Gavop shows you how to buy homeowners insurance in Greene County, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $181,500 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $149,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $228,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $500,500 | $450,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $558 |
| Superior Protection Discount | -$68 | $612 |
| Fire & Security Discount | -$75 | $605 |
| Hail Resistant Roof Discount | -$20 | $660 |
| Newly Constructed Home Discount | -$150 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $700 | $672 | $1,372 | $488 | $1,188 | $184 |
| Greene County, NY | $1,500 | $672 | $2,172 | $488 | $1,988 | $184 |
| Lake Katrine, NY | $100 | $700 | $800 | $509 | $609 | $191 |
| Valatie, NY | $1,000 | $780 | $1,780 | $567 | $1,567 | $213 |
| Rhinecliff, NY | $300 | $1,556 | $1,856 | $1,131 | $1,431 | $425 |
| Kortright, NY | $2,000 | $667 | $2,667 | $485 | $2,485 | $182 |
| Neversink, NY | $300 | $791 | $1,091 | $575 | $875 | $216 |
| Sand Lake, NY | $700 | $731 | $1,431 | $531 | $1,231 | $200 |
| Rensselaer County, NY | $400 | $690 | $1,090 | $501 | $901 | $189 |
| Falls Village, CT | $700 | $1,382 | $2,082 | $1,004 | $1,704 | $378 |
| Hagaman, NY | $500 | $622 | $1,122 | $452 | $952 | $170 |
| Schaghticoke, NY | $1,000 | $648 | $1,648 | $471 | $1,471 | $177 |
| Home Insurance Company Greene County, NY | Homeowners Insurance Agency Greene County, NY | Address | Popularity Score | Distance from Greene County (miles) |
|---|---|---|---|---|
| Allstate | John Deutsch | 621 Columbia St, Cohoes, NY, 12047 | 38.8 | |
| State Farm | Tom Lewis | 2535 South Rd, Poughkeepsie, NY, 12601-5465 | 44.6 | |
| State Farm | Diane Disomma | 3 Spackenkill Rd, Poughkeepsie, NY, 12603-5312 | 44.8 | |
| State Farm | Rob Field | 431 New Scotland Ave, Albany, NY, 12208-2726 | 31.2 | |
| Nationwide | Steven E Laubach | 501 Main St. Suite 1, New Paltz, NY, 12561-1628 | 38.0 | |
| Allstate | Brabazon Agency | 5327 State Route 23, Windham, NY, 12496 | 5.3 | |
| Travelers | 2001 Central Insurance Agency | 2129 Central Avenue, Schenectady, NY, 12304 | 35.2 | |
| State Farm | Tom Roessner | 438 Route 212, Saugerties, NY, 12477-4612 | 16.6 | |
| Farmers | Curtis Hoskins | 488 Freedom Plains Rd Ste 101, Poughkeepsie, NY, 12603 | 44.5 | |
| Travelers | Pretak & Pagones Insurance Agency Inc | 2668 South Road, Poughkeepsie, NY, 12601 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,660 | $880 |
| Greene County, NY | $176,100 | $680 | $500 | $970 | $470 |
| Greene County, NY | $176,100 | $680 | $460 | $950 | $490 |
| Lake Katrine, NY | $179,300 | $709 | $500 | $1,000 | $500 |
| Valatie, NY | $206,300 | $789 | $570 | $1,090 | $520 |
| Rhinecliff, NY | $363,600 | $1,575 | $1,150 | $2,250 | $1,100 |
| Kortright, NY | $165,600 | $675 | $490 | $970 | $480 |
| Neversink, NY | $209,700 | $801 | $580 | $1,130 | $550 |
| Sand Lake, NY | $231,500 | $740 | $500 | $1,050 | $550 |
| Rensselaer County, NY | $183,400 | $698 | $470 | $970 | $500 |
| Falls Village, CT | $324,500 | $1,399 | $990 | $1,970 | $980 |
| Hagaman, NY | $141,700 | $630 | $450 | $900 | $450 |
| Schaghticoke, NY | $177,800 | $656 | $480 | $920 | $440 |