How Can I Make My Ithaca, NY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Ithaca, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Ithaca, NY Home Insurance Coverage Levels | Back to Top
| Ithaca, NY - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Remington Rd, Morris Hts, Dove Dr, Willow Ave, N Albany St, Hickory Pl, Renzetti Pl, Charles St, N Tioga St, S Geneva St | $120,500 | $100,000 | $100,000-$125,000 | $297,000 | $270,000 | $200,000-$250,000 |
| Summerhill Plz, State Rte 327, Halcyon Hill Rd, Fairmount Ave, Utica St, Game Farm Rd, S Albany St, S Cayuga St, Sheffield Rd, Washington St | $86,500 | $70,000 | $50,000-$75,000 | $200,500 | $180,000 | $200,000-$250,000 |
| Vine St, E Clinton St, Conifer Dr, Coy Glen Rd, S Fulton St, Caldwell Dr, Sheffield Rd, Fallview Ter, Calkins Rd, Columbia St | $169,000 | $140,000 | $150,000-$175,000 | $155,500 | $130,000 | $150,000-$175,000 |
| Cypress Ct, James St, Penny Ln, Worth St, N Sunset Dr, E Seneca St, Hyers St, Elm St Exd, Quarry St S, Wedgewood Dr | $137,000 | $120,000 | $100,000-$125,000 | $189,500 | $160,000 | $175,000-$200,000 |
| Midway Rd, Kline Rd, Bridge St, Oxford Pl, Landmark Dr, Elmwood Ave, Sunrise Rd, Thurston Ave, Co Rd 121, W Seneca St | $156,000 | $130,000 | $175,000-$200,000 | $225,000 | $190,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Ithaca, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $706 |
| Superior Protection Discount | -$77 | $783 |
| Fire & Security Discount | -$95 | $766 |
| Hail Resistant Roof Discount | -$26 | $835 |
| Newly Constructed Home Discount | -$198 | $663 |
Choose the Right Deductible for your Ithaca, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tompkins County | $1,000 | $708 | $1,708 | $515 | $1,515 | $194 |
| Ithaca, NY | $2,000 | $850 | $2,850 | $618 | $2,618 | $232 |
| Candor, NY | $400 | $932 | $1,332 | $677 | $1,077 | $255 |
| Virgil, NY | $2,500 | $643 | $3,143 | $467 | $2,967 | $176 |
| Watkins Glen, NY | $500 | $598 | $1,098 | $434 | $934 | $163 |
| Ovid, NY | $2,000 | $584 | $2,584 | $424 | $2,424 | $160 |
| Maine, NY | $300 | $957 | $1,257 | $695 | $995 | $261 |
| South Waverly, PA | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Fayette, NY | $400 | $588 | $988 | $427 | $827 | $161 |
| Rushville, NY | $700 | $585 | $1,285 | $425 | $1,125 | $160 |
| Meridian, NY | $300 | $584 | $884 | $424 | $724 | $160 |
| Manlius, NY | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
Identify Top Home Insurance Agents near Ithaca, NY | Back to Top
| Home Insurance Company Ithaca, NY | Homeowners Insurance Agency Ithaca, NY | Address | Popularity Score | Distance from Ithaca (miles) |
|---|---|---|---|---|
| Allstate | Mitchell Joseph Insurance Agency | 130 Main St Po Box 399, Naples, NY, 14512 | 47.4 | |
| Nationwide | Bruce C Clary | 401 Elmira Rd Ste 8, Ithaca, NY, 14850-5120 | 1.9 | |
| State Farm | Frannie Haranin | 222 Elmira Rd Ste 2, Ithaca, NY, 14850-5349 | 1.0 | |
| State Farm | Bill Pope | 291 S Hamilton St, Painted Post, NY, 14870-9782 | 37.1 | |
| Allstate | Carl Helbig | 510 Pre Emption Rd, Geneva, NY, 14456 | 39.4 | |
| Travelers | R K Johnson & Associates Insurance Agency | 4921 West Genesee Street, Camillus, NY, 13031 | 43.2 | |
| State Farm | Vernon Johnson | 341 Park Ave, Corning, NY, 14830-3425 | 34.8 | |
| Liberty Mutual Independent | P W Wood & Son Inc | 2333 N Triphammer Rd Ste 501, Ithaca, NY, 14850 | 2.9 | |
| Travelers | Rick Bongiorno Insurance | 1309 1/2 Monroe St, Endicott, NY, 13760 | 33.2 | |
| State Farm | David Herrington | 5005 E Genesee St, Fayetteville, NY, 13066-1640 | 46.6 |
Compare Rates for Ithaca, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,610 | $780 |
| Tompkins County, NY | $190,100 | $717 | $490 | $1,020 | $530 |
| Ithaca, NY | $233,100 | $860 | $630 | $1,220 | $590 |
| Candor, NY | $94,000 | $943 | $680 | $1,340 | $660 |
| Virgil, NY | $154,100 | $651 | $470 | $920 | $450 |
| Watkins Glen, NY | $122,400 | $605 | $410 | $850 | $440 |
| Ovid, NY | $99,100 | $591 | $400 | $820 | $420 |
| Maine, NY | $121,800 | $968 | $660 | $1,370 | $710 |
| South Waverly, PA | $147,200 | $700 | $480 | $960 | $480 |
| Fayette, NY | $109,200 | $595 | $400 | $840 | $440 |
| Rushville, NY | $101,800 | $592 | $400 | $850 | $450 |
| Meridian, NY | $100,600 | $591 | $400 | $840 | $440 |
| Manlius, NY | $184,200 | $700 | $470 | $1,000 | $530 |
Research Home Insurance Companies Reviews in Ithaca, NY Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: June 11, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Premium
This was the best rate we found and with the same/average deductible as other companies offered for our coverage. We are satisfied thus far with tthe numbers.
USAA Home Insurance Reviews
Date: September 22, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
I think my home insurance company is competitive as to the same covered offered by others. In many cases, my company is more reasonably priced. The cheaper rate companies don't provide the same coverage as mine.
AAA Home Insurance Reviews
Date: August 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
AAA's home owners insurance has been stellar! We submitted a claim a few weeks ago and they were very personable and helpful.
GEICO Home Insurance Reviews
Date: October 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The deductible through my current policy with Geico is $100; I have seen other insurance companies charge in upwards of $500 or more on their deductibles.