Gavop's guide to buying homeowners insurance in North Little Rock, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $53,000 | $40,000 | $50,000-$75,000 |
2 Bedroom | $142,000 | $130,000 | $100,000-$125,000 |
3 Bedroom | $183,500 | $160,000 | $175,000-$200,000 |
4 Bedroom | $220,000 | $190,000 | $175,000-$200,000 |
5 Bedroom | $392,500 | $350,000 | $400,000-$500,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$176 | $858 |
Superior Protection Discount | -$93 | $940 |
Fire & Security Discount | -$93 | $940 |
Hail Resistant Roof Discount | -$21 | $1,013 |
Newly Constructed Home Discount | -$238 | $796 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Pulaski County | $1,500 | $1,121 | $2,621 | $815 | $2,315 | $306 |
North Little Rock, AR | $1,500 | $1,021 | $2,521 | $742 | $2,242 | $279 |
Palarm, AR | $300 | $1,261 | $1,561 | $916 | $1,216 | $345 |
Lonoke County, AR | $1,000 | $1,069 | $2,069 | $777 | $1,777 | $292 |
Conway, AR | $300 | $1,180 | $1,480 | $857 | $1,157 | $322 |
Haskell, AR | $2,500 | $1,089 | $3,589 | $791 | $3,291 | $298 |
Washington, AR | $1,000 | $891 | $1,891 | $648 | $1,648 | $244 |
White Hall, AR | $100 | $786 | $886 | $571 | $671 | $215 |
Watensaw, AR | $500 | $742 | $1,242 | $539 | $1,039 | $203 |
Talladega, AR | $2,000 | $898 | $2,898 | $653 | $2,653 | $245 |
Home Insurance Company North Little Rock, AR | Homeowners Insurance Agency North Little Rock, AR | Address | Popularity Score | Distance from North Little Rock (miles) |
---|---|---|---|---|
Travelers | R & T Insurance Agency Inc | 2017 South Olive Street, Pine Bluff, AR, 71601 | 41.6 | |
State Farm | Pat Frizzell | 1723 N Univ Ave, Little Rock, AR, 72207-5111 | 6.1 | |
Allstate | Brooke Brolo | 4702 W Commercial Dr Ste A, North Little Rock, AR, 72116 | 1.3 | |
Travelers | Gleason Insurance Llc | 320 Executive Ct. Ste. 204 , Little Rock, AR, 72205 | 9.1 | |
Travelers | Gleason Insurance Llc | 320 Executive Ct Ste 204, Little Rock, AR, 72205 | 9.1 | |
Travelers | The Cashion Company Inc | 321 Scott St Little Rock, Little Rock, AR, 72201 | 3.2 | |
Travelers | Jts Financial Services Llc | 415 N Mckinley Ste 305, Little Rock, AR, 72205 | 6.6 | |
Farmers | C Kent Sutherland | 802 E Kiehl Ave, Sherwood, AR, 72120 | 3.6 | |
Farmers | Jerry Marshall | 2703 S Main St, Pine Bluff, AR, 71601 | 42.1 | |
State Farm | Richard Day | 816 E Kiehl Ave Ste 2, Sherwood, AR, 72120-3988 | 3.6 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Arkansas | $118,500 | $1,088 | $750 | $1,510 | $760 |
Pulaski County, AR | $148,300 | $1,135 | $760 | $1,600 | $840 |
North Little Rock, AR | $123,500 | $1,033 | $710 | $1,440 | $730 |
Palarm, AR | $161,700 | $1,276 | $910 | $1,760 | $850 |
Lonoke County, AR | $135,100 | $1,082 | $720 | $1,550 | $830 |
Conway, AR | $163,500 | $1,194 | $850 | $1,700 | $850 |
Haskell, AR | $121,600 | $1,102 | $790 | $1,550 | $760 |
Washington, AR | $115,600 | $902 | $610 | $1,270 | $660 |
White Hall, AR | $125,400 | $796 | $550 | $1,140 | $590 |
Watensaw, AR | $51,800 | $751 | $530 | $1,060 | $530 |
Talladega, AR | $81,600 | $909 | $610 | $1,280 | $670 |
Date: October 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: June 20, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Date: July 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 04, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried