Gavop's guide to buying homeowners insurance in Richwoods, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Richwoods, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Constantine Ave, Castlemain Dr, W St Charles Pl, N Everts Ct, E St Andrews Ct, W Leyna Dr, N Brauer Rd, W Marks Pl, N Hedgerow Ln, N Megan Ct | $139,000 | $120,000 | $100,000-$125,000 | $172,000 | $150,000 | $150,000-$175,000 |
| N Kenneth St, Highcrest Ln, Wilhelm Rd, W Forestglen Dr, W Glencrest Dr, E Division Ave, E Sankoty Dr, N Scotts Trl, Churchill Dr, E Hendryx Ln | $243,500 | $230,000 | $200,000-$250,000 | $168,500 | $150,000 | $175,000-$200,000 |
| Atlantic Ave, N Sherbrook Ln, W Honeystone Dr, Durant St, N Dana Ct, W Detweiller Dr, N Voss St, E Marietta Ave, N Northaven Ct, W Northland Ave | $139,500 | $120,000 | $125,000-$150,000 | $206,000 | $170,000 | $200,000-$250,000 |
| N Wood Acre Ct, W Pilgrims Way, N Villa Lake Dr, N Glenshire Dr, N Oakridge Ln, W Chatsford, E Valley Shore Dr, E Roosevelt Rd, E Northgate Rd, W Austin Dr | $148,000 | $130,000 | $125,000-$150,000 | $289,500 | $260,000 | $200,000-$250,000 |
| N Regent Pl, W Prairie Ct, E Brookview Ln, Chase Dr, N Glen Elm Dr, N Monroe Ave, E Frances Ave, N Illinois Ave, N Derby Rd, W Nassau Dr | $144,500 | $120,000 | $125,000-$150,000 | $141,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $667 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$90 | $724 |
| Hail Resistant Roof Discount | -$16 | $798 |
| Newly Constructed Home Discount | -$187 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Peoria County | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Richwoods, IL | $1,500 | $804 | $2,304 | $584 | $2,084 | $220 |
| Cruger, IL | $200 | $861 | $1,061 | $625 | $825 | $235 |
| Little Mackinaw, IL | $700 | $694 | $1,394 | $504 | $1,204 | $190 |
| Canton, IL | $400 | $811 | $1,211 | $590 | $990 | $222 |
| Emden, IL | $700 | $643 | $1,343 | $467 | $1,167 | $176 |
| Pennsylvania, IL | $300 | $797 | $1,097 | $579 | $879 | $218 |
| Buda, IL | $1,000 | $508 | $1,508 | $369 | $1,369 | $139 |
| St. Augustine, IL | $300 | $441 | $741 | $320 | $620 | $120 |
| Marietta, IL | $1,000 | $492 | $1,492 | $358 | $1,358 | $134 |
| Cornell, IL | $100 | $550 | $650 | $400 | $500 | $150 |
| Dawson, IL | $2,500 | $767 | $3,267 | $557 | $3,057 | $210 |
| Home Insurance Company Richwoods, IL | Homeowners Insurance Agency Richwoods, IL | Address | Popularity Score | Distance from Richwoods (miles) |
|---|---|---|---|---|
| State Farm | Jodi Brown | 3332 W Willow Knolls Dr Ste A, Peoria, IL, 61614-1011 | 4.3 | |
| State Farm | Lori Janko Wilke | 2025 Rock St, Peru, IL, 61354-1373 | 46.7 | |
| Erie | Bell Insurance Agency | 6907 N Knoxville Avenue Suite 204, Peoria, IL, 61614 | 2.2 | |
| Travelers | Peru Insurance Center | 944 4th St, Peru, IL, 61354 | 46.1 | |
| Allstate | Laure Feld | 4530 N Brandywine Dr, Peoria, IL, 61614 | 3.2 | |
| Travelers | Alexander Murray Agency | 12 Valley Forge Plz, Washington, IL, 61571 | 8.5 | |
| Allstate | Kelly Freschi | 300 Bucklin St, La Salle, IL, 61301 | 46.8 | |
| State Farm | Rob Williams | 261 N Broad St Ste 59, Galesburg, IL, 61401-4556 | 44.2 | |
| State Farm | Donna Watson | 3805 N Sterling Avenue, Peoria, IL, 61615-4230 | 3.5 | |
| Travelers | Arc Insurance And Financial Services Inc | 411 Fifth St, Peru, IL, 61354 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,180 | $590 |
| Peoria County, IL | $128,000 | $712 | $480 | $1,010 | $530 |
| Richwoods, IL | $86,500 | $814 | $590 | $1,160 | $570 |
| Cruger, IL | $191,600 | $871 | $620 | $1,190 | $570 |
| Little Mackinaw, IL | $116,800 | $702 | $500 | $990 | $490 |
| Canton, IL | $87,000 | $821 | $600 | $1,130 | $530 |
| Emden, IL | $100,300 | $651 | $440 | $900 | $460 |
| Pennsylvania, IL | $158,300 | $807 | $550 | $1,120 | $570 |
| Buda, IL | $64,800 | $514 | $340 | $720 | $380 |
| St. Augustine, IL | $50,000 | $446 | $320 | $620 | $300 |
| Marietta, IL | $61,000 | $498 | $350 | $710 | $360 |
| Cornell, IL | $75,000 | $557 | $400 | $790 | $390 |
| Dawson, IL | $144,800 | $776 | $560 | $1,090 | $530 |