Gavop shows you how to buy homeowners insurance in Waterford, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Waterford, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Golden Ct, Weber St, Fir Ln, Gawin Dr, Mayflower Dr, Pine Ln, Frasier Trl, Hillside Rd, Mesa Ct, Sumerta Ct | $148,500 | $140,000 | $175,000-$200,000 | $271,500 | $240,000 | $250,000-$300,000 |
| N Maple Rd, Empire Ln, Willow Bend Dr, N Maple Ln, Co Rd L, Idlewood Ln, W Wade St, Marina Ct, Orchard Ln, St Andrews Old | $209,000 | $190,000 | $175,000-$200,000 | $223,000 | $180,000 | $200,000-$250,000 |
| Fox Ln, Augusta, Willow Ln, Sunflower Ln, Gale Rd, Dorie Ln, S River St, Oak Lodge Rd, W Washington St, Foxmeade Pl | $182,000 | $160,000 | $175,000-$200,000 | $176,000 | $160,000 | $150,000-$175,000 |
| Burma Ct, Beachview Ln, Torch Pine Ct, N Rochester St, N Maple Rd, Danielson St, Poplar Grove Dr, Co Hwy W, Mather St, Canal Ln | $171,500 | $140,000 | $125,000-$150,000 | $205,000 | $190,000 | $200,000-$250,000 |
| W Fox St, Heron Dr, Ivy Glen Ct, Brookstone Dr, Bay View Dr, S Denoon Rd, Way-Mar Ln, Buck Rd, Co Rd Dd, Nevada Ave | $266,500 | $230,000 | $250,000-$300,000 | $400,500 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $560 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$48 | $635 |
| Hail Resistant Roof Discount | -$20 | $662 |
| Newly Constructed Home Discount | -$191 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Racine County | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
| Waterford, WI | $2,000 | $675 | $2,675 | $490 | $2,490 | $184 |
| Sugar Creek, WI | $100 | $709 | $809 | $516 | $616 | $194 |
| Camp Lake, WI | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Kenosha, WI | $100 | $608 | $708 | $442 | $542 | $166 |
| Newport, IL | $1,000 | $826 | $1,826 | $600 | $1,600 | $226 |
| McHenry County, IL | $200 | $859 | $1,059 | $624 | $824 | $235 |
| Neosho, WI | $1,000 | $660 | $1,660 | $480 | $1,480 | $180 |
| Manchester, IL | $300 | $1,020 | $1,320 | $741 | $1,041 | $279 |
| Lake Bluff, IL | $2,000 | $1,090 | $3,090 | $792 | $2,792 | $298 |
| Edgerton, WI | $500 | $581 | $1,081 | $422 | $922 | $159 |
| West Bend, WI | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Home Insurance Company Waterford, WI | Homeowners Insurance Agency Waterford, WI | Address | Popularity Score | Distance from Waterford (miles) |
|---|---|---|---|---|
| Travelers | Mangold Insurance Inc | 1050 Milwaukee Ave Ste 100, Burlington, WI, 53105 | 7.2 | |
| State Farm | John Peiffer | 109 N Pine St, Burlington, WI, 53105-1933 | 8.2 | |
| Erie | Zarek Insurance | 124 E Chestnut Street, Burlington, WI, 53105 | 8.0 | |
| State Farm | Lisa Ramlow | 7952 Racine Ave, Wind Lake, WI, 53185-2041 | 5.3 | |
| Erie | Wisconsin Preferred Insurance Group | 2665 S Moorland Road Suite 204, New Berlin, WI, 53151 | 15.7 | |
| State Farm | Dave Stauffacher | 424 E Jefferson St, Burlington, WI, 53105-1519 | 8.0 | |
| State Farm | Bill Czaja | 411 E Main St, Waterford, WI, 53185-4307 | 3.0 | |
| Erie | Mays Insurance Agency | 500 N Pine Street, Burlington, WI, 53105 | 8.0 | |
| Liberty Mutual Independent | Diversified Insurance Solutions | 100 N Corporate Dr, Brookfield, WI, 53045 | 17.4 | |
| Travelers | Liggett Insurance Group Ltd | 234 A Marina Court, Waterford, WI, 53185 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| Racine County, WI | $165,200 | $659 | $450 | $940 | $490 |
| Waterford, WI | $278,700 | $683 | $460 | $970 | $510 |
| Sugar Creek, WI | $191,200 | $718 | $480 | $1,000 | $520 |
| Camp Lake, WI | $150,400 | $651 | $470 | $930 | $460 |
| Kenosha, WI | $142,100 | $615 | $440 | $870 | $430 |
| Newport, IL | $270,500 | $836 | $600 | $1,150 | $550 |
| McHenry County, IL | $212,600 | $870 | $630 | $1,210 | $580 |
| Neosho, WI | $159,000 | $668 | $470 | $920 | $450 |
| Manchester, IL | $292,900 | $1,032 | $730 | $1,430 | $700 |
| Lake Bluff, IL | $603,300 | $1,103 | $740 | $1,580 | $840 |
| Edgerton, WI | $141,100 | $588 | $420 | $810 | $390 |
| West Bend, WI | $165,300 | $659 | $480 | $920 | $440 |