Gavop's guide to buying homeowners insurance in Southampton County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Southampton County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lawrence Dr, Brookside Sq, Peter Edwards Rd, State Rte 657, Atlantic Ave, Grizzard St, Handsom Rd, State Rte 683, Meadow St, Ricks Dr | $149,500 | $130,000 | $125,000-$150,000 | $98,000 | $90,000 | $75,000-$100,000 |
| State Rte 647, Burdette Rd, State Rte 675, Oak Trl, Williams St, W Nottoway Dr, Melon Field Rd, Green Lake Dr, Quaker Rd, Hicksford Rd | $162,000 | $130,000 | $175,000-$200,000 | $122,500 | $100,000 | $100,000-$125,000 |
| State Rte 714, Sycamore Ave, Black Creek Rd, State Rte 646, Clarksbury Rd, State Rte 1730, Peachtree Ave, Farmers Grove, The Hall Rd, State Rte 1708 | $114,000 | $100,000 | $100,000-$125,000 | $119,500 | $100,000 | $100,000-$125,000 |
| State Rte T-1314, Everett St, State Rte 703, Ferguson Dr, Mary Hunt Rd, State Rte 678, State Rte 654, Winbornes Mill Rd, Persons Dr, State Rte 697 | $175,500 | $150,000 | $175,000-$200,000 | $135,000 | $130,000 | $125,000-$150,000 |
| Lakeside Dr, Burdette Rd, State Rte 1325, State Rte 685, State Rte 623, Robertson St, Garris Mill Rd, State Rte 638, Oak Ave, State Rte 1711 | $129,500 | $110,000 | $125,000-$150,000 | $128,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $587 |
| Superior Protection Discount | -$68 | $614 |
| Fire & Security Discount | -$55 | $628 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$191 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Southampton County | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Southampton County, VA | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Sussex County, VA | $100 | $596 | $696 | $433 | $533 | $163 |
| Murfreesboro, NC | $1,500 | $868 | $2,368 | $631 | $2,131 | $237 |
| Bacons Castle, VA | $200 | $760 | $960 | $552 | $752 | $208 |
| Holly Grove, NC | $1,500 | $676 | $2,176 | $491 | $1,991 | $185 |
| Powellton, VA | $100 | $526 | $626 | $382 | $482 | $144 |
| Sturgeon, VA | $700 | $494 | $1,194 | $359 | $1,059 | $135 |
| Askewville, NC | $400 | $530 | $930 | $385 | $785 | $145 |
| Snakebite, NC | $700 | $543 | $1,243 | $395 | $1,095 | $149 |
| Williamsburg, VA | $100 | $840 | $940 | $610 | $710 | $230 |
| Stonehouse, VA | $1,500 | $832 | $2,332 | $605 | $2,105 | $227 |
| Home Insurance Company Southampton County, VA | Homeowners Insurance Agency Southampton County, VA | Address | Popularity Score | Distance from Southampton County (miles) |
|---|---|---|---|---|
| State Farm | Nina Ambrose | 800 Juniper Cres Ste C, Chesapeake, VA, 23320-2689 | 48.5 | |
| State Farm | Beth Holland | 5907 W Norfolk Rd Ste 102, Portsmouth, VA, 23703-3318 | 40.5 | |
| Farmers | Wanda Benson Lebray | 1484 Kempsville Rd Ste A, Chesapeake, VA, 23320 | 50.1 | |
| Allstate | Charles F. Gresham | 12715 Warwick Blvd Ste X, Newport News, VA, 23606 | 41.9 | |
| State Farm | Brian Gillespie | 702 City Center Blvd Suite D, Newport News, VA, 23606-3096 | 42.9 | |
| Allstate | Brandie Becker Osburn | 1524 Volvo Pkwy Ste C, Chesapeake, VA, 23320 | 49.9 | |
| State Farm | Andy Saunders | 825 Battlefld Blvd S, Chesapeake, VA, 23322-6607 | 48.4 | |
| Allstate | Lee Ann Sullivan | 640 Independence Pkwy Ste 200, Chesapeake, VA, 23320 | 46.9 | |
| State Farm | Patty Heath | 12600 Jefferson Ave Ste B, Newport News, VA, 23602-4371 | 43.2 | |
| Travelers | Savage And Mcpherson Insurance Agency | 376 Kempsville Rd, Chesapeake, VA, 23320 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,300 | $610 |
| Southampton County, VA | $172,800 | $682 | $500 | $950 | $450 |
| Southampton County, VA | $172,800 | $682 | $460 | $950 | $490 |
| Sussex County, VA | $121,600 | $604 | $430 | $860 | $430 |
| Murfreesboro, NC | $84,400 | $879 | $600 | $1,250 | $650 |
| Bacons Castle, VA | $156,600 | $769 | $520 | $1,060 | $540 |
| Holly Grove, NC | $111,900 | $684 | $490 | $960 | $470 |
| Powellton, VA | $95,800 | $532 | $370 | $760 | $390 |
| Sturgeon, VA | $89,700 | $500 | $340 | $690 | $350 |
| Askewville, NC | $84,100 | $536 | $360 | $730 | $370 |
| Snakebite, NC | $86,400 | $550 | $400 | $780 | $380 |
| Williamsburg, VA | $307,000 | $850 | $580 | $1,220 | $640 |
| Stonehouse, VA | $299,700 | $843 | $570 | $1,200 | $630 |