Gavop shows you how to buy homeowners insurance in Grosse Pointe Woods, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $121,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $137,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $307,000 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $340,500 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $589 |
| Superior Protection Discount | -$65 | $662 |
| Fire & Security Discount | -$65 | $662 |
| Hail Resistant Roof Discount | -$15 | $713 |
| Newly Constructed Home Discount | -$175 | $553 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,500 | $679 | $3,179 | $493 | $2,993 | $185 |
| Grosse Pointe Woods, MI | $1,500 | $719 | $2,219 | $522 | $2,022 | $196 |
| Beverly Hills, MI | $400 | $812 | $1,212 | $590 | $990 | $222 |
| Riverview, MI | $700 | $639 | $1,339 | $464 | $1,164 | $175 |
| Washington, MI | $100 | $792 | $892 | $575 | $675 | $216 |
| Lake Orion, MI | $1,000 | $952 | $1,952 | $692 | $1,692 | $260 |
| St. Clair, MI | $200 | $708 | $908 | $514 | $714 | $193 |
| Dryden, MI | $2,000 | $902 | $2,902 | $656 | $2,656 | $247 |
| Milford, MI | $500 | $731 | $1,231 | $531 | $1,031 | $200 |
| Brockway, MI | $2,000 | $786 | $2,786 | $572 | $2,572 | $215 |
| Tyrone, MI | $500 | $762 | $1,262 | $554 | $1,054 | $208 |
| Washtenaw County, MI | $2,500 | $858 | $3,358 | $624 | $3,124 | $235 |
| Home Insurance Company Grosse Pointe Woods, MI | Homeowners Insurance Agency Grosse Pointe Woods, MI | Address | Popularity Score | Distance from Grosse Pointe Woods (miles) |
|---|---|---|---|---|
| State Farm | Cheryl Kowalczyk | 31613 Gratiot Ave, Roseville, MI, 48066-4553 | 6.3 | |
| State Farm | Steve Donovan | 11455 E 13 Mile Rd, Warren, MI, 48093-2502 | 8.0 | |
| Liberty Mutual Independent | Bergstrom Insurance Agency | 30701 W 10 Mile Rd Ste 400, Farmington Hills, MI, 48336 | 23.2 | |
| State Farm | Betty Turner | 26491 Hoover, Warren, MI, 48089-1163 | 6.5 | |
| State Farm | Margaret Cuva | 18530 E 9 Mile Rd, Eastpointe, MI, 48021-1951 | 1.8 | |
| Allstate | Terri Megge | 35409 Jefferson Ave, Harrison Township, MI, 48045 | 8.3 | |
| State Farm | Sandy Meador | 19587 Mack Avenue, Grosse Pointe Woods, MI, 48236-2838 | 1.1 | |
| Allstate | James Lafranca | 29930 23 Mile Rd, Chesterfield, MI, 48047 | 16.9 | |
| Farmers | Adeeb Zayto | 28751 Ryan Rd, Warren, MI, 48092 | 9.7 | |
| State Farm | Marty O'Neill | 22637 Woodward Avenue, Ferndale, MI, 48220-1801 | 12.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,060 | $540 |
| Wayne County, MI | $92,400 | $687 | $460 | $950 | $490 |
| Grosse Pointe Woods, MI | $205,000 | $727 | $520 | $1,000 | $480 |
| Beverly Hills, MI | $341,500 | $822 | $560 | $1,160 | $600 |
| Riverview, MI | $132,500 | $647 | $470 | $910 | $440 |
| Washington, MI | $260,600 | $801 | $580 | $1,150 | $570 |
| Lake Orion, MI | $266,100 | $964 | $680 | $1,380 | $700 |
| St. Clair, MI | $195,400 | $717 | $520 | $1,020 | $500 |
| Dryden, MI | $236,700 | $913 | $620 | $1,250 | $630 |
| Milford, MI | $215,300 | $740 | $510 | $1,040 | $530 |
| Brockway, MI | $151,900 | $796 | $550 | $1,130 | $580 |
| Tyrone, MI | $239,600 | $771 | $530 | $1,090 | $560 |
| Washtenaw County, MI | $231,500 | $869 | $580 | $1,210 | $630 |