 | $200 |
| Deming, NM | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
Identify Top Home Insurance Agents near Silver City, NM | Back to Top
| Home Insurance Company Silver City, NM | Homeowners Insurance Agency Silver City, NM | Address | Popularity Score | Distance from Silver City (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Insurance First | 217 N Bullard St, Silver City, NM, 88061 | 1.0 | |
| Liberty Mutual Independent | Insurance First | 217 N Bullard St , Silver City, NM, 88061 | 1.0 | |
| Allstate | Allen Townsend | 905 N Hudson St, Silver City, NM, 88061 | 0.8 | |
| Travelers | Carson Insurance Agency Inc | 601 E 19th St, Silver City, NM, 88061 | 0.7 | |
| State Farm | Jon Saari | 1103 N Hudson St, Silver City, NM, 88061-5517 | 0.8 | |
| State Farm | Chuck Johnson | 1 Ranch Club Rd, Silver City, NM, 88061-7862 | 0.8 | |
| Travelers | Leavitt Group Southwest Inc | 122 S Iron St, Deming, NM, 88030 | 45.6 | |
| Farmers | Richard Chaires | 809 Main St, Lordsburg, NM, 88045 | 39.7 | |
| State Farm | Justin Alonzo | 401 S Gold Ave, Deming, NM, 88030-4160 | 45.8 | |
| Farmers | Sonia Terrazas | 615 S Gold Ave, Deming, NM, 88030 | 45.9 |
Compare Rates for Silver City, NM Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $580 | $1,240 | $660 |
| Grant County, NM | $125,300 | $666 | $480 | $930 | $450 |
| Silver City, NM | $154,600 | $716 | $520 | $1,020 | $500 |
| Grant County, NM | $125,300 | $666 | $490 | $910 | $420 |
| Bayard-Santa Rita, NM | $85,900 | $701 | $470 | $970 | $500 |
| Cliff, NM | $184,000 | $907 | $610 | $1,300 | $690 |
| Virden, NM | $102,300 | $741 | $500 | $1,030 | $530 |
| Deming, NM | $87,200 | $655 | $470 | $930 | $460 |
Research Home Insurance Companies Reviews in Silver City, NM Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 25, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I had a house catch on fire with repairs costing in excess of 60K. My agent came to my house on a Sunday morning and had already lined up a fully furnished condo for me to move into that same day.
Date: March 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I feel satisfied with the amount of offerings that I am getting in my policy. As I was shopping around, I felt that this was the most comprehensive plan, for the amount of money.
Date: March 13, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
State Farm offers far lower deductibles and premiums than any other insurance I have looked into. The few times I have had to make a claim, I have been very satisfied.
Date: December 12, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I'm very satisfied with them - their rates are slightly on the higher side, but I can always count on them.
Travelers Home Insurance Reviews
Date: April 03, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
They call me and let me know they are shopping around for the best rate for me-i don't have to ask them! they have found me better coverage at a better rate several times now.
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I pay a very low premium because I have the plan bundled with my auto insurance. This seemed like the best coverage for the best price. I had called other insurance companies.
Date: March 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
This is based on the fact that the customer service for the organization is lacking. The broker has not been completely effective with the communications
Liberty Mutual Home Insurance Reviews
Date: April 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I am satisfied with my Liberty Mutual premium, but it is paid for by the escrow account in my mortgage and I don't really feel the "sting" of a monthly payment.
Date: March 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
the premium policy compared to other companies is a the best since you have varieties of plans to choose from so is the deductible policy
Allstate Home Insurance Reviews
Date: April 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Im paying more than what othersin my area are paying for a better policy with regard to price and coverage and I have a $1000 deductible
Date: October 18, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
I have always had a good experience in my communication with allstate's. If I have a policy question or billing issue, I ring my allstate rep and speak to her directly. Her assistant is also quite helpful.
GEICO Home Insurance Reviews
Date: April 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The offerings are much cheaper than other providers, and very seamless to sign up for and pay premiums.
Date: November 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
Very easy to use and navigate around. If we have had any questions we just call the customer service line and they can help us as well.
Progressive Home Insurance Reviews
Date: April 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium is comparable/slightly lower to the other options we explored and the deductible is the same as the other options.