Gavop's guide to buying homeowners insurance in Crossville, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Crossville, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 433, Co Rd 1981, Holleigh Ln, Co Rd 964, Co Rd 93, Co Rd 125, Co Rd 17, Co Rd 350, Co Rd 25, Co Rd 873 | $136,000 | $110,000 | $125,000-$150,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Co Rd 250, Co Rd 338, Walker Dr, Broadwell Rd, Co Rd 375, Co Rd 397, Lynn Cir, Co Rd 546, Co Rd 467, Co Rd 1988 | $144,500 | $120,000 | $150,000-$175,000 | $94,000 | $90,000 | $100,000-$125,000 |
| Bryan St, Harrelson Cir, Co Rd 471, Walker St, Co Rd 381, Upton Dr, Co Rd 1, Co Rd 9057, Co Rd 472, Co Rd 170 | $159,000 | $140,000 | $150,000-$175,000 | $125,500 | $120,000 | $125,000-$150,000 |
| Phillips Rd, Co Rd 831, Elrod St, Co Rd 9098, State Rte 168, Co Rd 456, Co Rd 82, Co Rd 31, George St, Co Rd 378 | $120,000 | $110,000 | $125,000-$150,000 | $137,500 | $130,000 | $125,000-$150,000 |
| Russell, Co Rd 534, Co Rd 4, Co Rd 982, Co Rd 9064, Co Rd 457, Co Rd 95, Co Rd 1923, Oak Hill Rd, Co Rd 26 | $67,500 | $60,000 | $50,000-$75,000 | $48,500 | $40,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $550 |
| Superior Protection Discount | -$58 | $589 |
| Fire & Security Discount | -$58 | $589 |
| Hail Resistant Roof Discount | -$19 | $627 |
| Newly Constructed Home Discount | -$181 | $466 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,440 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
| Home Insurance Company Crossville, AL | Homeowners Insurance Agency Crossville, AL | Address | Popularity Score | Distance from Crossville (miles) |
|---|---|---|---|---|
| Allstate | Michael Higdon | 1024 Blount Ave, Guntersville, AL, 35976 | 16.9 | |
| State Farm | Wendy Burpee | 8097 Madison Blvd Ste 104, Madison, AL, 35758-2043 | 49.7 | |
| Travelers | Burkett & Associates Insurance Agency Inc | 2400 Bob Wallace Ave Sw Ste #206, Huntsville, AL, 35805 | 45.2 | |
| State Farm | Mike Hawkins | 333 Whitesport Dr Sw Ste 102, Huntsville, AL, 35801-3455 | 43.3 | |
| Farmers | Tom Gant | 1820 Cogswell Ave, Pell City, AL, 35125 | 48.6 | |
| State Farm | Ken Davis | 3503 Memorial Pkwy Nw Ste Ea, Huntsville, AL, 35810-2414 | 47.7 | |
| State Farm | Keith Holland | 201 N Main St Ste E, Boaz, AL, 35957-1643 | 8.9 | |
| State Farm | Lynn Holifield | 1528 Gunter Avenue, Guntersville, AL, 35976-0130 | 17.1 | |
| State Farm | Felicia Mitchell | 380 Main Street East, Rainsville, AL, 35986-1398 | 19.3 | |
| Allstate | Rickey R Holland | 12780 Us Highway 431 Ste 2, Boaz, AL, 35956 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,670 | $880 |
| DeKalb County, AL | $102,900 | $966 | $690 | $1,370 | $680 |
| Crossville, AL | $67,800 | $647 | $440 | $890 | $450 |
| Sand Rock, AL | $155,300 | $1,277 | $870 | $1,760 | $890 |
| Tidmore Bend, AL | $98,700 | $981 | $720 | $1,400 | $680 |
| Douglas, AL | $74,800 | $690 | $500 | $960 | $460 |
| Fort Payne, AL | $116,300 | $911 | $610 | $1,280 | $670 |
| Cedar Bluff, AL | $89,600 | $923 | $620 | $1,280 | $660 |
| Weaver, AL | $106,200 | $1,026 | $690 | $1,410 | $720 |
| White Plains, AL | $125,800 | $1,135 | $810 | $1,600 | $790 |
| Summerville, GA | $81,800 | $591 | $400 | $810 | $410 |
| Hytop, AL | $80,600 | $862 | $620 | $1,190 | $570 |