Gavop tells you how to get the best homeowners insurance in Lake County, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lake County, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Jenks Rd, S Astor Rd, S Windy Bluff, Pebble Ln, Evelyn Dr, Fond Dulac, Crabapple, Peacock Dr, W Basford Lake Dr, W Ashton Rd | $81,000 | $70,000 | $75,000-$100,000 | $141,500 | $130,000 | $150,000-$175,000 |
| S Baker Rd, S Star Lake Dr, Saddler Rd, W 4 Mile Rd, Siciliano Dr, Walnut, Shallow Dr S, W 1 Mile Rd, Essex Dr, Circle | $78,500 | $70,000 | $75,000-$100,000 | $126,500 | $120,000 | $125,000-$150,000 |
| S Vermont Ave, N Homestead Cir, S Coffee Ave, W Willowtree Ave, W Lorraine St, W 24th St, W Cool Creek Ln, N Kessler, S Shady Hollow, E Webster St | $71,500 | $60,000 | $50,000-$75,000 | $129,500 | $120,000 | $100,000-$125,000 |
| N Forest Glen, Adams St, S Hawthorne, S Leisure Loop, Canterbury Ct, E Baldwin Rd, N Hawkins Rd, Lilly, Circle Dr, W Sherwood | $122,500 | $110,000 | $100,000-$125,000 | $106,500 | $90,000 | $75,000-$100,000 |
| Wilberforce Ave, E 10th St, M L King, Timber Trl, E Parkdale Dr, S Kings Hwy, S Barnett Rapids Dr, Millerton Rd, W 68th St, E Wealthy | $74,500 | $60,000 | $75,000-$100,000 | $100,000 | $80,000 | $100,000-$125,000 |
| E Griggs St, S Woodin Dr, S Arrowhead Trl, Railroad St, E Niemitalo Dr, S Queens Rd, W 44th St, S Jenny Cir, E 96th St, E Maywood | $90,000 | $80,000 | $75,000-$100,000 | $134,500 | $110,000 | $125,000-$150,000 |
| W 11 Mile Rd, 14 Mile Rd, S Burke Cir, N Lloyd St, S Viola Ave, Franklin, Dexter Rd, Ridge Rd, S Putman Lake Dr, W 56th St | $105,500 | $90,000 | $75,000-$100,000 | $110,000 | $100,000 | $75,000-$100,000 |
| N Blass Dr, 92nd St, Bush St, Jenkins St, Merrillville Rd, Humbolt Dr, Blue Spruce, N Power Pole Rd, State Rd, N Oak Rd | $107,500 | $90,000 | $75,000-$100,000 | $142,500 | $120,000 | $100,000-$125,000 |
| S Rainbow Lake Dr, E 68th St, 16th St, 11 Mile Rd, S Spartan Ln, W Hillcrest Blvd, Washington St, S Evergreen Rd, W 6 Mile Rd, S Spruce Rd | $62,500 | $50,000 | $50,000-$75,000 | $136,000 | $110,000 | $150,000-$175,000 |
| Ohio, W Harper Dr, S Nugent Scenic Dr, S Martin Dr, Roosevelt Rd, Deerlake Shore, W 3rd St, Creation, W Wilderness Way, York St | $105,500 | $90,000 | $100,000-$125,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $581 |
| Home and Two Car | -$109 | $530 |
| Home and Three Car | -$153 | $486 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $1,000 | $631 | $1,631 | $459 | $1,459 | $173 |
| Lake County, MI | $1,000 | $631 | $1,631 | $459 | $1,459 | $173 |
| Webber, MI | $200 | $648 | $848 | $471 | $671 | $177 |
| Osceola County, MI | $2,000 | $649 | $2,649 | $471 | $2,471 | $177 |
| Victory, MI | $400 | $755 | $1,155 | $549 | $949 | $206 |
| Hartwick, MI | $700 | $732 | $1,432 | $532 | $1,232 | $200 |
| Elbridge, MI | $400 | $695 | $1,095 | $505 | $905 | $190 |
| Onekama, MI | $2,500 | $848 | $3,348 | $616 | $3,116 | $232 |
| Thompsonville, MI | $200 | $658 | $858 | $478 | $678 | $180 |
| Interlochen, MI | $2,500 | $760 | $3,260 | $552 | $3,052 | $208 |
| Ashland, MI | $400 | $784 | $1,184 | $570 | $970 | $214 |
| Butterfield, MI | $2,000 | $663 | $2,663 | $482 | $2,482 | $181 |
| Home Insurance Company Lake County, MI | Homeowners Insurance Agency Lake County, MI | Address | Popularity Score | Distance from Lake County (miles) |
|---|---|---|---|---|
| Farmers | Sara Esiline | 211 Maple St, Big Rapids, MI, 49307 | 26.3 | |
| Liberty Mutual Independent | White Lake Agency Inc | 4534 Dowling, Montague, MI, 49437 | 48.4 | |
| State Farm | Dave Oosterhouse | 22 State Rd, Newaygo, MI, 49337-8128 | 39.8 | |
| State Farm | Scott Vanderploeg | 400 N State St, Big Rapids, MI, 49307-1478 | 26.0 | |
| State Farm | Rich Sheldon | 217 E Todd Ave, Reed City, MI, 49677-1251 | 17.3 | |
| State Farm | Bill Scheible | 225 S State St, Big Rapids, MI, 49307-1758 | 26.3 | |
| State Farm | Tom Mallory | 623 E Colby St, Whitehall, MI, 49461-1163 | 48.3 | |
| State Farm | Matt Wetmore | 286 N Michigan Ave, Beulah, MI, 49617-9147 | 46.4 | |
| State Farm | John Benson | 212 W North St, Cadillac, MI, 49601-1814 | 27.0 | |
| State Farm | Terry Coaster | 115 S Main St, Lake City, MI, 49651-5101 | 37.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,060 | $490 |
| Lake County, MI | $80,800 | $639 | $440 | $880 | $440 |
| Lake County, MI | $80,800 | $639 | $470 | $910 | $440 |
| Webber, MI | $64,700 | $656 | $480 | $930 | $450 |
| Osceola County, MI | $91,400 | $657 | $450 | $900 | $450 |
| Victory, MI | $128,500 | $764 | $510 | $1,050 | $540 |
| Hartwick, MI | $112,800 | $741 | $530 | $1,050 | $520 |
| Elbridge, MI | $89,800 | $703 | $480 | $970 | $490 |
| Onekama, MI | $199,200 | $858 | $570 | $1,180 | $610 |
| Thompsonville, MI | $70,000 | $666 | $470 | $930 | $460 |
| Interlochen, MI | $132,000 | $769 | $530 | $1,060 | $530 |
| Ashland, MI | $150,000 | $794 | $560 | $1,100 | $540 |
| Butterfield, MI | $72,300 | $671 | $460 | $950 | $490 |