How Can I Make My Altoona, PA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Altoona, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Altoona, PA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $74,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $116,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $138,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $163,500 | $140,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Altoona, PA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $667 |
| Superior Protection Discount | -$74 | $750 |
| Fire & Security Discount | -$58 | $766 |
| Hail Resistant Roof Discount | -$25 | $799 |
| Newly Constructed Home Discount | -$231 | $593 |
Choose your Altoona, PA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,237 |
| Hail Damage | $5,426 |
| Wind Damage | $9,515 |
| Expensive Claims | |
| Fire | $37,492 |
| Accidental Discharge/Leakage | $8,711 |
| Optional Coverage Losses | $8,156 |
Identify Top Home Insurance Agents near Altoona, PA | Back to Top
| Home Insurance Company Altoona, PA | Homeowners Insurance Agency Altoona, PA | Address | Popularity Score | Distance from Altoona (miles) |
|---|---|---|---|---|
| State Farm | Lisa Mancinelli | 719 Blair St, Hollidaysburg, PA, 16648-1860 | 5.5 | |
| Liberty Mutual Independent | Saleme Insurance Service, Inc. | 1409 11th Avenue, Altoona, PA, 16601 | 0.4 | |
| Allstate | Ryan Mackey | 2340 Warren Rd Ste 201, Indiana, PA, 15701 | 42.0 | |
| State Farm | Brian Kolander | 1117 Logan Blvd, Altoona, PA, 16602-4029 | 2.3 | |
| Allstate | David Horell | 2900 Plank Rd Ste 6, Altoona, PA, 16601 | 3.5 | |
| State Farm | Durant Baker | 1635 E Pl Val Blvd, Altoona, PA, 16602-7305 | 1.9 | |
| Travelers | Mountain Financial Group Llc | 723 Puzzletown Rd, Duncansville, PA, 16635 | 9.0 | |
| Erie | Muir-Hershberger Insurance Agency | 178 Ligonier Street, New Florence, PA, 15944 | 36.7 | |
| Travelers | Service Unlimited | 51 Delaware St, Dubois, PA, 15801 | 47.0 | |
| Allstate | Cullen Sheehan | 413 S Logan Blvd Ste 2, Altoona, PA, 16602 | 2.0 |
Compare Rates for Altoona, PA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,040 | $540 |
| Blair County, PA | $117,300 | $617 | $420 | $880 | $460 |
| Altoona, PA | $87,600 | $824 | $550 | $1,130 | $580 |
| Frankstown, PA | $216,600 | $696 | $480 | $1,000 | $520 |
| East Carroll, PA | $119,700 | $641 | $470 | $890 | $420 |
| West, PA | $157,500 | $720 | $500 | $1,000 | $500 |
| Cherry Tree, PA | $68,100 | $507 | $340 | $730 | $390 |
| Decatur, PA | $95,100 | $582 | $400 | $830 | $430 |
| Dale, PA | $33,900 | $393 | $280 | $540 | $260 |
| Clearfield, PA | $83,800 | $732 | $500 | $1,010 | $510 |
| Bolivar, PA | $67,300 | $505 | $360 | $720 | $360 |
| Sandy, PA | $129,500 | $617 | $450 | $850 | $400 |
Research Home Insurance Companies Reviews in Altoona, PA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: January 01, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
My experience with their customer service has been good. I have called them at times to ask questions or make a payment on my policy. The customer service department has always been very nice and helpful.
Date: August 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I am paying a lot less with this new company for same coverage I had with the old company. I am saving over $1000 year
State Farm Home Insurance Reviews
Date: October 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
The prices seem fair. They are not so expensive that I have done a lot of research into switching companies. They are reasonable. I am satisfied with the prices that I pay for the coverage that I am receiving with them.
Date: October 17, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
i had experience with home insurance company's customer service because they carry the super securities.
Allstate Home Insurance Reviews
Date: July 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My father was an Allstate Home insurance customer for over 50 years and never made a claim. When he passed away we did the responsible thing and notified Allstate that the home was empty.