Gavop's guide to buying homeowners insurance in Little Canada, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Little Canada, MN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Little Canada Rd W, Kingston Ave, Keller Pkwy, Quebec Ct, Burke Ct, Parkway Dr E, Ryan Ln, Laurie Ct, Kingston Ave E, N Rustic Pl | $215,000 | $190,000 | $200,000-$250,000 | $321,000 | $260,000 | $350,000-$400,000 |
| Big Circle Dr, Owasso Blvd S, Mt Vernon Ave, Allen Pl, E Roselawn Ave, Summer Ct, Toenjes Pl E, Stephani Cir, Morrison St, Windrow Dr | $128,500 | $110,000 | $125,000-$150,000 | $252,500 | $210,000 | $250,000-$300,000 |
| Eli Rd, Twin Lake Blvd, Ontario Bay Rd, Edgerton St N, Preserve Ct, Schletty Dr, Nadeau Rd, Ryan Dr, Valento Ln, Greenbrier Cir | $244,000 | $230,000 | $175,000-$200,000 | $290,500 | $250,000 | $300,000-$350,000 |
| Thunder Bay Rd, Sunrise Dr, Noel Dr, Caroline Ct, Concetta Way, Sherry Ct, Hendry Pl, Bellwood Ave, Sunrise Ct, David Cir | $200,500 | $170,000 | $150,000-$175,000 | $341,000 | $320,000 | $300,000-$350,000 |
| Highway Dr E, Highway Dr, N Maplewood Dr, Demont Ave E, Market Place Dr, Sunset Ct, Vanderbie Rd, Condit St, Sunrise Ave, W Demont Ave | $87,500 | $80,000 | $75,000-$100,000 | $148,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $717 |
| Superior Protection Discount | -$85 | $768 |
| Fire & Security Discount | -$94 | $760 |
| Hail Resistant Roof Discount | -$17 | $837 |
| Newly Constructed Home Discount | -$205 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ramsey County | $2,000 | $1,120 | $3,120 | $814 | $2,814 | $306 |
| Little Canada, MN | $2,000 | $844 | $2,844 | $613 | $2,613 | $231 |
| Oak Park Heights, MN | $300 | $1,250 | $1,550 | $908 | $1,208 | $342 |
| Brooklyn Park, MN | $2,500 | $1,079 | $3,579 | $784 | $3,284 | $295 |
| North Hudson, WI | $100 | $753 | $853 | $547 | $647 | $206 |
| Medicine Lake, MN | $1,000 | $2,730 | $3,730 | $1,984 | $2,984 | $746 |
| Spring Park, MN | $400 | $1,756 | $2,156 | $1,276 | $1,676 | $480 |
| St. Bonifacius, MN | $2,500 | $1,285 | $3,785 | $934 | $3,434 | $351 |
| Lanesburgh, MN | $500 | $1,440 | $1,940 | $1,046 | $1,546 | $393 |
| Winsted, MN | $2,500 | $919 | $3,419 | $668 | $3,168 | $251 |
| Middleville, MN | $500 | $1,298 | $1,798 | $943 | $1,443 | $355 |
| Home Insurance Company Little Canada, MN | Homeowners Insurance Agency Little Canada, MN | Address | Popularity Score | Distance from Little Canada (miles) |
|---|---|---|---|---|
| Allstate | Troy Beugen | 7101 10th St N, Oakdale, MN, 55128 | 7.2 | |
| State Farm | Chad Babcock | 2015 Hillcrest Ave, Saint Paul, MN, 55116-2386 | 8.9 | |
| State Farm | Jerry Vang | 701 4th Ave S Ste 220, Minneapolis, MN, 55415-3071 | 9.6 | |
| State Farm | Heather Kielpinski | 2707 Lincoln Dr, Roseville, MN, 55113-1334 | 4.2 | |
| Liberty Mutual Independent | Hal Tiffany Agency Inc | 2573 Hamline Ave N Ste B, Roseville, MN, 55113 | 3.6 | |
| Farmers | Paul Steffel | 7029 20th Ave, Centerville, MN, 55038 | 9.8 | |
| State Farm | John Arens | 3259 Johnson St Ne, Minneapolis, MN, 55418-2275 | 7.5 | |
| Liberty Mutual Independent | Maguire Agency | 1970 Oakcrest Ave Ste 300 St Paul, Roseville, MN, 55113 | 4.9 | |
| State Farm | Bruce Wagner | 2575 Hamline Ave N Ste A, Roseville, MN, 55113-3175 | 3.6 | |
| State Farm | Brian Youmans | 6175 Cahill Ave Ste 106, Inver Grove, MN, 55076-1527 | 11.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,680 | $830 |
| Ramsey County, MN | $208,700 | $1,134 | $770 | $1,550 | $780 |
| Little Canada, MN | $202,700 | $854 | $610 | $1,200 | $590 |
| Oak Park Heights, MN | $224,300 | $1,265 | $910 | $1,780 | $870 |
| Brooklyn Park, MN | $194,200 | $1,092 | $740 | $1,550 | $810 |
| North Hudson, WI | $228,200 | $762 | $510 | $1,070 | $560 |
| Medicine Lake, MN | $584,500 | $2,763 | $1,910 | $3,840 | $1,930 |
| Spring Park, MN | $382,400 | $1,777 | $1,210 | $2,430 | $1,220 |
| St. Bonifacius, MN | $236,700 | $1,301 | $920 | $1,860 | $940 |
| Lanesburgh, MN | $292,400 | $1,457 | $990 | $2,030 | $1,040 |
| Winsted, MN | $129,800 | $930 | $680 | $1,310 | $630 |
| Middleville, MN | $241,400 | $1,314 | $930 | $1,830 | $900 |