Gavop's guide to buying homeowners insurance in Forest City, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $103,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $177,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $253,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $413,000 | $360,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $827 |
| Superior Protection Discount | -$96 | $866 |
| Fire & Security Discount | -$77 | $885 |
| Hail Resistant Roof Discount | -$29 | $933 |
| Newly Constructed Home Discount | -$202 | $760 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Seminole County | $1,500 | $1,407 | $2,907 | $1,022 | $2,522 | $384 |
| Forest City, FL | $2,000 | $951 | $2,951 | $691 | $2,691 | $260 |
| Altamonte Springs, FL | $500 | $1,267 | $1,767 | $921 | $1,421 | $346 |
| Mount Dora, FL | $700 | $973 | $1,673 | $707 | $1,407 | $266 |
| Montverde, FL | $1,500 | $2,144 | $3,644 | $1,558 | $3,058 | $586 |
| Black Hammock, FL | $500 | $2,609 | $3,109 | $1,896 | $2,396 | $713 |
| Williamsburg, FL | $2,000 | $969 | $2,969 | $704 | $2,704 | $265 |
| Geneva, FL | $400 | $2,350 | $2,750 | $1,708 | $2,108 | $642 |
| New Smyrna Beach, FL | $2,500 | $1,354 | $3,854 | $984 | $3,484 | $370 |
| Lake Panasoffkee, FL | $400 | $920 | $1,320 | $668 | $1,068 | $251 |
| Jan Phyl Village, FL | $2,500 | $1,180 | $3,680 | $857 | $3,357 | $322 |
| Home Insurance Company Forest City, FL | Homeowners Insurance Agency Forest City, FL | Address | Popularity Score | Distance from Forest City (miles) |
|---|---|---|---|---|
| State Farm | Jo Barsh | 317 West Rd, Ocoee, FL, 34761-5300 | 7.5 | |
| Travelers | Caple Howden Insurance Agency Inc | 10222 E Colonial Dr, Orlando, FL, 32817 | 14.0 | |
| State Farm | Jake Drennon | 4625 Key Largo Dr W, Titusville, FL, 32780-6927 | 39.2 | |
| Travelers | Express Insurance | 2636 West Sr 434 Ste #112, Longwood, FL, 32779 | 2.7 | |
| Travelers | College Park Insurance | 3459 Edgewater Dr, Orlando, FL, 32804 | 6.2 | |
| Allstate | Madonna A. Morel | 2531 Audrey Ave, Winter Park, FL, 32789 | 5.4 | |
| State Farm | Frank Denis | 120 Lake Ave, Maitland, FL, 32751 | 5.6 | |
| Allstate | Luis Diaz | 1634 Hillcrest St, Orlando, FL, 32803 | 9.2 | |
| Travelers | Ronald N Silverman Insurance Agency Inc | 770 Deltona Blvd Ste B, Deltona, FL, 32725 | 18.3 | |
| Travelers | Mike Elliott Insurance Agency Inc | 401 Lake Howell Rd, Maitland, FL, 32751 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Seminole County, FL | $201,900 | $1,424 | $1,110 | $1,910 | $800 |
| Forest City, FL | $191,100 | $962 | $750 | $1,290 | $540 |
| Altamonte Springs, FL | $151,600 | $1,283 | $1,000 | $1,720 | $720 |
| Mount Dora, FL | $173,900 | $985 | $770 | $1,320 | $550 |
| Montverde, FL | $266,500 | $2,170 | $1,690 | $2,910 | $1,220 |
| Black Hammock, FL | $345,400 | $2,641 | $2,060 | $3,540 | $1,480 |
| Williamsburg, FL | $172,800 | $980 | $760 | $1,310 | $550 |
| Geneva, FL | $300,700 | $2,379 | $1,860 | $3,190 | $1,330 |
| New Smyrna Beach, FL | $166,300 | $1,371 | $1,070 | $1,840 | $770 |
| Lake Panasoffkee, FL | $78,600 | $931 | $730 | $1,250 | $520 |
| Jan Phyl Village, FL | $117,300 | $1,194 | $930 | $1,600 | $670 |