Gavop's guide to buying homeowners insurance in Cody, WY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cody, WY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pleasant View Dr, N Park Dr, 12th St, Sarah Ln, Canyon Rd, Ross Rd, Riverside Ave, Jack Rabbit Ln, Rd 19 1/2, Monte Vista Ave | $209,000 | $180,000 | $175,000-$200,000 | $201,000 | $170,000 | $200,000-$250,000 |
| McCullough Dr, Goodturn Dr, McNeil Ln, 20th St, Madison Ave, W Yellowstone Ave, Peart Pl, Gerrans, Central Ave, Rd 8Ve | $158,000 | $130,000 | $125,000-$150,000 | $159,000 | $130,000 | $125,000-$150,000 |
| Mountain Veiw Rd, Rd 4Eu, Doc Bar, W Circle Dr, Jr St, Cover St, Moller Dr, 16th St, Carey St, US Hwy 16 | $199,500 | $160,000 | $200,000-$250,000 | $161,500 | $140,000 | $125,000-$150,000 |
| Jim Mountain Dr, Rd 448, Arabian Ln, Shoshone Dr, Rd 3Cx, Valley Rd, Park Dr, McCullough Rd, Twin Creek Trail Ave, Loewer Ave | $211,500 | $180,000 | $175,000-$200,000 | $229,500 | $210,000 | $250,000-$300,000 |
| Elkhorn Dr, Carter Mountain Rd, US Hwy 20, Grande View Dr, Outer Circle Dr, Papoose Ln, Poplar Dr, Rd 23, Mesa Dr, Hoot Owl Trl | $171,500 | $140,000 | $175,000-$200,000 | $179,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $686 |
| Superior Protection Discount | -$75 | $761 |
| Fire & Security Discount | -$67 | $769 |
| Hail Resistant Roof Discount | -$17 | $819 |
| Newly Constructed Home Discount | -$226 | $610 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Park County | $700 | $797 | $1,497 | $579 | $1,279 | $218 |
| Cody, WY | $2,500 | $826 | $3,326 | $600 | $3,100 | $226 |
| Park County, WY | $100 | $797 | $897 | $579 | $679 | $218 |
| Ralston, WY | $2,500 | $1,095 | $3,595 | $796 | $3,296 | $299 |
| Meeteetse, WY | $400 | $1,030 | $1,430 | $749 | $1,149 | $282 |
| Cooke City, MT | $700 | $1,173 | $1,873 | $852 | $1,552 | $320 |
| Powell, WY | $500 | $898 | $1,398 | $653 | $1,153 | $245 |
| Red Lodge, MT | $1,000 | $1,147 | $2,147 | $834 | $1,834 | $313 |
| Bearcreek, MT | $500 | $1,029 | $1,529 | $748 | $1,248 | $281 |
| Belfry, MT | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Deaver, WY | $100 | $657 | $757 | $477 | $577 | $180 |
| Home Insurance Company Cody, WY | Homeowners Insurance Agency Cody, WY | Address | Popularity Score | Distance from Cody (miles) |
|---|---|---|---|---|
| State Farm | Jen Talich | 1108 Beck Ave, Cody, WY, 82414-3624 | 21.9 | |
| Allstate | Patrick Manning | 1139 Rumsey Ave, Cody, WY, 82414 | 21.9 | |
| State Farm | Jen Talich | 1108 Beck Avenue, Cody, WY, 82414-3624 | 21.9 | |
| Travelers | Meeker Insurance Agency Llc | 927 12th St, Cody, WY, 82414 | 21.9 | |
| Travelers | Bw Insurance Agency Inc | 1130 Sheridan Ave, Cody, WY, 82414 | 21.9 | |
| Farmers | John Dave Balling | 1808 Sheridan Ave, Cody, WY, 82414 | 22.5 | |
| State Farm | David Blevins | 249 N Clark St, Powell, WY, 82435-1935 | 38.6 | |
| Liberty Mutual Independent | Wyoming Financial-Cody | 1220 Sunshine Ave, Cody, WY, 82414 | 22.1 | |
| Farmers | Allen Nettles | 114 N Bent St, Powell, WY, 82435 | 38.5 | |
| Travelers | Bw Insurance Agency Inc | 1130 Sheridan Ave, Cody, WY, 82414 | 21.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $740 | $1,550 | $810 |
| Park County, WY | $236,200 | $807 | $570 | $1,150 | $580 |
| Cody, WY | $263,600 | $836 | $610 | $1,150 | $540 |
| Park County, WY | $236,200 | $807 | $580 | $1,140 | $560 |
| Ralston, WY | $218,400 | $1,108 | $740 | $1,530 | $790 |
| Meeteetse, WY | $183,000 | $1,043 | $760 | $1,470 | $710 |
| Cooke City, MT | $266,700 | $1,187 | $900 | $1,550 | $650 |
| Powell, WY | $203,200 | $909 | $660 | $1,260 | $600 |
| Red Lodge, MT | $252,800 | $1,161 | $880 | $1,520 | $640 |
| Bearcreek, MT | $190,600 | $1,042 | $790 | $1,370 | $580 |
| Belfry, MT | $80,900 | $664 | $500 | $870 | $370 |
| Deaver, WY | $77,900 | $665 | $450 | $920 | $470 |